Cheap Auto Insurance for Inexperienced Drivers in Vermont

The vehicle model requiring coverage is a large consideration when quoting cheap auto insurance for inexperienced drivers in Vermont. Vehicles with average performance, a great safety record, or a low likelihood of liability claims will cost less to insure than high performance models.

The information below ranks car insurance rates for a selection of the cheaper vehicles to insure in Vermont.

Table data represents single male driver age 30, no speeding tickets, no at-fault accidents, $500 deductibles, and Vermont minimum liability limits. Discounts applied include safe-driver, claim-free, homeowner, multi-vehicle, and multi-policy. Prices do not factor in specific location which can revise rates considerably.

By looking at the data, you can see that cars like the Hyundai Tucson, Dodge Grand Caravan, Kia Forte, and Ford Edge are a few of the less-costly vehicles to insure for new drivers.

For new drivers, one of the big criteria that play a part in determining insurance cost is the neighborhood you call home in Vermont. Cities that have higher claim levels or more people like Northfield, West Brattleboro, and Bennington tend to have higher rates, whereas more rural areas generally pay less for auto insurance.

The table below lists the priciest cities in Vermont for inexperienced drivers in which to purchase auto insurance.

Premium costs are comparative as specific Vermont zip code can revise insurance rates significantly.

Vermont insurance companies

Picking the best insurer is difficult considering how many choices you have in Vermont. The rank data listed below could help you choose which companies you want to consider purchasing a policy from. These ratings are for companies that insure vehicles across America, so companies with more of a regional focus are not included in this list.

Top 10 Major Auto Insurance Companies Overall in Vermont

1. The General
2. The Hartford
3. Progressive
4. Travelers
5. State Farm
6. Farmers Insurance
7. Safeco Insurance
8. USAA
9. GEICO
10. 21st Century

Discount Vermont car insurance rates

Insurers that provide cheap auto insurance for inexperienced drivers in Vermont may also provide premium discounts that could reduce prices by as much as 35% or more if you are eligible. Larger insurance companies and some of their more popular discounts are shown below.

The diagram below illustrates the difference between insurance costs with and without discounts being applied to the rates. The premiums are based on a female driver, no claims or driving citations, Vermont state minimum liability limits, full physical damage coverage, and $100 deductibles. The first bar for each age group shows insurance cost with no discounts. The second shows the rates with multiple vehicle, vehicle safety, safe-driver, defensive driving course, accident-free, and anti-theft discounts applied. When discounts are factored in, the the amount saved on insurance for inexperienced drivers is % or $.

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