Cheap Insurance for a Chevrolet Traverse in West Virginia

Cheap Insurance for a Chevrolet Traverse in West Virginia

When we talk about auto insurance, the words “affordable” or “cheap” shouldn’t be used as a descriptor for auto insurance rates. It’s just reality that cheap car insurance for a Chevrolet Traverse is pretty hard to find. Don’t let that bother you, though, because there may be ways you can get insurance that is more budget-friendly.

Buying the cheapest car insurance for a Chevrolet Traverse in West Virginia is dependent upon a complicated formula that considers factors such as whether you use your Traverse for business use, your profession, and driving violations and tickets. West Virginia drivers pay approximately $880 per year to insure their Traverse, but that is an approximation based on cost data for a 50-year-old married male that wants full coverage and $250 deductibles.

But there is a high likelihood that you are not 50 and maybe not even a male, possibly single instead of married, or possibly you just want cheap liability coverage. Even a slight difference in the rating criteria used to formulate rates can result in big changes in the policy cost.

The different assumptions illustrate why your best chance at finding cheap auto insurance rates for your Chevrolet is to regularly compare rates at renewal. Quotes are free and you will be able to compare rates from the best auto insurance companies available.

Find Cheaper Chevrolet Traverse Insurance

The specific model of Traverse will most likely have an effect on the coverage cost, so the rate you pay to insure a Traverse LS 2WD model will be $100 less than the cost to insure the higher-priced Traverse LTZ AWD model, as shown in the prices below.

Chevrolet Traverse Insurance Rates in West Virginia
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
Traverse LS 2WD $222 $334 $300 $18 $90 $964 $80
Traverse LS AWD $250 $334 $300 $18 $90 $992 $83
Traverse LT 2WD $250 $334 $300 $18 $90 $992 $83
Traverse LT AWD $250 $406 $300 $18 $90 $1,064 $89
Traverse LTZ 2WD $250 $406 $300 $18 $90 $1,064 $89
Traverse LTZ AWD $250 $406 $300 $18 $90 $1,064 $89
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Data based on married male driver age 50, no speeding tickets, no at-fault accidents, $250 deductibles, and West Virginia minimum liability limits. Discounts applied include multi-policy, multi-vehicle, homeowner, safe-driver, and claim-free. Rate information does not factor in specific garaging location which can decrease or increase rates noticeably.

How to find a good West Virginia auto insurance company

Insuring your vehicle with a high-quality auto insurance company can be challenging considering how many companies are available to choose from in West Virginia. The company ratings shown next may help you choose which auto insurance companies to look at when insurance shopping for a Chevrolet Traverse.

These ratings are only made up of companies who write in the majority of U.S. states, so smaller companies that only insure vehicles in West Virginia are not included in this list. To compare prices from these top-rated insurers and more, click this link.

Top 10 Major Auto Insurance Companies in West Virginia Ranked by A.M. Best Rating

  1. USAA – A++
  2. GEICO – A++
  3. State Farm – A++
  4. Esurance – A+
  5. Titan Insurance – A+
  6. Progressive – A+
  7. Erie Insurance – A+
  8. The Hartford – A+
  9. Allstate – A+
  10. Nationwide – A+

Top 10 Major Auto Insurance Companies Overall in West Virginia

  1. USAA
  2. AAA Insurance
  3. Nationwide
  4. Allstate
  5. State Farm
  6. The Hartford
  7. Safeco Insurance
  8. Progressive
  9. American Family
  10. Esurance

Top Companies for Chevrolet Traverse Insurance in West Virginia

Careless drivers pay higher rates

The easiest way to snag the best auto insurance rates for a Traverse is to pay attention while driving and have a clean driving record. The information below shows how violations and at-fault fender-benders raise annual premium costs for different age groups of insureds. The premiums assume a single female driver, comp and collision included, $1,000 deductibles, and no discounts are applied.

In the previous chart, the average cost of auto insurance in West Virginia per year with a clean driving record and no accidents is $1,499. Receive one speeding ticket and the average cost rises to $1,701, an increase of $202 each year. Then add one accident along with the one speeding ticket and the annual cost of auto insurance for a Chevrolet Traverse increases to an average of $2,252. That’s an increase of $753, or $63 per month, just for not being a responsible driver!

The chart below illustrates how your deductible choice can impact insurance prices when getting quotes for cheap insurance for a Chevrolet Traverse. The costs are based on a married female driver, full physical damage coverage, and no additional discounts are factored in.

The chart above illustrates that a 50-year-old driver could save $312 a year by switching the physical damage coverage from a $100 deductible up to a $500 deductible, or save $472 by choosing a $1,000 deductible. Even younger drivers, like the age 20 example, could shave as much as $772 every year by choosing a larger deductible amount. If you do decide to increase your deductibles, it will be required to have enough savings set aside to enable you to pay the extra out-of-pocket expense that is associated with using high deductibles.