Cheapest Auto Insurance Quotes for Lyft Drivers in Idaho

Cheapest Auto Insurance Quotes for Lyft Drivers in Idaho

When the topic is auto insurance, the words “cheap” or “affordable” should never appear as a descriptor for auto insurance rates. Excuse the oxymoron, but cheap auto insurance for Lyft drivers just does not exist. We’ll try to make it up to you, because we are going to show you some ways you can find and buy auto insurance that is cheaper than your current policy.

Everyone has different tastes in autos, and the style of vehicle requiring coverage is probably the biggest factor when comparing affordable insurance for Lyft drivers. Vehicles with lower performance, excellent safety ratings, or a low likelihood of having liability claims will cost much less to insure than fast, unsafe models. The information below illustrates auto insurance premiums for a selection of the cheaper vehicles to insure.

Insurance Rates for Popular Cars in Idaho
Make, Model, and Trim Level Annual Cost Semi-Annual Cost Monthly Cost
Chevrolet Malibu Hybrid $648 $324 $54
Ford Fusion Hybrid 4-Dr Sedan $820 $410 $68
Honda Accord EX 2-Dr Coupe $730 $365 $61
Honda Civic LX 2-Dr Coupe $794 $397 $66
Hyundai Elantra Blue 4-Dr Sedan $670 $335 $56
Hyundai Sonata GLS 4-Dr Sedan $696 $348 $58
Kia Optima LX $696 $348 $58
Nissan Altima 3.5 SR 2-Dr Coupe $776 $388 $65
Volkswagen Jetta LE 4-Dr Sedan $648 $324 $54
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Table data assumes single female driver age 50, no speeding tickets, no at-fault accidents, $1000 deductibles, and Idaho minimum liability limits. Discounts applied include claim-free, safe-driver, multi-policy, homeowner, and multi-vehicle. Information does not factor in vehicle garaging location which can lower or raise premium rates considerably.

Insurance Rates for Popular SUVs and Crossovers in Idaho
Make, Model, and Trim Level Annual Cost Semi-Annual Cost Monthly Cost
Acura MDX with Tech/Entertainment 4WD $708 $354 $59
Buick Enclave XL 2WD $696 $348 $58
Chevrolet Suburban LS 2WD $662 $331 $55
Chevrolet Traverse LTZ AWD $608 $304 $51
Ford Escape Limited 4WD $594 $297 $50
Ford Explorer Eddie Bauer 2WD $614 $307 $51
GMC Acadia SL 2WD $602 $301 $50
Honda CR-V EX-L 2WD $560 $280 $47
Honda Pilot LX 2WD $614 $307 $51
Jeep Grand Cherokee Laredo 2WD $648 $324 $54
Jeep Patriot Limited 2WD $648 $324 $54
Jeep Wrangler Sport 4WD 2-Dr $568 $284 $47
Kia Sportage EX 2WD 4-Dr $648 $324 $54
Toyota Highlander Hybrid 4WD $708 $354 $59
Toyota RAV4 Sport 2WD $648 $324 $54
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Table data assumes single female driver age 50, no speeding tickets, no at-fault accidents, $1000 deductibles, and Idaho minimum liability limits. Discounts applied include claim-free, multi-policy, homeowner, safe-driver, and multi-vehicle. Price estimates do not factor in the specific area where the vehicle is garaged which can impact insurance rates substantially.

Auto Insurance Rates for Popular Pickup Trucks in Idaho
Make, Model, and Trim Level Annual Cost Semi-Annual Cost Monthly Cost
Chevrolet Colorado LT Extended Cab 4WD $548 $274 $46
Chevrolet Silverado 3500HD LT Crew Cab Diesel 2WD $752 $376 $63
Chevrolet Silverado LT Extended Cab 4WD $648 $324 $54
Dodge Ram 2500 Mega Cab Laramie 2WD $822 $411 $69
Dodge Ram Crew Cab SLT 2WD $710 $355 $59
Ford F-150 XLT Super Cab 4WD $628 $314 $52
GMC Sierra 2500HD SLT Extended Cab 2WD $776 $388 $65
GMC Sierra 3500HD SLT Extended Cab 2WD $708 $354 $59
GMC Sierra SLT Extended Cab 4WD $696 $348 $58
Toyota Tundra SR/5 Double Cab 2WD $696 $348 $58
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Price data assumes single female driver age 50, no speeding tickets, no at-fault accidents, $1000 deductibles, and Idaho minimum liability limits. Discounts applied include multi-vehicle, claim-free, homeowner, multi-policy, and safe-driver. Prices do not factor in specific location information which can revise auto insurance rates considerably.

For Lyft vehicles, one of the largest things that car insurance companies use to calculate the amount you pay each year for auto insurance is where you keep your car in Idaho. Larger areas like Sandpoint, Ammon, and Idaho Falls tend to have more expensive car insurance rates, whereas areas with lower vehicle theft rates and fewer weather claims profit from lower rates.

The information below ranks the most expensive cities in Idaho for Lyft drivers to purchase a policy in.

How much does auto insurance cost in Idaho?
Rank City Annual Rate
1 Sandpoint $1,110
2 Lewiston $1,100
3 Ammon $1,089
4 Moscow $1,083
5 Idaho Falls $1,076
6 Blackfoot $1,074
7 Hayden $1,053
8 Rexburg $1,053
9 Caldwell $1,050
10 Twin Falls $1,049
11 Jerome $1,045
12 Nampa $1,035
13 Burley $1,031
14 Chubbuck $1,026
15 Pocatello $1,025
16 Post Falls $1,021
17 Coeur d’Alene $998
18 Payette $992
19 Hailey $991
20 Mountain Home $991
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Table data uses approximated as specific Idaho zip code can decrease or increase coverage prices substantially.

Trying to buy affordable car insurance is not easy, and finding out which companies offer the lowest-priced auto insurance rates for Lyft drivers will require a little more work. Each auto insurer has a proprietary formula to set policy rates, so we need to take a look at the auto insurance companies with the most affordable rates in Idaho.

It’s a good idea to know that Idaho auto insurance rates are influenced by many factors that will increase or decrease the cost of your policy. Price variation is why consumers need to take the time to spend some time comparing rates when trying to find the most budget-friendly auto insurance quotes for Lyft drivers. Rates consist of many risk factors and can decrease or increase without notice, so the best option a year ago may now be one of the more expensive options.

Lowest Insurance Price Quotes for Your Lyft Vehicle

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Cheapest Idaho auto insurance companies
Rank Company Cost Per Year
1 American National $237
2 Farm Bureau of ID Group $550
3 USAA $552
4 Oregon Mutual $658
5 American Family $699
6 Travelers $700
7 Auto-Owners $734
8 The Hartford $735
9 State Farm $832
10 Nationwide $937
11 Grange $983
12 Allied $1,030
13 GEICO $1,050
14 Mutual Enumclaw $1,088
15 MetLife $1,106
16 Progressive $1,118
17 Safeco $1,128
18 California Casualty $1,177
19 Liberty Mutual $1,324
20 Allstate $1,508
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American National may have some of the lowest car insurance rates in Idaho at around $237 a year. Farm Bureau of ID Group, USAA, Oregon Mutual, and American Family would also make the list of some of the most economical Idaho car insurance companies.

As shown in the rates above, if you currently have a policy with Oregon Mutual and switched to Farm Bureau of ID Group, you may see savings of in the vicinity of $108. Policyholders with American Family could save as much as $149 a year, and Travelers customers might lower prices by $150 a year.

To see if your current coverage is too expensive, click here to get quotes or click through to the companies below.

It’s important to note that these policy prices are averages for all types of insureds and vehicles and do not factor in a price discount for Lyft drivers. So the insurer that has the cheapest price for you may not even be included in the company chart above. That’s why you need to compare rates from as many companies as possible using your own personalized driver profile and vehicle information.

Best rates: Geico, State Farm, Allstate, or Progressive

If you are looking for the best car insurance for Lyft vehicles, four of the best places to start are Geico, State Farm, Allstate, and Progressive. Between them, they insure almost half of all car insurance policies in America. The data below illustrates some of the different options and features that are available for policyholders.

Car Insurance Company Comparison
Geico State Farm Allstate Progressive
Policy Discounts 2nd 3rd 1st 4th
Price Overall 1st 2nd 4th 3rd
Handling of Claims 3rd 2nd 1st 4th
Customer Satisfaction 1st 4th 2nd 3rd
Usage-based insurance No Yes Yes Yes
Mechanical breakdown insurance Yes No No Yes
Roadside service Yes Yes Yes Yes
Accident forgiveness coverage Yes No Yes Yes
New car replacement insurance No No Yes No
Coverage for ridesharing Yes Yes Yes Yes
Where you can buy Can buy online or use a Geico agent Can only buy from State Farm agents Can only buy from Allstate agents Buy online or from an independent agent
Number of agents 150+ 18,000+ 11,000+ 30,000+
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