Best Cheap Car Insurance Quotes for Veterans in Oklahoma

Finding out which companies have the cheapest insurance rates for veterans will involve more time than just quoting one company’s rates.

Each auto insurer uses a different method to establish rates, so let’s examine the insurance companies that tend to be cheaper in Oklahoma.

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Oklahoma Farmers Union may offer some of the lowest car insurance rates in Oklahoma at around $1,166 each year. USAA, The Hartford, Safe Auto, and GEICO would also be considered some of the cheaper Oklahoma insurance companies.

As illustrated above, if you currently have a policy with The Hartford and switched to Oklahoma Farmers Union, you could see savings of in the vicinity of $167. Drivers with Safe Auto may save as much as $211 a year, and GEICO policyholders might lower prices by $228 a year.

To find out how your current rates compare, click here to begin a quote or visit any of the low-priced companies below.

Remember that these policy rates are averages across all drivers and vehicles in Oklahoma and do not factor in a rate decrease for veterans. So the car insurance company that can offer you the lowest price may not even be included in the list of companies above. That illustrates why you need to get rate quotes using your own personalized driver profile and vehicle information.

When shopping for cheaper car insurance for veterans, one of the many considerations that play a part in determining the price you pay for insurance is where you keep your vehicle in Oklahoma. Regions with larger populations or more claims like Tulsa, Bethany, and Del City tend to pay slightly more, whereas areas with less crime or weather claims have the luxury of the best cheap car insurance for veterans in Oklahoma.

The following table lists the most costly cities in Oklahoma for veterans to purchase a policy in.

Rate information is comparative as specific Oklahoma garaging address can increase or decrease auto insurance rates considerably.

We all have different tastes in cars, and the vehicle that is being insured is one of the largest considerations that determines if you can find the best cheap car insurance for veterans in Oklahoma. Vehicles with more horsepower, a lack of modern safety features, or a history of substantial liability claims will cost much more to insure than safer, lower-performance models.

The tables below estimates coverage rates for a selection of the more afforable vehicles to insure.

Data variables include single male driver age 30, no speeding tickets, no at-fault accidents, $500 deductibles, and Oklahoma minimum liability limits. Discounts applied include homeowner, safe-driver, multi-policy, multi-vehicle, and claim-free. Rates do not factor in specific location which can raise or lower insurance rates noticeably.

Price data assumes single male driver age 30, no speeding tickets, no at-fault accidents, $500 deductibles, and Oklahoma minimum liability limits. Discounts applied include safe-driver, multi-policy, claim-free, homeowner, and multi-vehicle. Prices do not factor in the specific area where the vehicle is garaged which can affect insurance rates substantially.

Cost estimates assume single male driver age 30, no speeding tickets, no at-fault accidents, $500 deductibles, and Oklahoma minimum liability limits. Discounts applied include claim-free, multi-vehicle, homeowner, safe-driver, and multi-policy. Premium costs do not factor in specific location information which can raise or lower premiums noticeably.

How to get discounts on Oklahoma auto insurance

Car insurance companies that offer the best cheap car insurance for veterans in Oklahoma may have discounts that could lower prices by 25% or more if you meet certain criteria. The best insurance companies and their offered discounts are detailed below.

• Mercury Insurance has discounts for professional/association, multi-car, good student, anti-theft, location of vehicle, type of vehicle, and annual mileage.
• Farmers Insurance discounts include pay in full, alternative fuel, electronic funds transfer, good student, and multi-car.
• Farm Bureau includes discounts for multi-vehicle, 55 and retired, good student, safe driver, and multi-policy.
• State Farm has savings for defensive driving training, good driver, accident-free, good student, Steer Clear safe driver discount, driver’s education, and multiple autos.
• Allstate offers discounts including premier discount, farm vehicle, early signing, anti-theft, auto/life discount, EZ pay plan discount, and good payer.
• GEICO may have discounts that include five-year accident-free, anti-theft, federal employee, membership and employees, seat belt use, anti-lock brakes, and driver training.

The illustration below illustrates the comparison of yearly insurance costs with and without discounts applied to the policy premium. The data is based on a female driver, no claims, a clean driving record, Oklahoma state minimum liability limits, comp and collision included, and $250 deductibles. The first bar for each age group shows the price with no discounts. The lower bar shows the rates with multiple vehicle, passive restraint, anti-theft, vehicle safety, defensive driving course, and homeowner discounts applied. With discounts applied, the the amount saved on insurance for veterans is 28% or $618.

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Find the best cheap car insurance for veterans in Oklahoma

Below you’ll find some thrifty ideas that can help Oklahoma drivers quote the cheapest coverage.

• Don’t waste money on full coverage for older vehicles
• Maintain a clean driving record
• Avoid accidents
• Pay cheaper rates with good credit scores
• Raise deductibles to save money
• Safer vehicles generally have cheaper insurance rates
• Compare quotes from other companies often

The last idea is very significant, as was noted in this write-up. Prices fluctuate constantly, so you should be ready to change to a new company if a lower price can be found. Many drivers have brand loyalty and that’s fine, but it’s not a great idea if that loyalty results in overpaying a considerable chunk of change every month. It takes less than five minutes to shop around and find cheaper insurance for veterans.