How Much Does Insurance Cost for a Chevrolet Traverse in Missouri?

Your chances of finding affordable insurance for a Chevrolet Traverse in Missouri depends upon a whole bunch of rating criteria such as your date of birth, whether or not you have had gaps between policies, and driving violations. Missouri drivers pay around $550 per year to buy insurance for a Chevrolet Traverse, but that price is an estimate assuming a 30-year-old married female with both comprehensive and collision coverage and $1,000 physical damage deductibles.

Most likely you are not a 30-year-old female, single instead of married, or maybe you just want to insure for liability only. Auto insurance is unique to every driver, so your best chance at finding cheap car insurance rates for your Chevrolet is to do a thorough rate comparison. In just a few minutes you will receive price comparisons from some of the cheapest companies that offer coverage in Missouri.

Find Cheaper Chevrolet Traverse Insurance

The specific model of Traverse has an effect on the cost of coverage, so the price you will pay to insure a Traverse LS 2WD model will cost $54 less than the price to insure the more costly Traverse LTZ AWD version, as shown below.

Price data assumes married female driver age 30, no speeding tickets, no at-fault accidents, $1000 deductibles, and Missouri minimum liability limits. Discounts applied include multi-vehicle, homeowner, multi-policy, claim-free, and safe-driver. Premium costs do not factor in specific garaging location which can revise premiums considerably.

Determining which companies quote the most affordable auto insurance rates for a Chevrolet Traverse requires a bit more effort in order to find the best policy. Each auto insurer has a unique formula to determine rates, so we’ll go over the auto insurance companies with the overall cheapest rates in Missouri.

We do need to point out that Missouri auto insurance rates are determined by lots of factors that may substantially change the policy premium. Turning one year older, buying higher coverage limits, or having an accident may generate price changes that can now make some companies cheaper than competitors.

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USAA may offer some of the cheapest car insurance rates in Missouri at around $642 annually. The Hartford, Electric, Allied, and Travelers would also be considered some of the more affordable Missouri car insurance companies.

In this example, if you currently have a policy with Allied and switched to USAA, you might realize an annual savings of approxmiately $225. Insureds with Travelers might save as much as $356 a year, and Auto-Owners customers might lower prices by up to $365 a year.

Remember that these prices are averaged across all insureds and vehicles and do not factor in a specific rate factor for a Chevrolet Traverse. So the auto insurance company that fits your needs best may not even be shown in the above list. That point stresses why you need to quote rates from as many companies as possible using your own specific driver and vehicle information.

Discounts on cheap insurance for a Chevrolet Traverse in Missouri

Auto insurance companies that offer coverage for a Chevrolet Traverse may additionally offer premium discounts that could lower prices by as much as 35% or more if you can meet the requirements. Large auto insurance companies and a summarized list of policyholder discounts are included below.

The diagram below visualizes the comparison of insurance rates with and without discounts applied to the policy rates. The costs are based on a male driver, no violations or claims, Missouri state minimum liability limits, comp and collision included, and $100 deductibles. The first bar for each age group shows premium with no discounts. The lower bar shows the rates with safe-driver, anti-theft, homeowner, claim-free, passive restraint, and multiple policy discounts applied. When discounts are factored in, the the amount saved on auto insurance for a Chevrolet Traverse is % or $.

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The chart below highlights how deductible selection can increase or decrease premium costs when getting quotes for cheap insurance for a Chevrolet Traverse. The data is based on a single male driver, comp and collision included, and no discounts are factored in.

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A 50-year-old driver could lower their policy premium by $238 a year by switching from a $100 deductible up to a $500 deductible, or save $362 by changing to a $1,000 deductible. Young drivers, such as the 20-year-old example, could save as much as $760 or more by choosing a larger deductible amount. If you do decide to increase your deductibles, it will be necessary to have plenty of savings on hand to cover the extra out-of-pocket expense. That is the one drawback of using higher deductibles.

Progressive, Geico, Allstate, and State Farm: Who is cheapest?

When comparing insurance for a Traverse, the first places to look would be Progressive, Geico, Allstate, and State Farm. If you add them together, they insure almost half of all policies written. Each company has a distict selection of optional coverages and features that add value to each policy. The next table shows some of the different options shoppers can expect to find with each one.