Cheapest Auto Insurance for Immigrants in Wyoming

For foreigners, one of the more important criteria that auto insurance companies take into consideration when calculating a rate quote is your address in Wyoming. Cities with larger populations or higher claim trends like Newcastle, Evanston, and Lander tend to pay slightly more, whereas areas with less traffic congestion and claims get the luxury of paying less.

The next table lists the highest-priced places in Wyoming for immigrants to buy an auto insurance policy in.

Rates are estimated as specific location information can influence coverage prices greatly.

Establishing which companies quote the cheapest insurance rates for immigrants takes a bit more effort in order to find the most economical policy.

Each insurer uses a slightly different approach for setting prices, so we will examine the insurance companies that tend to have lower prices in Wyoming. Keep in mind that Wyoming insurance rates are based on many factors which can significantly increase or decrease the price of your policy. Getting older, buying a home, or having an accident can trigger changes in premium that can now make some companies more affordable than competitors.

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USAA generally has some of the most affordable car insurance rates in Wyoming at around $643 per year. Safeco, The Hartford, National Farmers Union, and GEICO would also make the list of some of the cheaper Wyoming insurance companies.

In the above example, if you currently have a policy with National Farmers Union and switched to USAA, you could realize annual savings of in the vicinity of $327. Customers with GEICO might save as much as $375 a year, and State Farm insureds might reduce rates by $411 a year.

Understand that those prices are averaged for all insureds and vehicles and do not factor in a price decrease for immigrants. So the insurer that has the lowest price for you may not even be in the above list. That point stresses why you need to compare rates from multiple companies using your own personal information and vehicle type.

Get discounts on Wyoming auto insurance

Auto insurance companies that sell the cheapest auto insurance for immigrants in Wyoming could also offer price discounts that can reduce rates by as much as 35% or more if you qualify for them. Larger insurance companies and the discounts they provide are included below.

• Travelers offers discounts including multi-car, driver training, hybrid/electric vehicle, new car, and good student.
• 21st Century offers premium reductions for teen driver, air bags, homeowners, theft prevention, automatic seat belts, and student driver.
• State Farm has discounts for Drive Safe & Save, good driver, multiple policy, passive restraint, and safe vehicle.
• GEICO may offer discounts for membership and employees, emergency military deployment, federal employee, multi-policy, and anti-theft.
• SAFECO offers discounts for drive less, multi-car, teen safe driver, accident prevention training, teen safety rewards, and anti-lock brakes.
• AAA includes discounts for good student, pay-in-full, education and occupation, good driver, AAA membership discount, and multi-policy.

The illustration below visualizes the comparison of insurance costs with and without discounts applied to the policy rates. The prices are based on a male driver, no accidents, no driving violations, Wyoming state minimum liability limits, full physical damage coverage, and $100 deductibles. The first bar for each age group shows the average rate with no discounts. The second shows the rates with claim-free, passive restraint, defensive driving course, vehicle safety, multiple policy, and safe-driver discounts applied. When drivers qualify for the discounts, the average amount saved each year on insurance for immigrants is 28% or $776.

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