Who Has the Cheapest Auto Insurance for Veterans in Nevada?

Who Has the Cheapest Auto Insurance for Veterans in Nevada?

The vehicle you are buying coverage for is a large factor that determines whether or not you find the cheapest car insurance for veterans. Vehicles with lots of speed or power, poor passenger safety features, or high incidents of liability claims will cost substantially more to insure than safer, lower-performance models. The next tables ranks auto insurance costs for some of the cheaper automobiles to insure in Nevada.

Insurance Rates for Popular Cars in Nevada
Make, Model, and Trim Level Annual Cost Semi-Annual Cost Monthly Cost
Chevrolet Malibu LS $846 $423 $71
Ford Focus SE 4-Dr Sedan $830 $415 $69
Ford Fusion SE 4-Dr Sedan $906 $453 $76
Honda Civic LX 4-Dr Sedan $874 $437 $73
Hyundai Elantra Blue 4-Dr Sedan $874 $437 $73
Hyundai Sonata Limited 4-Dr Sedan $970 $485 $81
Kia Optima SX $970 $485 $81
Toyota Camry LE $846 $423 $71
Toyota Corolla S $890 $445 $74
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Prices above based on single female driver age 50, no speeding tickets, no at-fault accidents, $1000 deductibles, and Nevada minimum liability limits. Discounts applied include claim-free, homeowner, multi-vehicle, multi-policy, and safe-driver. Price information does not factor in specific garaging location which can impact price quotes substantially.

Insurance Rates for Popular SUVs and Crossovers in Nevada
Make, Model, and Trim Level Annual Cost Semi-Annual Cost Monthly Cost
Acura RDX 2WD $776 $388 $65
Buick Enclave XL AWD $924 $462 $77
Cadillac Escalade Hybrid Platinum 4WD $1,212 $606 $101
Chevrolet Traverse LTZ 2WD $792 $396 $66
Ford Escape Limited 4WD $776 $388 $65
Ford Explorer Limited 4WD $862 $431 $72
GMC Acadia SLT 2WD $846 $423 $71
Honda CR-V EX-L 4WD $732 $366 $61
Honda Pilot EX 4WD $818 $409 $68
Jeep Grand Cherokee Limited 4WD $906 $453 $76
Lexus RX 350 4WD $1,032 $516 $86
Subaru Forester X Premium AWD $792 $396 $66
Toyota Highlander 4WD $862 $431 $72
Toyota RAV4 Sport 2WD $846 $423 $71
Volvo XC90 3.2 2WD $906 $453 $76
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Data assumes single female driver age 50, no speeding tickets, no at-fault accidents, $1000 deductibles, and Nevada minimum liability limits. Discounts applied include multi-vehicle, homeowner, claim-free, safe-driver, and multi-policy. Premium amounts do not factor in garaging location in Nevada which can influence premiums considerably.

Car Insurance Rates for Popular Pickup Trucks in Nevada
Make, Model, and Trim Level Annual Cost Semi-Annual Cost Monthly Cost
Chevrolet Colorado LT 2WD $770 $385 $64
Chevrolet Silverado 3500HD LT Crew Cab 2WD $924 $462 $77
Chevrolet Silverado LS Extended Cab 2WD $910 $455 $76
Dodge Ram 2500 Mega Cab Laramie 4WD $1,048 $524 $87
Dodge Ram Crew Cab Laramie 2WD $988 $494 $82
Ford F-150 XLT Super Cab 2WD $802 $401 $67
Ford F-350 Super Cab Harley Turbo Diesel 4WD $1,220 $610 $102
GMC Sierra 2500HD SLE Crew Cab 2WD $1,014 $507 $85
GMC Sierra SLT Extended Cab 4WD $906 $453 $76
Toyota Tundra Double Cab 4WD $926 $463 $77
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Data rating is based on single female driver age 50, no speeding tickets, no at-fault accidents, $1000 deductibles, and Nevada minimum liability limits. Discounts applied include multi-policy, homeowner, claim-free, safe-driver, and multi-vehicle. Rate information does not factor in vehicle garaging location which can lower or raise price quotes substantially.

When shopping for the cheapest auto insurance for veterans, one of the many considerations that is used to help calculate insurance cost is where you live in Nevada. Cities with larger populations or higher claim trends like Winchester, Paradise, and Enterprise tend to pay higher rates, whereas areas with lower crime rates and fewer weather claims generally have lower rates.

The information below rates the most expensive places in Nevada for veterans to buy an auto insurance policy in.

How much does car insurance cost in Nevada?
Rank City Average Per Year
1 Winchester $2,158
2 Sunrise Manor $2,069
3 Paradise $2,041
4 Spring Valley $1,980
5 Enterprise $1,927
6 Las Vegas $1,873
7 North Las Vegas $1,826
8 Henderson $1,749
9 Boulder City $1,495
10 Mesquite $1,325
11 Pahrump $1,323
12 Sparks $1,317
13 Sun Valley $1,253
14 Reno $1,244
15 Spanish Springs $1,216
16 Fernley $1,137
17 Carson City $1,124
18 Gardnerville Ranchos $1,116
19 Dayton $1,097
20 Spring Creek $1,081
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Premium costs are comparative as the garaging address in Nevada can change coverage prices noticeably.

Finding out which company offers the cheapest car insurance rates for veterans calls for a bit more effort in order to find a policy that fits your budget.

Every car insurance company uses their own method for determining prices, so let’s rank the lowest cost car insurance companies in Nevada. It’s important that readers know that Nevada car insurance rates are influenced by many factors that may substantially change your annual premium. Simply getting older, buying a home, or getting a driving violation can trigger changes in premium resulting in some rates now being cheaper in comparison to the competition.

Best Car Insurance Prices for Vets

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Cheapest Nevada car insurance ranked by price
Rank Company Cost Per Year
1 Allied $921
2 Travelers $930
3 Capital $1,018
4 Oregon Mutual $1,147
5 American Family $1,218
6 GEICO $1,232
7 Progressive $1,238
8 Nationwide $1,282
9 USAA $1,297
10 Safeco $1,320
11 Farmers $1,496
12 Country $1,602
13 MetLife $1,631
14 State Farm $1,749
15 Mercury $1,825
16 Victoria $2,031
17 Liberty Mutual $2,227
18 Bristol West $2,313
19 Allstate $2,314
20 Encompass $2,684
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Allied quotes some of the best car insurance rates in Nevada at around $921 annually. Travelers, Capital, Oregon Mutual, and American Family also are some of the more affordable Nevada insurance companies.

As shown in the rates above, if you currently buy coverage from Capital and switched to Allied, you could realize a yearly savings of approxmiately $97. Nevada drivers with Oregon Mutual could save as much as $226 a year, and American Family insureds might lower prices by up to $297 a year.

To see how much you can save, click here to get a free quote or quote prices from the following companies.

These estimates are averaged across all ages of drivers and types of vehicles and are not factoring in a rate discount for veterans. So the insurer that has the cheapest price for you may not even be included in the above list. That affirms the importance of why you need to get rate quotes using your own personal information and vehicle type.

Which auto insurance company is best?

If you are looking for the best auto insurance for veterans in Nevada, four companies to definitely compare rates with are Geico, State Farm, Allstate, and Progressive. When added together, they make up almost 50% of the car insurance market in the United States. The data below shows some of the different features you can buy with each company.

Largest Auto Insurance Company Ratings
Geico State Farm Allstate Progressive
Client Satisfaction 1st 4th 2nd 3rd
Policy Discounts 2nd 3rd 1st 4th
Policy Cost 1st 2nd 4th 3rd
Claims Service 3rd 2nd 1st 4th
Rideshare coverage Yes Yes Yes Yes
Breakdown insurance Yes No No Yes
Accident forgiveness coverage Yes No Yes Yes
Roadside assistance Yes Yes Yes Yes
New car replacement insurance No No Yes No
Usage-based rating No Yes Yes Yes
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Who has the cheapest insurance quotes for veterans?

Thanks to technology, drivers have a lot of ways to quote car insurance rates in Nevada, but the most popular methods are using an exlusive agent such as Allstate or State Farm, an independent insurance agent, or from a direct company like Geico.

Each way is similar, but car insurance shoppers should know the differences in how they provide price quotes.

Independent agents have contracts with multiple insurance companies and can provide price quotes from all of them. They possess the freedom to give you more rates, which can give you a better chance of saving money. If they find a lower price, your policy can be moved and you do not have to find a new agent.

Exclusive agents are restricted to a single company, a couple examples are Allstate and Liberty Mutual agents. Exclusive agencies are unable to quote prices from more than just one company, so you might not find the best rates.

Consumers who buy car insurance direct skip an independent or exclusive agent and buy from a direct company like Geico. Buying car insurance direct may be good for families who do not need advice for asset protection and have a good understanding of how car insurance works and possible exclusions.

So which of those three methods works best to buy the cheapest auto insurance for veterans in Nevada? One answer would be shopping direct results in the cheapest price since there isn’t an agent involved, but that is not always the case. It could also be said using an independent agent is the best way to go due to having more companies to select from, but that assumption is also not necessarily accurate. For some people, the exclusive agents have really good rates that are the cheapest.

Due to the large number of rating factors, the best way to get the cheapest rates is to get rate quotes and compare. We highly recommend getting prices from all three to get a good idea who is cheapest. A great place to start is our list of online companies offering discounts: click here to view.