How Much is Insurance for a Mazda CX-7 in Missouri?

Whenever people write about auto insurance, the words “cheap” or “affordable” should never appear as a descriptor for auto insurance rates. Nonetheless, cheap auto insurance for a Mazda CX-7 can be extremely hard to find. But don’t despair, because we are going to tell you how you can still find car insurance that most people can afford.

Buying cheaper coverage for a Mazda CX-7 in Missouri hinges on a complex equation that considers factors such as if you are a renter or homeowner, where you live, and violations on your driving record. Drivers will pay around $860 per year to buy Mazda CX-7 insurance, but that policy rate is an estimate using rate data for a 40-year-old single female driver who requires full coverage and $500 policy deductibles.

There is a high probability that you are not 40 and possibly not even female, married instead of single, and maybe you have sub-par credit that needs to be factored in. Every driver has different characteristics, so the best method for finding the cheapest coverage for your Mazda is to just compare rates yourself.

Find Cheaper Mazda CX-7 Insurance

The specific model of CX-7 has an effect on the annual cost of coverage, so the cost to insure a CX-7 SV 2WD trim level will be $98 less than the cost to insure the more expensive CX-7 Grand Touring 4WD model, as shown in the table below.

Data rating is based on single female driver age 40, no speeding tickets, no at-fault accidents, $500 deductibles, and Missouri minimum liability limits. Discounts applied include homeowner, claim-free, multi-policy, multi-vehicle, and safe-driver. Rate quotes do not factor in your specific Missouri location which can increase or decrease rates greatly.

Deciphering which insurers offer the most affordable insurance rates for a Mazda CX-7 calls for a little more effort in order to find the lowest price quote. Each company uses their own calculation to set premium rates, so let’s look at the rankings for the insurance companies with the overall cheapest rates in Missouri.

Keep in mind that Missouri insurance rates are calculated based on many things that may substantially change the cost of having a policy. Improving your credit rating, buying a different home, or getting a ticket for careless driving may cause policy rate changes resulting in some rates now being more affordable than others.

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USAA may have some of the cheapest car insurance rates in Missouri at around $642 each year. The Hartford, Allied, Electric, and MO Farm Bureau would also make the list of some of the more affordable Missouri auto insurance companies.

As shown in the table above, if you currently buy coverage from Electric and switched to The Hartford, you may realize an annual savings of approxmiately $82. Drivers with MO Farm Bureau may save as much as $228 a year, and Auto-Owners insureds might cut rates by $234 a year.

To see if your current coverage is too expensive, click here to start a quote or quote rates from the companies below.

Be aware that those premiums are averaged for all types of insureds and vehicles and and are not figured with a specific rating modification for a Mazda CX-7. So the company that has the lowest price for you may not even be shown in the above list. That emphasizes why you need to get car insurance quotes using your own personal information and vehicle type.

The chart below demonstrates how choosing different deductibles can influence insurance costs when quoting cheap insurance for a Mazda CX-7. The rates are based on a single female driver, full physical damage coverage, and no additional discounts are factored in.

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A 30-year-old driver could pocket $346 a year by changing from a $100 deductible to a $500 deductible, or save $522 by changing to a $1,000 deductible. Younger drivers, like the Age 20 chart data, could roll back prices up to $768 or even more by choosing a larger deductible amount.

If you make the decision to raise deductibles, it’s a good idea to have additional savings on hand to allow you to cover the extra out-of-pocket expense, which deters some people from using high deductibles.

Types of discounts on Missouri insurance rates

Insurers that provide cheap insurance for a Mazda CX-7 in Missouri may provide price discounts that could lower prices by 35% or more if you qualify for them. Large insurance companies and some of their more popular discounts are shown below.

The diagram below illustrates the difference between insurance rates with and without discounts applied to the premium. Data assumes a female driver, no claims or driving citations, Missouri state minimum liability limits, comp and collision included, and $1,000 deductibles. The first bar for each age group shows the price with no discounts. The lower bar shows the rates with anti-theft, passive restraint, safe-driver, multiple policy, claim-free, and multiple vehicle discounts applied. When discounts are factored in, the the average yearly reduction on insurance for a Mazda CX-7 is % or $.

google.charts.setOnLoadCallback(drawDiscqcibChart);function drawDiscqcibChart() {var data = google.visualization.arrayToDataTable([[‘Age of Insured’, ‘Female Driver No Discounts’, ‘Female Driver with Discounts’],[‘Age 20’, 1891,1359],[‘Age 30’, 1277,925],[‘Age 40’, 1193,863],[‘Age 50’, 1045,759],[‘Age 60’, 1013,735],[‘Age 70’, 1197,861]]);var options = {title: ‘Insurance Rate Comparison with Discounts for a Mazda CX-7’,titleTextStyle: {color: ‘#333’,fontSize: 17,bold: true},width: ‘100%’,height: 500,’chartArea’:{left:100,top:50,’width’: ‘100%’, ‘height’: ‘70%’},legend: {position: ‘bottom’},colors: [‘#c096ca’, ‘#e1b7ec’],hAxis: {title: ‘Annual Insurance Cost for a Mazda CX-7’,minValue: 0,format: ‘$###,###’},vAxis: {title: ‘Age of Insured’}};var formatter = new google.visualization.NumberFormat({fractionDigits: 0,prefix: ‘$’});formatter.format(data,1);formatter.format(data,2);var chart = new google.visualization.BarChart(document.getElementById(‘qcibdisc’));chart.draw(data, options);}

Does State Farm, Allstate, Progressive, or Geico have the cheapest car insurance?

When buying insurance for a CX-7 in Missouri, the four most popular companies are State Farm, Allstate, Progressive, and Geico. The following table ranks ratings for price and service, as well as some optional coverages that policyholders can buy.