Who Has Cheap Auto Insurance Quotes for Lyft Drivers in Georgia?

Who Has Cheap Auto Insurance Quotes for Lyft Drivers in Georgia?

The words “low-priced” and “insurance” really shouldn’t be used together, in particular when you are searching for the cheapest auto insurance for Lyft drivers. In an attempt to save some money, let’s start the ball rolling by going over some of the things that significantly impact insurance prices, and find out if we can help you lower the price of your next policy.

Comparing quotes for affordable car insurance is difficult, and deciding which insurers offer the cheapest car insurance rates for Lyft drivers will require even more work. Every car insurance company uses their own formula for determining rates, so let’s take a look at the car insurance companies with the overall best prices in Georgia.

It’s important to know that Georgia car insurance rates are based on many factors which can significantly increase or decrease the policy premium. This price variation is why drivers need to compare lots of rates to get the most economical auto insurance rates for Lyft drivers. Insurance prices are calculated by many different factors and change substantially, so the best company the last time you shopped around may now be quite expensive.

Find the Cheapest Auto Insurance for Your Lyft Vehicle

Get a Free Quote and Save

google.charts.setOnLoadCallback(drawGAT5qcibChart);function drawGAT5qcibChart() {var data = google.visualization.arrayToDataTable([[‘Company’, ‘Rate’, { role: ‘style’ }], [‘Auto-Owners’, 830, ‘#F05050’], [‘The Hartford’, 886, ‘#C84242’], [‘USAA’, 998, ‘#A63737’], [‘Central Mutual’, 1193, ‘#8A2D2D’], [‘MetLife’, 1238, ‘#732525’]]);var options = {title: ‘Top Five Low-Priced Auto Insurance Companies in Georgia’,titleTextStyle: {color: ‘#333’, fontSize: 17, bold: true},width: ‘100%’,height: 300,’chartArea’: {left:0,top:50,’width’: ‘100%’, ‘height’: ‘70%’},bar: {groupWidth: “90%”},legend: {position: ‘none’},vAxis: {viewWindowMode:’explicit’,viewWindow:{max:1338,min:0}}};var formatter = new google.visualization.NumberFormat({fractionDigits: 0,prefix: ‘$’});var view = new google.visualization.DataView(data);view.setColumns([0, 1,{ calc: “stringify”,sourceColumn: 1,type: “string”,role: “annotation” },2]);formatter.format(data,1);formatter.format(data,2);var chart = new google.visualization.ColumnChart(document.getElementById(‘qcibt5cic’));chart.draw(view, options);}

Auto-Owners may have some of the cheapest car insurance rates in Georgia at around $830 annually. The Hartford, USAA, Central Mutual, and MetLife also rank well as some of the lowest-priced Georgia car insurance companies.

As the rates illustrate above, if you currently have coverage with Central Mutual and switched to The Hartford, you might see annual savings of around $307. Georgia drivers with MetLife may save as much as $352 a year, and Georgia Farm Bureau insureds might reduce prices by as much as $413 a year.

To find cheap auto insurance for Lyft drivers in Georgia for your vehicle, click here to start a quote or click several companies below for low rates.

Remember that these prices are averages for all types of drivers and the different vehicles they drive and are not factoring in a price decrease for Lyft drivers. So the auto insurance company that is best suited for you may not even be in the above list. That points out the importance of why you need to get rate quotes from many companies using your own specific driver and vehicle information.

One of the many things that is looked at to determine the amount you pay each year for auto insurance is where your home is located. More densely populated places like East Point, Dunwoody, and Mableton tend to pay more, whereas areas that tend to be more rural have the benefit of cheap auto insurance for Lyft drivers in Georgia.

The illustration below rates the most costly cities in Georgia for Lyft drivers in which to buy car insurance.

Where does Georgia rank for car insurance cost?
Rank City Premium Per Year
1 East Point $1,480
2 Atlanta $1,377
3 Dunwoody $1,320
4 North Atlanta $1,297
5 Mableton $1,293
6 Marietta $1,279
7 Roswell $1,272
8 Smyrna $1,254
9 Macon $1,253
10 Alpharetta $1,246
11 Columbus $1,243
12 Gainesville $1,232
13 Sandy Springs $1,230
14 Peachtree City $1,204
15 Savannah $1,191
16 Augusta $1,173
17 Rome $1,170
18 Warner Robins $1,149
19 Martinez $1,130
20 Athens $1,124
Compare Rates Now Go

Information shown are estimated as vehicle location can raise or lower price quotes substantially.

Types of discounts on Georgia insurance

Save on car insurance for Lyft vehicles in GeorgiaInsurance providers that offer cheap auto insurance for Lyft drivers in Georgia may also give you rate discounts that could reduce prices by as much as 25% or more if you qualify. A few of the larger companies and a summarized list of policyholder discounts include:

Car Insurance Discounts for Popular Insurers
Discount Progressive State Farm Geico Allstate Farmers
Bundled policies Yes Yes Yes Yes Yes
Multi-vehicle Yes Yes Yes No Yes
Anti-theft Yes Yes Yes Yes Yes
Anti-lock brakes No Yes Yes Yes No
Passive restraint No Yes Yes Yes Yes
New vehicle No Yes No Yes Yes
Safe driver Yes Yes Yes Yes Yes
Defensive driving course Yes Yes Yes Yes Yes
Active duty military Yes Yes Yes No Yes
Occupational No No Yes No Yes
Full payment Yes No Yes Yes Yes
Email statements Yes No Yes Yes Yes
Loyalty Yes Yes No No Yes
Good student Yes Yes Yes Yes Yes
Student at college Yes Yes No Yes Yes
Own a home Yes No No No Yes
Seat belt usage No No Yes No No
Online quote Yes No No No No
Teenage driver Yes No No No No
Federal employee No No Yes No No
Compare Rates Go

The chart below illustrates the difference between auto insurance costs with and without policy discounts. The price estimates are based on a male driver, no claims or driving citations, Georgia state minimum liability limits, full physical damage coverage, and $250 deductibles. The first bar for each age group shows the average annual price with no discounts. The lower bar shows the rates with multiple vehicle, defensive driving course, vehicle safety, multiple policy, claim-free, and safe-driver discounts applied. When discounts are factored in, the the average amount saved on car insurance for Lyft drivers is 16% or $126.

google.charts.setOnLoadCallback(drawDiscqcibChart);function drawDiscqcibChart() {var data = google.visualization.arrayToDataTable([[‘Age of Insured’, ‘Male Driver No Discounts’, ‘Male Driver with Discounts’],[‘Age 20’, 3907,2813],[‘Age 30’, 2033,1479],[‘Age 40’, 2015,1463],[‘Age 50’, 1829,1329],[‘Age 60’, 1765,1283],[‘Age 70’, 2137,1543]]);var options = {title: ‘Comparison of Insurance Rates for Lyft Drivers’,titleTextStyle: {color: ‘#333’,fontSize: 17,bold: true},width: ‘100%’,height: 500,’chartArea’:{left:100,top:50,’width’: ‘100%’, ‘height’: ‘70%’},legend: {position: ‘bottom’},colors: [‘#6791b9’, ‘#98bee2’],hAxis: {title: ‘Annual Auto Insurance Cost for Average Vehicle’,minValue: 0,format: ‘$###,###’},vAxis: {title: ‘Age of Insured’}};var formatter = new google.visualization.NumberFormat({fractionDigits: 0,prefix: ‘$’});formatter.format(data,1);formatter.format(data,2);var chart = new google.visualization.BarChart(document.getElementById(‘qcibdisc’));chart.draw(data, options);}

Choosing the highest-rated auto insurance provider is difficult considering how many choices you have in Georgia. The ranking information in the lists below can help you decide which providers you want to consider when comparing rate quotes. The rankings below only include companies with a national presence, so companies that have a smaller presence are not included in this list.

Georgia Car Insurance Company Rankings
Company Value Customer Service Claims Customer Satisfaction A.M Best Rating Overall Score
Travelers 93 98 99 88% A++ 95.1
USAA 83 99 100 91% A++ 94.1
Mercury Insurance 97 96 88 89% A+ 93.4
AAA Insurance 91 95 92 90% A 93.3
Nationwide 85 95 97 89% A+ 92.4
Allstate 77 100 97 88% A+ 90.7
State Farm 80 94 96 88% A++ 90.6
The Hartford 88 93 91 87% A+ 90.4
Safeco Insurance 91 95 85 88% A 90.2
Progressive 88 94 83 88% A+ 90.1
American Family 91 86 95 83% A 89.7
Esurance 86 90 94 90% A+ 89.5
The General 86 93 89 84% A- 88.2
GEICO 79 89 95 87% A++ 87.8
Titan Insurance 86 82 92 86% A+ 86.5
Compare Rates Now Go

Data Source: Insure.com Best Car Insurance Companies

How to find more affordable insurance for Lyft drivers

Here are some of the better money-saving ideas that can help Georgia drivers buy low-cost car insurance.

  • Do not get into accidents
  • Avoid getting citations and tickets
  • Good credit can save money
  • Buy vehicles with good safety ratings
  • Raise your physical damage coverage deductibles
  • Shop your coverage around for the best deal

The last tip is highly significant, as was pointed out in the article above. Insurance prices adjust often, so don’t be afraid to switch carriers if a more affordable price is available.

Brand loyalty is not necessarily bad, but it’s not a great idea if that loyalty ends up costing a wad of cash every year. Take a couple minutes and compare rates and find cheaper car insurance for Lyft drivers.