We always joke that when we write about auto insurance, the word affordable shouldn’t be used anywhere in the article to describe car insurance prices. Unfortunately, cheap car insurance for single moms is just plain contradictory. But fear not, because we will tell you how you can still get auto insurance that is affordable.
We all like different vehicles, and the type of vehicle to be insured is one of the main factors when comparison shopping for cheap coverage for single moms. Vehicles with higher performance characteristics, a lack of safety features, or a high likelihood of having liability claims will cost quite a bit more to insure than more economical and safe models.
The next tables presents coverage prices for some of the most cost-effective automobiles to insure.
Make, Model, and Trim Level | Annual Cost | Semi-Annual Cost | Monthly Cost |
---|---|---|---|
Ford Focus SES 2-Dr Coupe | $1,186 | $593 | $99 |
Ford Fusion SE 4-Dr Sedan | $1,138 | $569 | $95 |
Honda Accord LX-S 2-Dr Coupe | $1,186 | $593 | $99 |
Honda Civic SI 4-Dr Sedan | $1,178 | $589 | $98 |
Hyundai Elantra GLS 4-Dr Sedan | $1,116 | $558 | $93 |
Kia Optima EX | $1,208 | $604 | $101 |
Nissan Altima 3.5 SR 2-Dr Coupe | $1,270 | $635 | $106 |
Toyota Camry Hybrid | $1,208 | $604 | $101 |
Toyota Corolla XLE | $1,116 | $558 | $93 |
Volkswagen Jetta SEL 4-Dr Sedan | $1,138 | $569 | $95 |
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Prices above based on single female driver age 50, no speeding tickets, no at-fault accidents, $500 deductibles, and Arkansas minimum liability limits. Discounts applied include claim-free, safe-driver, multi-vehicle, homeowner, and multi-policy. Prices do not factor in specific location which can revise price quotes substantially.
Make, Model, and Trim Level | Annual Cost | Semi-Annual Cost | Monthly Cost |
---|---|---|---|
BMW X5 M AWD | $1,420 | $710 | $118 |
Buick Enclave CX AWD | $1,138 | $569 | $95 |
Chevrolet Traverse LS AWD | $936 | $468 | $78 |
Ford Escape Limited 2WD | $914 | $457 | $76 |
Ford Explorer Limited 2WD | $1,076 | $538 | $90 |
GMC Acadia SLE 2WD | $990 | $495 | $83 |
GMC Terrain SLE AWD | $978 | $489 | $82 |
Honda CR-V LX 4WD | $890 | $445 | $74 |
Honda Pilot LX 2WD | $990 | $495 | $83 |
Jeep Grand Cherokee Laredo 2WD | $1,054 | $527 | $88 |
Jeep Wrangler Unlimited Sport Islander Package 4WD 4-Dr | $1,060 | $530 | $88 |
Kia Sportage LX 2WD 4-Dr | $966 | $483 | $81 |
Nissan Pathfinder SE 2WD | $990 | $495 | $83 |
Toyota Highlander Sport 4WD | $1,076 | $538 | $90 |
Toyota RAV4 2WD | $1,054 | $527 | $88 |
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Price data assumes single female driver age 50, no speeding tickets, no at-fault accidents, $500 deductibles, and Arkansas minimum liability limits. Discounts applied include homeowner, claim-free, multi-vehicle, safe-driver, and multi-policy. Price estimates do not factor in specific location which can impact insurance rates noticeably.
Make, Model, and Trim Level | Annual Cost | Semi-Annual Cost | Monthly Cost |
---|---|---|---|
Chevrolet Silverado LT Extended Cab 2WD | $1,124 | $562 | $94 |
Dodge Ram 2500 Mega Cab SLT 2WD | $1,270 | $635 | $106 |
Dodge Ram 3500 Crew Cab ST 2WD | $1,186 | $593 | $99 |
Dodge Ram Crew Cab SLT 2WD | $1,146 | $573 | $96 |
Ford F-150 XL Regular Cab 2WD | $904 | $452 | $75 |
Ford F-350 Super Cab Lariat Turbo Diesel 4WD | $1,510 | $755 | $126 |
GMC Canyon SLE Crew Cab Z71 4WD | $1,076 | $538 | $90 |
GMC Sierra 3500HD SLE Crew Cab 4WD | $1,356 | $678 | $113 |
GMC Sierra SLT Crew Cab 4WD | $1,224 | $612 | $102 |
Toyota Tundra SR/5 Double Cab 2WD | $1,124 | $562 | $94 |
Get a Custom Quote for Your Truck Go |
Prices based on single female driver age 50, no speeding tickets, no at-fault accidents, $500 deductibles, and Arkansas minimum liability limits. Discounts applied include multi-vehicle, multi-policy, safe-driver, claim-free, and homeowner. Rates do not factor in specific location which can revise rates greatly.
Finding good, low-priced insurance is hard enough, and figuring out which company has the most affordable insurance rates for single moms will require even more shopping around. Each auto insurance company has their own guidelines for establishing rates, so first let’s look at the rankings for the insurance companies with the overall cheapest rates in Arkansas.
Best Cheap Insurance Rates for Single Moms
Rank | Company | Cost Per Year |
---|---|---|
1 | USAA | $981 |
2 | Auto Club | $1,035 |
3 | Travelers | $1,137 |
4 | Southern Farm Bureau | $1,213 |
5 | State Farm | $1,261 |
6 | Safeco | $1,304 |
7 | Columbia Insurance | $1,311 |
8 | Farmers | $1,342 |
9 | Cameron Mutual | $1,369 |
10 | Auto-Owners | $1,373 |
11 | State Auto | $1,390 |
12 | Shelter | $1,476 |
13 | Progressive | $1,578 |
14 | GEICO | $1,833 |
15 | Liberty Mutual | $2,121 |
16 | Nationwide | $2,134 |
17 | MetLife | $2,465 |
18 | ALFA | $2,581 |
19 | Allstate | $2,617 |
20 | Sentry | $2,637 |
Get a Custom Quote Go |
USAA has some of the cheapest car insurance rates in Arkansas at around $981 each year. Auto Club, Travelers, Southern Farm Bureau, and State Farm also make the cut as some of the more affordable Arkansas auto insurance companies.
In the rate table above, if you are a customer of Southern Farm Bureau and switched to USAA, you could realize annual savings of approxmiately $232. Drivers with State Farm might save as much as $280 a year, and Safeco policyholders might cut rates by $323 a year.
To find out how much you can save, click here to get quotes or quote prices from the following companies.
These estimates are averaged for all insureds and vehicles and are not factoring in a price decrease for single moms. So the company that fits your situation best may not even be featured in the above rate chart. That underscores the importance of why you need to get car insurance quotes using your own individual information.
Finding the right insurance company can be difficult considering how many different companies sell coverage in Arkansas. The ranking information in the next section can help you pick which car insurance companies to look at when comparing rate quotes.
The rankings below are for companies with a national presence, so companies without a large exposure are not included in these rankings. To get rate quotes from these and other companies in Arkansas, click here.