Cheapest Auto Insurance for Welfare Recipients in Wyoming

Cheapest Auto Insurance for Welfare Recipients in Wyoming

The make and model of vehicle to be insured is one of the primary factors that determines the availablility of the most affordable coverage for welfare recipients. Vehicles with limited speed and performance, a plethora of safety features, or a low likelihood of having liability claims will cost substantially less to insure than higher performance models.

The next table illustrates coverage rates for some of the cheaper automobiles to buy insurance for.

Cheapest Auto Insurance Rates for Welfare Recipients in Wyoming
Make and Model Estimated Cost for Full Coverage
Ford Escape XLS 2WD $1,023
Honda Accord LX 4-Dr Sedan $1,033
Honda CR-V LX 2WD $1,123
Chevrolet Traverse LS 2WD $1,153
Subaru Forester X Limited Edition AWD $1,179
Honda Odyssey EX $1,186
Toyota Tacoma 2WD $1,191
Toyota Sienna XLE $1,214
Toyota Camry LE $1,219
GMC Sierra SLE Crew Cab 2WD $1,214
Hyundai Tucson GLS 2WD $1,220
Volkswagen Jetta SE 2.5 Station Wagon $1,224
Ford Explorer Limited AWD $1,239
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Data based on single male driver age 30, no speeding tickets, no at-fault accidents, $500 deductibles, and Wyoming minimum liability limits. Discounts applied include multi-policy, safe-driver, claim-free, multi-vehicle, and homeowner. Prices do not factor in your specific Wyoming location which can affect premiums noticeably.

Based upon the table data, you can presume that vehicles like the Ford Escape, Honda Accord, Honda CR-V, Chevrolet Traverse, and Subaru Forester are going to be the most affordable vehicles to insure for drivers on welfare.

Deciding which insurers offer the most affordable insurance rates for welfare recipients involves a little more effort than just getting one or two price quotes. Every insurance company has a different formula for setting prices, so let’s take a look at the most affordable insurance companies in Wyoming.

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Wyoming car insurance ranked by cost per year
Rank Company Cost Per Year
1 USAA $631
2 The Hartford $934
3 Safeco $936
4 GEICO $978
5 National Farmers Union $980
6 State Farm $1,012
7 Grange $1,120
8 California Casualty $1,358
9 Allstate $2,062
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USAA offers some of the lowest car insurance rates in Wyoming at around $631 a year. The Hartford, Safeco, GEICO, and National Farmers Union also are some of the more affordable Wyoming car insurance companies.

As shown above, if you have coverage with Safeco and switched to USAA, you may see yearly savings of roughly $305. Drivers with GEICO might save as much as $347 a year, and National Farmers Union policyholders might reduce rates by $349 a year.

To find out how your current rates compare, click here to begin a quote or visit any of the low-priced companies below.

Remember that these estimates are averages across all drivers and vehicles in Wyoming and do not factor in a price decrease for welfare recipients. So the car insurance company that is best suited for you may not even be in the chart above. That illustrates why you need to get rate quotes using your own personal information and vehicle type.

When shopping for cheaper auto insurance for drivers on welfare, one of the many criteria that control the policy price is where your home is located in Wyoming. Areas that are densely populated or have higher claim frequency like Newcastle, Evanston, and Gillette tend to pay higher rates, whereas less populated areas generally pay lower auto insurance rates.

The illustration below illustrates the most expensive places in Wyoming for welfare recipients to purchase a policy in.

How much does auto insurance cost in Wyoming?
Rank City Average Per Year
1 Newcastle $1,218
2 Douglas $1,216
3 Evanston $1,212
4 Worland $1,211
5 Gillette $1,209
6 Jackson $1,194
7 Torrington $1,192
8 Powell $1,186
9 Cody $1,186
10 Rock Springs $1,185
11 Green River $1,183
12 Cheyenne $1,178
13 Casper $1,173
14 Buffalo $1,172
15 Lander $1,168
16 Fox Farm-College $1,166
17 South Greeley $1,165
18 Riverton $1,159
19 Wheatland $1,156
20 Sheridan $1,155
21 Laramie $1,151
22 Rawlins $1,145
23 Warren AFB $1,144
24 Ranchettes $1,144
25 Mills $1,128
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Information shown are estimated as the specific area where the vehicle is garaged can raise or lower coverage rates substantially.

State Farm, Progressive, Geico, and Allstate: Who is cheapest?

If you are looking for the best auto insurance for drivers on welfare in Wyoming, the companies with the most market share are State Farm, Progressive, Geico, and Allstate. All four can cover your vehicle for liability and physical damage, but each one has slightly different coverage options that buyers can choose from. The table below illustrates some of the different features that may be available in your state.

Top U.S. Car Insurance Company Ratings
State Farm Progressive Geico Allstate
Discounts Offered 3rd 4th 2nd 1st
Client Satisfaction 4th 3rd 1st 2nd
Handling of Claims 2nd 4th 3rd 1st
Price Overall 2nd 3rd 1st 4th
Percent of U.S. market 18.3% 8.8% 11.4% 10%
Customer recommendation 88% 88% 87% 86%
A.M. Best rating A++ A+ A++ A+
Standard & Poor’s financial rating AA AA AA+ AA-
Emergency roadside assistance Yes Yes Yes Yes
Coverage for Uber and Lyft drivers Yes Yes Yes Yes
Rate for vehicle usage Yes Yes No Yes
Accident forgiveness No Yes Yes Yes
Breakdown insurance No Yes Yes No
New car replacement insurance No No No Yes
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