Cheapest Car Insurance Quotes for Felons in Wyoming

Establishing which companies have the most affordable car insurance rates for felons involves a little more work in order to find the lowest price quote.

Each auto insurer has their own formula for setting prices, so let’s take a look at the most budget-friendly car insurance companies in Wyoming. Keep in mind that Wyoming car insurance rates are impacted by many things which can significantly increase or decrease the price you pay for coverage. Simply getting older, moving to a new city, or getting caught speeding may prompt premium changes that may make certain companies much cheaper than others.

Lowest Insurance Price Quotes for Felons

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USAA has some of the lowest car insurance rates in Wyoming at around $643 each year. Safeco, The Hartford, GEICO, and National Farmers Union would also be considered some of the lowest-priced Wyoming car insurance companies.

As shown above, if you have coverage with National Farmers Union and switched to Safeco, you may realize a yearly savings of roughly $72. Insureds with State Farm may save as much as $135 a year, and Grange policyholders might realize rate reductions of up to $201 a year.

If you would like to find the cheapest car insurance for felons in Wyoming, click here to start a quote or visit any of the low-priced companies below.

It’s important to note that these prices are averages across all types of drivers and the different vehicles they drive and and are not calculated with a price decrease for felons. So the insurer that can offer you the lowest price may not even be in the above list. That points out the importance of why you need to compare rates from multiple companies using your own specific driver and vehicle information.

One of the more important factors that insurance companies use to determine the amount you pay for auto insurance is where your home is located in Wyoming. More densely populated places like Newcastle, Evanston, and Lander likely pay more, whereas more rural areas receive better rates.

The next table displays the most expensive places in Wyoming for felons to buy auto insurance in.

Rates are estimated as zip code location can modify price quotes substantially.

The car, truck, or SUV to be insured is a large consideration when comparing economical coverage for felons. Vehicles with lots of speed or power, poor safety ratings, or a track record of large liability claims will cost more to insure than more modest models.

The next table estimates insurance prices for a selection of the more afforable vehicles to insure in Wyoming.

Data based on single male driver age 50, no speeding tickets, no at-fault accidents, $500 deductibles, and Wyoming minimum liability limits. Discounts applied include multi-vehicle, safe-driver, multi-policy, homeowner, and claim-free. Rates do not factor in the specific area where the vehicle is garaged which can influence premiums substantially.

Based upon the rates shown, you can infer that models like the Chevrolet Traverse, Hyundai Tucson, Ford Escape, Ford Explorer, and Honda CR-V are going to be the most affordable vehicles to insure for felons.

State Farm, Progressive, Allstate, and Geico compared

When comparing car insurance for felons in Wyoming, some of the first companies to look at are State Farm, Progressive, Allstate, and Geico. Combined they have about 50% of all car insurance policies written. All of them have slightly different options that you can choose from. The next table shows price and claims rank as well as some different options shoppers can find with each company.

Who has the cheapest insurance quotes for felons?

Consumers have many ways to shop for and buy car insurance in Wyoming, but the most popular ways are from an independent or non-exclusive agent, an exclusive insurance agent such as State Farm or Liberty Mutual, or buying direct from a company like Progressive or Geico. They all follow the same basic process, but it’s good to know the differences in how they provide price quotes.

Independent insurance agencies write business for many companies and can get rate quotes from each one. Agents of this type can sell policies from many different companies and can provide multiple price quotes, which may give you a better chance of saving money. If premiums increase, they can switch companies in-house and you won’t have to switch agencies.

An agent who is captive is usually restricted to one company, two examples being a Liberty Mutual or State Farm agent. These guys and gals cannot provide prices from multiple companies, so if finding the cheapest car insurance is your goal, you will want to shop around.

The last way is buying direct, which means you bypass an independent or exclusive agent and instead shop direct online or over the phone from a company like Geico or Progressive. This option may be a decent choice drivers who do not have a need for a risk management assessment and have a decent understanding of what car insurance covers.

Out of those three methods, which one works best to find the cheapest car insurance for felons in Wyoming? It would be easy to say buying from a direct company saves money because there are no middleman commissions, but unfortunately, it’s not that cut and dried. It could also be said buying car insurance from an independent agent guarantees the cheapest rates because they can shop around, but that idea is not necessarily true either. For some people, exclusive agencies have really good rates well below independent agents AND direct companies.

Because there are so many factors that make up car insurance rates, the guaranteed way to find out which one is cheapest is to compare, compare, and compare some more. We highly recommend getting price quotes from independent, exclusive, and direct to have a good selection of rates to choose from. For a list of companies with online discounts, click here to view.