Best Cheap Insurance for a Hyundai Santa Fe in Idaho

Best Cheap Insurance for a Hyundai Santa Fe in Idaho

Finding cheap coverage for a Hyundai Santa Fe in Idaho depends on a large number of factors like how many years you have been driving, where your vehicle is garaged, and your policy deductibles. Drivers in Idaho on average will pay $570 per year to buy insurance for a Hyundai Santa Fe, but that rate is a ballpark figure assuming a 50-year-old single female with both comprehensive and collision coverage and $1,000 physical damage deductibles.

If we were betting, you are not exactly 50 years old and possibly not even female, maybe you are married instead of single, or maybe you do not need full coverage. What seems to be a small difference in the factors used to determine rates can generate big changes in rates.

This shows why the best method for finding cheap auto insurance rates for your Hyundai is to quote often and with as many companies as possible. Price quotes are quick and you can get prices from some of the most affordable companies around.

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Vehicle trim level will likely have an effect on the cost of coverage, so the price you will be charged to insure a Santa Fe GLS 2WD trim level will be $60 less expensive the insurance cost for the more costly Santa Fe Limited 4WD version, as demonstrated by the prices below.

Hyundai Santa Fe Insurance Rates in Idaho
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
Santa Fe GLS 2WD $84 $190 $266 $16 $80 $636 $53
Santa Fe GLS 4WD $96 $190 $266 $16 $80 $648 $54
Santa Fe SE 2WD $96 $190 $266 $16 $80 $648 $54
Santa Fe Limited 2WD $96 $224 $266 $16 $80 $682 $57
Santa Fe SE 4WD $96 $224 $266 $16 $80 $682 $57
Santa Fe Limited 4WD $110 $224 $266 $16 $80 $696 $58
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Data rating is based on single female driver age 50, no speeding tickets, no at-fault accidents, $1000 deductibles, and Idaho minimum liability limits. Discounts applied include homeowner, multi-policy, safe-driver, multi-vehicle, and claim-free. Prices do not factor in specific Idaho garaging location which can increase or decrease coverage prices significantly.

Selecting a good quality auto insurance company can be rather challenging considering how many choices you have in Idaho. The ranking information below may help you choose which car insurance companies you want to consider when shopping insurance around for a Hyundai Santa Fe.

The rankings below include the largest companies in America, so companies that only write business in Idaho or surrounding areas will not be included in this list. If you’d like to compare prices from these and other top-rated companies, just click here.

Top 10 Large Auto Insurance Providers in Idaho Ranked by A.M. Best Rating

  1. USAA – A++
  2. GEICO – A++
  3. Travelers – A++
  4. State Farm – A++
  5. The Hartford – A+
  6. Esurance – A+
  7. Progressive – A+
  8. Allstate – A+
  9. Nationwide – A+
  10. The General – A-

Top 10 Large Auto Insurance Providers Overall in Idaho

  1. USAA
  2. American Family
  3. State Farm
  4. The Hartford
  5. AAA Insurance
  6. GEICO
  7. The General
  8. Progressive
  9. Allstate
  10. Nationwide

Top Companies for Hyundai Santa Fe Insurance in Idaho

The illustration below highlights how deductible choice can change yearly insurance costs when getting quotes for cheap insurance for a Hyundai Santa Fe. The rate quotes are based on a married female driver, full physical damage coverage, and no other discounts are factored in.

The chart above illustrates that a 40-year-old driver could cut expenses by $218 a year by switching their comprehensive and collision coverages from a $100 deductible up to a $500 deductible, or save $328 by changing to a $1,000 deductible. Younger drivers, such as the Age 20 example, could possibly save as much as $536 every year just by choosing higher deductibles when buying full coverage. If you do raise deductibles, it is essential to have enough savings to allow you to cover the extra out-of-pocket expense, which is the one shortcoming of high deductibles.

Which car insurance company is best?

If you’re looking for the cheapest insurance for a Santa Fe in Idaho, the top insurers to get price quotes from are State Farm, Progressive, Geico, and Allstate. When combined, they insure about 50% of all auto insurance policies in force. The following table ranks pricing and service ratings, as well as optional policy coverages that you can purchase from each one.

Top Auto Insurance Company Ratings
State Farm Progressive Geico Allstate
Price Overall 2nd 3rd 1st 4th
Policy Discounts 3rd 4th 2nd 1st
Overall Satisfaction 4th 3rd 1st 2nd
Handling of Claims 2nd 4th 3rd 1st
Customer recommendation 88% 88% 87% 86%
Rating from A.M. Best A++ A+ A++ A+
S&P financial rating AA AA AA+ AA-
Mechnical breakdown No Yes Yes No
Accident forgiveness No Yes Yes Yes
Usage-based rating Yes Yes No Yes
New car replacement coverage No No No Yes
Rideshare insurance Yes Yes Yes Yes
Emergency roadside assistance Yes Yes Yes Yes
Types of agents used State Farm-only agents Online or from independent agents Online or through a Geico agent Only buy from Allstate agents
Number of agents 18,000+ 30,000+ 150+ 11,000+
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