Who Has Cheap Insurance Quotes for Electric Cars in Wisconsin?

The words “economical” and “insurance” really shouldn’t be used in the same sentence, especially when shopping around for the best car insurance rates for electric cars. Because it’s so expensive, let’s teach you a few of the things that impact insurance premiums, and see how we can help you lower the cost of your next policy.

One of the key components that is looked at to determine the annual cost of car insurance is where you normally keep your vehicle. Cities with larger populations or higher claim trends like Milwaukee, West Allis, and Greenfield tend to pay slightly more, whereas areas with lower vehicle theft rates and fewer weather claims generally benefit from lower car insurance rates.

The illustration below sorts the highest-priced areas in Wisconsin for electric cars in which to buy car insurance.

Rate information is approximated as specific location information can influence coverage prices noticeably.

The make and model of vehicle you are insuring is one of the main factors that determines the availablility of low-priced coverage for electric cars. Vehicles with higher performance characteristics, poor crash test ratings, or high incidents of liability claims will cost much more to insure than more economical and safe models.

The information below shows insurance premiums for the more afforable automobiles to insure.

Data based on single male driver age 40, no speeding tickets, no at-fault accidents, $1000 deductibles, and Wisconsin minimum liability limits. Discounts applied include homeowner, multi-vehicle, claim-free, multi-policy, and safe-driver. Premium amounts do not factor in specific zip code location which can decrease or increase auto insurance rates significantly.

Premium data assumes single male driver age 40, no speeding tickets, no at-fault accidents, $1000 deductibles, and Wisconsin minimum liability limits. Discounts applied include multi-policy, claim-free, multi-vehicle, safe-driver, and homeowner. Table data does not factor in the specific area where the vehicle is garaged which can raise or lower coverage prices substantially.

Above prices assume single male driver age 40, no speeding tickets, no at-fault accidents, $1000 deductibles, and Wisconsin minimum liability limits. Discounts applied include multi-policy, safe-driver, homeowner, claim-free, and multi-vehicle. Premium amounts do not factor in specific Wisconsin garaging location which can decrease or increase auto insurance rates significantly.

Selecting the best company can be rather challenging considering how many choices there are in Wisconsin. The ranking information displayed below could help you choose which providers to look at when comparing rate quotes.

The rankings below include large nationwide companies, so companies that may only write in Wisconsin will not be included in this list. To compare prices from the insurers below and more, just click here.

Top 10 Large Auto Insurance Companies in Wisconsin Ranked by Claims Service

1. Progressive
2. Travelers
3. Liberty Mutual
4. Nationwide
5. USAA
6. AAA Insurance
7. Safeco Insurance
8. GEICO
9. The General
10. Esurance

Top 10 Large Auto Insurance Companies Overall in Wisconsin

1. USAA
2. 21st Century
3. GEICO
4. Nationwide
5. AAA Insurance
6. Liberty Mutual
7. Safeco Insurance
8. State Farm
9. Travelers
10. American Family

The example below shows how choosing a deductible can change premium costs when getting quotes for cheap insurance for electric cars. The information is based on a married female driver, full coverage, and no discounts are applied.

As shown above, a 40-year-old driver could lower their policy premium by $188 a year by changing from a $100 deductible to a $500 deductible, or save $284 by selecting a $1,000 deductible. Even younger drivers, like the Age 20 chart data, could roll back prices up to $466 or more by choosing a larger deductible amount.

When raising deductibles, it is necessary to have enough funds in savings to allow you to cover the extra out-of-pocket expense, which is the primary disadvantage of high deductibles.

Progressive, Geico, State Farm, and Allstate: Who is best?

If you want the best car insurance for eco-friendly vehicles in Wisconsin, four companies to definitely compare rates with are Progressive, Geico, State Farm, and Allstate. The next table shows ratings and policy coverage options that policyholders can buy.