How Much are Insurance Quotes for a Subaru Impreza in New Jersey?

Because the topic is car insurance, the words cheap or affordable really should not be used anywhere in the article to describe car insurance prices. Please forgive the oxymoron, but cheap car insurance for a Subaru Impreza is not easy to find. We’ll try to make it up to you, because we will show you how you can still get auto insurance that fits into your budget.

The chances that you’ll find affordable auto insurance for a Subaru Impreza in New Jersey depends upon dozens of factors such as your gender, whether you are claim-free, and if you had any at-fault accidents in the last few years. New Jersey drivers will pay around $1,790 per year for Impreza insurance, but that policy rate is using rating data for a 50-year-old single female who requires full coverage and $100 policy deductibles.

It’s highly likely you are not 50 and maybe not even a female, possibly married instead of single, or maybe your Impreza doesn’t need full coverage. Everone’s needs are different, and this illustrates why the way we recommend to find the cheapest coverage for your Subaru is to compare rates from as many companies as possible.

Cheapest Subaru Impreza Insurance Rates

Your vehicle’s trim level can impact the cost of insurance, so the price you pay to insure a Impreza 2.5I 4WD Station Wagon model will be $482 lower than the insurance cost for the fancier Impreza WRX STI 4WD Station Wagon version, as shown by the rates below.

Data rating is based on single female driver age 50, no speeding tickets, no at-fault accidents, $100 deductibles, and New Jersey minimum liability limits. Discounts applied include multi-vehicle, homeowner, safe-driver, multi-policy, and claim-free. Rate quotes do not factor in specific location information which can affect insurance rates noticeably.

Buying coverage from a highly-rated auto insurance company can be rather challenging considering how many companies sell coverage in New Jersey. The rank data shown next may help you select which auto insurance companies you want to consider when trying find the best insurance for a Subaru Impreza.

These rankings only include companies that write coverage in many states, so smaller regional companies are not factored into the list. If you’d like to compare prices from the most competitive companies in New Jersey, click this link.

Top 10 Large Auto Insurance Companies in New Jersey Ranked by Claims Service

1. Progressive
2. USAA
3. Liberty Mutual
4. State Farm
5. GEICO
6. Nationwide
7. Allstate
8. The Hartford
9. 21st Century
10. Farmers Insurance

Top 10 Large Auto Insurance Companies in New Jersey Ranked by A.M. Best Rating

1. GEICO – A++
2. Travelers – A++
3. State Farm – A++
4. USAA – A++
5. Mercury Insurance – A+
6. Allstate – A+
7. Nationwide – A+
8. Progressive – A+
9. The Hartford – A+
10. Esurance – A+

Top Companies for Subaru Impreza Insurance in New Jersey

The information below shows how choosing a deductible can raise or lower insurance premiums when searching for cheap insurance for a Subaru Impreza. The information is based on a married female driver, comp and collision included, and no policy discounts are applied.

A 50-year-old driver could pocket $470 a year by switching their comprehensive and collision coverages from a $100 deductible up to a $500 deductible, or save $712 by using a $1,000 deductible. Even younger drivers, like the Age 20 chart data, can save as much as $1,172 annually by using higher deductibles when buying full coverage.

When using a larger deductible, it will be important to have plenty of savings on hand to be able to cover the extra out-of-pocket expense that comes with higher deductibles.

Allstate, State Farm, Geico, or Progressive: Who is best?

If you want the best insurance for an Impreza, four companies to take a look at are Allstate, State Farm, Geico, and Progressive. If you add them together, they insure over 45% of all vehicles in the U.S.. They all offer your standard coverages, but each one has slightly different options that may influence your choice. The data below compares ratings for price, service, and claims, in additional to some of the optional coverages that you can purchase from each one.