Best Cheap Insurance for a Ford Edge in Wyoming

When the topic is auto insurance, the word cheap shouldn’t be used as a descriptor for auto insurance rates. Excuse the oxymoron, but cheap auto insurance for a Ford Edge may be a thing of the past. But don’t let us ruin your dream, because we can show you some ways you can quote and buy coverage that you are able to afford.

The likelihood of finding cheap auto insurance for a Ford Edge in Wyoming relies on a complicated rating formula that uses factors such as whether you are a new or experienced driver, your credit rating, and your driving record. Drivers in Wyoming pay on average $1,130 each year for Edge insurance, but that rate is that uses a 30-year-old single male that included both comprehensive and collision coverage and $500 physical damage deductibles.

There’s a good chance you may not be 30 years old (or even male), you might be married instead of single, or maybe you just want liability only instead of full coverage. There is no perfect policy for every driver, so the most reliable way to find the cheapest insurance price for your Ford is to put in the effort to do a thorough rate comparison. Quotes are free and you will receive prices from some of the best insurers that insure vehicles in Wyoming.

View Ford Edge Insurance Rates

The specific model of Edge tends to impact the insurance rate, so the cost to insure a Edge SE 2WD will cost $166 less than the price to insure the high end Edge Sport AWD model, as shown in the chart below.

Cost estimates assume single male driver age 30, no speeding tickets, no at-fault accidents, $500 deductibles, and Wyoming minimum liability limits. Discounts applied include multi-vehicle, claim-free, multi-policy, homeowner, and safe-driver. Rate information does not factor in specific location information which can raise or lower coverage prices considerably.

Finding a highly-rated insurance company is difficult considering how many choices there are in Wyoming. The company rank data in the next section can help you choose which companies you want to consider comparing rates with. These ratings only include companies with a nationwide focus, so companies with more of a regional focus are not taken into consideration for these rankings.

The illustration below demonstrates how choosing different deductibles can impact insurance costs when searching for cheap insurance for a Ford Edge. The price estimates are based on a married female driver, comp and collision included, and no other discounts are factored in.

google.charts.setOnLoadCallback(drawDfdqcibChart);function drawDfdqcibChart() {var data = google.visualization.arrayToDataTable([[‘Age of Insured’, ‘$100 Deductible’,’$250 Deductible’,’$500 Deductible’,’$1,000 Deductible’],[‘Age 20’, 2619,2399,2153,1917],[‘Age 30’, 1829,1669,1489,1319],[‘Age 40’, 1811,1655,1481,1317],[‘Age 50’, 1587,1453,1305,1163],[‘Age 60’, 1509,1383,1239,1101],[‘Age 70’, 1637,1499,1349,1207]]);var options = {title: ‘Deductibles and Ford Edge Insurance Rates in Wyoming’,titleTextStyle: {color: ‘#333’,fontSize: 17,bold: true},width: ‘100%’,height: 700,’chartArea’: {left:100,top:50,’width’: ‘100%’,’height’: ‘80%’},legend: {position: ‘bottom’,textStyle: {fontSize: 12}},bar: {groupWidth: ‘80%’},colors: [‘#6791b9′,’#75a8d8′,’#98bee2′,’#bad4ec’],hAxis: {title: ‘Annual Insurance Cost for a Ford Edge’,minValue: 0,format: ‘$###,###’},vAxis: {title: ‘Age of Insured’}};var formatter = new google.visualization.NumberFormat({fractionDigits: 0,prefix: ‘$’});formatter.format(data,1);formatter.format(data,2);formatter.format(data,3);formatter.format(data,4);var chart = new google.visualization.BarChart(document.getElementById(‘qcibdfd’));chart.draw(data, options);}

As shown above, a 50-year-old driver could lower their policy premium by $282 a year by switching from a $100 deductible to a $500 deductible, or save $424 by switching to a $1,000 deductible. Younger drivers, like the 20-year-old example, could reduce their rates as much as $702 each year by using higher deductibles when buying full coverage. When using a larger deductible, it will now be necessary to have emergency funds available to pay the extra out-of-pocket expense, which is the one inconvenience of using high deductibles.

Rate comparison of full coverage and liability-only

Finding the best cheap insurance for a Ford Edge in Wyoming should be important to most vehicle owners, and one easy way to find cheaper insurance is to only pay for liability coverage. The diagram below shows the difference between insurance rates with and without full coverage. The premium estimates are based on no claims or driving violations, $1,000 deductibles, drivers are single, and no discounts are applied.

google.charts.setOnLoadCallback(drawFclqcibChart);function drawFclqcibChart() {var data = google.visualization.arrayToDataTable([[‘Age of Insured’, ‘Full Coverage with $1,000 Deductibles’, ‘Liability Only’],[‘Age 20’, 3207,1271],[‘Age 30’, 1661,697],[‘Age 40’, 1635,647],[‘Age 50’, 1495,605],[‘Age 60’, 1447,595],[‘Age 70’, 1801,795]]);var options = {title: ‘Savings of Only Insuring for Liability’,titleTextStyle: {color: ‘#333’,fontSize: 17,bold: true},width: ‘100%’,height: 500,’chartArea’: {left:100,top:50,’width’: ‘100%’, ‘height’: ‘70%’},legend: {position: ‘bottom’},colors: [‘#6791b9′,’#98bee2’],hAxis: {title: ‘Annual Insurance Cost for a Ford Edge in Wyoming’,minValue: 0,format: ‘$###,###’},vAxis: {title: ‘Age of Insured’}};var formatter = new google.visualization.NumberFormat({fractionDigits: 0,prefix: ‘$’});formatter.format(data,1);formatter.format(data,2);var chart = new google.visualization.BarChart(document.getElementById(‘qcibfcl’));chart.draw(data, options);}

On average, comprehensive and collision coverage on your policy costs an extra $1,874 per year over and above liability coverage. Many people question when is it safe to stop buying full coverage. There isn’t a steadfast formula to stop paying for full coverage on your policy, but there is a guideline you can use. If the annual cost of having full coverage is about 10% or more of the settlement you would receive from your company, then it might be time to buy liability only.

How to find the best cheap insurance for a Ford Edge in Wyoming

The list below shows some of the better penny-pinching solutions that can help drivers get the cheapest auto insurance.

• Do not get into accidents that are your fault
• Buy vehicles with good safety ratings
• Save money by insuring older vehicles for liability only
• You will pay more if you get tickets or have at-fault accidents
• Raise comprehensive and collision coverage deductibles
• Drivers with good credit often pay less
• Shop around for cheaper rates regularly

That final tip is particularly necessary, as was discussed in this piece. Prices charged by auto insurers in Wyoming adjust often, so drivers shouldn’t be resistant to buy a different policy if a better deal can be had.

Loyalty to a specific company is fine, but it isn’t a good idea if that inflexibility results in costing you a wad of cash every year. Take a few minutes and compare prices and find cheaper insurance for a Ford Edge.

Best rates: Allstate, State Farm, Progressive, or Geico

When buying insurance for an Edge in Wyoming, the most popular companies are Allstate, State Farm, Progressive, and Geico. Between them, they make up over 45% of all policies written in the United States. The next table compares and contrasts ratings for price and service, as well as some optional coverages that policyholders can buy.