Cheap Insurance Quotes for a Ford Edge in New York

Our editors have a joke that when writing about car insurance, the words “cheap” or “affordable” shouldn’t be used anywhere to describe car insurance rates. It’s a simple fact that cheap auto insurance for a Ford Edge is pretty hard to find. But don’t let that discourage you, because we will show you how you can still find and buy car insurance that doesn’t cost an arm and a leg.

Your ability to find the best cheap coverage for a Ford Edge in New York relies on an enormous amount of rating factors such as how many years you have been driving, whether or not you have prior claims, and deductibles for comprehensive and collision coverage. Drivers in New York pay an average of $660 a year to insure a Ford Edge, but that figure is an estimate rating a 50-year-old single male with full coverage including both comprehensive and collision and $1,000 deductibles.

There is a high probability that you are not 50 and maybe not even a male, possibly married instead of single, or maybe you’re a renter instead of a homeowner. Even a minor difference in the factors used to determine rates can lead to a significant difference in the cost of a policy.

Everone’s needs are different, and this illustrates why your best shot at finding cheap insurance prices for your Ford is to compare as many rates as possible. Price quotes are quick and you will receive price comparisons from the cheapest companies that insure vehicles in New York.

Find Cheaper Ford Edge Insurance

The specific model of Edge can impact the annual cost of coverage, so the price you pay to insure a Edge SE 2WD model will be $94 less than the price to insure the fancier Edge Sport AWD trim level, as shown in the table below.

Premium data assumes single male driver age 50, no speeding tickets, no at-fault accidents, $1000 deductibles, and New York minimum liability limits. Discounts applied include multi-policy, safe-driver, claim-free, multi-vehicle, and homeowner. Prices do not factor in vehicle location which can increase or decrease coverage prices substantially.

Best insurance in New York

Picking the best insurance company can be a challenge considering how many different insurance companies sell coverage in New York. The ranking data in the next section could help you analyze which insurers you want to consider when comparing rate quotes.

The rankings below include companies that insure vehicles nationwide, so smaller companies are not taken into consideration for this list. To get rate quotes from these and other competitive companies, click this link.

The information below illustrates how your deductible choice can affect yearly insurance costs when searching for cheap insurance for a Ford Edge. The premiums assume a married female driver, full physical damage coverage, and no discounts are applied to the premium.

The chart above illustrates that a 50-year-old driver could save $206 a year by switching their comprehensive and collision coverages from a $100 deductible to a $500 deductible, or save $312 by switching to a $1,000 deductible. Youthful drivers, such as the Age 20 example, have the ability to save $516 or more just by choosing higher deductibles.

If you do make the decision to raise your deductibles, it’s a good idea to have additional savings on hand to allow you to pay the extra out-of-pocket expense, which is the one disadvantage of using larger deductibles.

Which auto insurance company is best?

When shopping around for insurance for an Edge, the companies with the most market share are Progressive, Geico, State Farm, and Allstate. Between them, they insure almost half of all car insurance policies in America. All of them offer liability and physical damage protection, but each on has a distict selection of optional coverages and features that may influence your choice. The following table rates some of the different features that you can purchase from each one.