Who Has Cheap Insurance Quotes for a Subaru Impreza in Ohio?

Anytime the topic is car insurance, the words cheap or affordable really shouldn’t be used anywhere in the article as a descriptor for auto insurance rates. It’s just reality that cheap auto insurance for a Subaru Impreza may be a thing of the past. We’ll try to make it up to you, because we will show you how you can still get insurance that is easier on your budget.

Your odds of finding cheap car insurance for a Subaru Impreza in Ohio depends on a complex rating formula that takes into consideration things such as age of the driver, what you do for a living, and driving violations. Drivers will pay around $720 a year to insure a Subaru Impreza, but that cost is a valuation that rates a 50-year-old married female who purchased full coverage and $100 policy deductibles.

There’s a good chance you are not exactly 50 years old and possibly not even female, single instead of married, or maybe you’re a renter instead of a homeowner. Making even small differences in policy rating data can induce significant differences in policy price.

Auto insurance is not “one size fits all”, so the most reliable method for finding the cheapest coverage for your Subaru is to shop your policy around at every renewal.

Start Your Free Quote

The trim level of your vehicle will influence the cost of coverage, so the rate you will pay to insure a Impreza 2.5I 4WD Station Wagon trim level will be $198 cheaper than the cost to insure the more well-appointed Impreza WRX STI 4WD Station Wagon version, as shown in the prices below.

Data rating is based on married female driver age 50, no speeding tickets, no at-fault accidents, $100 deductibles, and Ohio minimum liability limits. Discounts applied include homeowner, multi-policy, multi-vehicle, safe-driver, and claim-free. Premium amounts do not factor in specific location information which can raise or lower rates significantly.

Determining which company quotes the cheapest insurance rates for a Subaru Impreza will require a bit more effort in order to find coverage that fits your buget. Every insurance company has a proprietary method to establish rates, so let’s look at the rankings for the most budget-friendly insurance companies in Ohio.

It’s important that readers know that Ohio insurance rates are impacted by many things that control the price of coverage. Simply having a birthday, increasing liability limits, or getting a couple of tickets can produce rate changes that can now make some companies cheaper than before.

Lowest Insurance Price Quotes for Your Impreza

Click Here to Start Your Quote

Utica National may offer some of the cheapest car insurance rates in Ohio at around $654 a year. Allied, Erie, Frankenmuth, and Travelers would also make the list of some of the most economical Ohio insurance companies.

As depicted above, if you are insured with Erie and switched to Utica National, you could see savings of around $33. Ohio drivers with Frankenmuth might save as much as $33 a year, and Travelers insureds might realize rate reductions of up to $79 a year.

To find cheap insurance for a Subaru Impreza in Ohio for your vehicle, click here to begin a quote or visit any of the low-priced companies below.

Be aware that those policy rates are averaged across all ages of drivers and types of vehicles and and are not figured with a specific rate factor for a Subaru Impreza. So the auto insurance company that fits your situation best may not even be in the chart above. That points out the importance of why you need to compare prices as often as possible using your own driver data and vehicle information.

Insurance rate increases from tickets or accidents

In a perfect world, the best way to enjoy the most affordable insurance prices for an Impreza is to be a safe driver and avoid accidents and keep your driving record clean. The diagram below shows how violations and at-fault accidents can impact auto insurance rates for each different age category. The data is based on a single male driver, full coverage, $1,000 deductibles, and no discounts are taken into consideration.

In the example above, the average cost of a car insurance policy in Ohio per year with a clean driving record and no accidents is $1,293. Receive one speeding ticket and the average cost jumps to $1,456, an increase of $163 each year. Now add one accident along with the one speeding ticket and the 12-month cost of insurance for a Subaru Impreza jumps again to an average of $1,916. That’s an increase of $623, or $52 per month, just for a couple of infractions!

State Farm, Allstate, Progressive, or Geico: Which is best?

When comparing rates for insurance for an Impreza in Ohio, the four most popular companies are State Farm, Allstate, Progressive, and Geico. When added together, they insure 48.5% of all car insurance policies in America. Each company has a distict selection of optional coverages and features that you can choose from. The table below compares and contrasts some of the different options and features that may be available in Ohio.