How Much Does Car Insurance Cost for 17 Year Olds in New York?

Deciding which companies quote the most affordable auto insurance rates for 17 year olds requires more work than just quoting one company’s rates. Each company has their own formula for setting prices, so we’ll go over the most competitive auto insurance companies in New York.

Cheapest Insurance Rates for Teens

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USAA offers some of the lowest car insurance rates in New York at around $1,163 each year. Erie, Progressive, Utica National, and Travelers would also be considered some of the more affordable New York insurance companies.

As depicted above, if you currently have coverage with Utica National and switched to Erie, you might achieve yearly savings of approxmiately $299. New York drivers with Travelers might save as much as $370 a year, and Allstate customers might lower prices by $383 a year.

If you want to see how much you could save, click here or click several companies below for low rates.

It’s important to note that these estimates are averaged across all insureds and vehicles and do not take into consideration a price surcharge for 17 year olds. So the auto insurance company that can offer you the lowest price may not even be in the rate chart shown above. That is why you need to compare rates from as many companies as possible using your own personalized driver profile and vehicle information.

One of the more important things that impact insurance cost is where your home is located in New York. Areas with a lot of weather claims or more people like New York, Hempstead, and Mount Vernon tend to have higher auto insurance costs, whereas areas with less traffic congestion and claims enjoy lower car insurance rates.

The illustration below lists the most expensive places in New York for 17 year olds to purchase auto insurance in.

Table data uses estimated as specific New York garaging address can impact premium rates considerably.

Geico, Progressive, State Farm, and Allstate: Who is best?

When shopping for car insurance for teen drivers, the companies that insure more vehicles than anyone else are Geico, Progressive, State Farm, and Allstate. When combined, they have about half of all car insurance policies in America. They all have unique features and discounts that add value to each policy. The following table illustrates price and claims rank as well as some different options shoppers can find with each company.