Who Has the Cheapest Insurance for a Subaru Impreza in Wyoming?

The chances that you’ll find cheap insurance for a Subaru Impreza in Wyoming is contingent on a complex formula that factors things like whether you are married, whether or not you have filed claims in the past, and your driving record. Wyoming drivers on average pay around $1,510 per year to buy Subaru Impreza insurance, but that policy rate is a ballpark figure using a 30-year-old single male driver who needs full physical damage coverage and $100 physical damage deductibles.

Most likely you are not exactly 30 years old and possibly not even male, maybe you are married instead of single, or maybe you prefer higher deductibles. Even a minor change in the rating criteria used to formulate rates can produce large changes in the coverage rate.

Every driver’s needs are different, and that is why the only real way to find cheap auto insurance rates for your Subaru is to compare rates from as many companies as possible. In just a few minutes you will be able to see rates from the best companies around.

Compare Rates and Save

The trim level of your Impreza will influence the coverage cost, so the price you pay to insure a Impreza 2.5I 4WD Station Wagon will be $388 cheaper than the cost to insure the fancier Impreza WRX STI 4WD Station Wagon trim level, as shown in the prices below.

Data based on single male driver age 30, no speeding tickets, no at-fault accidents, $100 deductibles, and Wyoming minimum liability limits. Discounts applied include multi-policy, safe-driver, claim-free, multi-vehicle, and homeowner. Premium costs do not factor in zip code location which can modify coverage rates greatly.

Figuring out which companies have the best car insurance rates for a Subaru Impreza will take more work than just comparing a company or two. Each auto insurance company has their own formula to determine rates, so let’s rank the overall cheapest car insurance companies in Wyoming.

Best Car Insurance Prices for Your Impreza

Click to Compare Rates Now

USAA normally has some of the lowest car insurance rates in Wyoming at around $643 a year. Safeco, The Hartford, National Farmers Union, and GEICO would also be considered some of the cheapest Wyoming car insurance companies.

As shown in the table above, if you have coverage with The Hartford and switched to USAA, you could see annual savings of in the neighborhood of $319. Wyoming drivers with National Farmers Union could save as much as $337 a year, and GEICO policyholders might reduce rates by $345 a year.

To compare your rates to other Wyoming insurance companies, click here to start your free quote or feel free to get quotes from the companies below.

It’s important to note that these policy rates are averages across all drivers and vehicles and are not factoring in a specific rating modification for a Subaru Impreza. So the insurer that can offer you the lowest price may not even be featured in the chart above. That illustrates why you need to compare as many prices as possible using your own specific driver information and vehicle.

The chart below highlights how deductible selection can affect insurance rates when getting quotes for cheap insurance for a Subaru Impreza. The data is based on a single male driver, full coverage, and no other discounts are factored in.

google.charts.setOnLoadCallback(drawDfdqcibChart);function drawDfdqcibChart() {var data = google.visualization.arrayToDataTable([[‘Age of Insured’, ‘$100 Deductible’,’$250 Deductible’,’$500 Deductible’,’$1,000 Deductible’],[‘Age 20’, 4249,3869,3451,3057],[‘Age 30’, 2217,2039,1827,1623],[‘Age 40’, 2197,2007,1787,1579],[‘Age 50’, 1993,1825,1629,1443],[‘Age 60’, 1923,1761,1575,1397],[‘Age 70’, 2321,2137,1929,1733]]);var options = {title: ‘Effect of Deductibles on Subaru Impreza Insurance Rates in Wyoming’,titleTextStyle: {color: ‘#333’,fontSize: 17,bold: true},width: ‘100%’,height: 700,’chartArea’: {left:100,top:50,’width’: ‘100%’,’height’: ‘80%’},legend: {position: ‘bottom’,textStyle: {fontSize: 12}},bar: {groupWidth: ‘80%’},colors: [‘#6791b9′,’#75a8d8′,’#98bee2′,’#bad4ec’],hAxis: {title: ‘Annual Insurance Cost for a Subaru Impreza’,minValue: 0,format: ‘$###,###’},vAxis: {title: ‘Age of Insured’}};var formatter = new google.visualization.NumberFormat({fractionDigits: 0,prefix: ‘$’});formatter.format(data,1);formatter.format(data,2);formatter.format(data,3);formatter.format(data,4);var chart = new google.visualization.BarChart(document.getElementById(‘qcibdfd’));chart.draw(data, options);}

As shown above, a 30-year-old driver could lower their car insurance rates by $410 a year by changing from a $100 deductible to a $500 deductible, or save $618 by selecting a $1,000 deductible. Young drivers, like the Age 20 chart data, could potentially save as much as $1,192 every year by selecting a higher deductible.

When insureds make the decision to increase the deductibles on their policy, it is a good idea to have additional funds squirreled away to allow you to cover the extra out-of-pocket expense, which is the main inconvenience of larger deductibles.

Car insurance rates are higher with tickets and accidents

The common sense way to find the cheapest insurance for a Subaru Impreza in Wyoming is to drive safely and not receive tickets or have accidents. The information below shows how violations and accident claims influence insurance premiums for different age groups. The rates are based on a married female driver, comp and collision included, $1,000 deductibles, and no discounts are applied to the premium.

google.charts.setOnLoadCallback(drawVioqcibChart);function drawVioqcibChart() {var data = google.visualization.arrayToDataTable([[‘Age of Insured’, ‘No Violations or Accidents’, ‘Two Speeding Tickets and No Accidents’, ‘Two Speeding Tickets and One Accident’],[‘Age 20’, 2089,2697,3317],[‘Age 30’, 1443,2053,2671],[‘Age 40’, 1437,2045,2667],[‘Age 50’, 1267,1873,2495],[‘Age 60’, 1201,1811,2431],[‘Age 70’, 1307,1915,2535]]);var options = {title: ‘Impact of Tickets and Claims on Wyoming Subaru Impreza Insurance’,titleTextStyle: {color: ‘#333’, fontSize: 17, bold: true},width: ‘100%’,height: 600,’chartArea’: {left:100,top:50,’width’: ‘100%’, ‘height’: ‘70%’},legend: {position: ‘bottom’,textStyle: {fontSize: 12}},colors:[‘#b2da64′,’#eed355′,’#e39e71’],hAxis: {title: ‘Annual Insurance Cost for a Subaru Impreza in Wyoming’,minValue: 0,format: ‘$###,###’},vAxis: {title: ‘Age of Insured’}};var formatter = new google.visualization.NumberFormat({fractionDigits: 0,prefix: ‘$’});formatter.format(data,1);formatter.format(data,2);formatter.format(data,3);var chart = new google.visualization.BarChart(document.getElementById(‘qcibvio’));chart.draw(data, options);}

The data charted above shows the average cost of auto insurance per year with no accidents and a clean driving record is $1,457. Get two speeding tickets and the average cost swells to $2,066, an increase of $608 each year. Now add one accident along with the two speeding tickets and the annual cost of car insurance for a Subaru Impreza goes up to an average of $2,686. That’s an increase of $1,229, or $102 per month, just for being a less-than-perfect driver!

Is the best company Allstate, Geico, Progressive, or State Farm?

If you’re looking for the cheapest car insurance, the first places to look would be Allstate, Geico, Progressive, and State Farm. When combined, they make up about half of all auto insurance written. The table below shows some of the different options and features you can buy with each company.