Best Cheap Insurance Quotes for a Chevrolet Malibu in Wyoming

When writing about car insurance, the words “cheap” or “affordable” should not be used anywhere in the article as a descriptor for auto insurance rates. The fact is, cheap auto insurance for a Chevrolet Malibu can be hard to find. But don’t let us ruin your dream, because we will teach you how you can find and buy auto insurance that is easy on your budget.

The chances of finding affordable insurance for a Chevrolet Malibu in Wyoming depends upon a complicated formula that considers factors like if you are single or married, the likelihood of vehicle theft, and any prior driving offenses. Drivers on average pay approximately $1,020 every 12 months to buy Chevrolet Malibu insurance, but that figure is a ballpark figure based on rates for a 30-year-old married male driver that included full comprehensive and collision coverage and $250 policy deductibles.

Odds are that you may not be 30 years old (or even male), possibly single instead of married, or maybe you prefer higher deductibles. Each driver has unique rating factors, so your best shot at finding the cheapest rates for your Chevrolet is to just compare rates yourself. In just a few minutes you will be able to see rates from top-rated car insurance companies that insure vehicles in Wyoming.

Find Cheaper Chevrolet Malibu Insurance

The trim level of your Malibu has an effect on the insurance rate, so the cost to insure a Malibu LS trim level will be $120 less than the price to insure the more well-appointed Malibu LTZ model, as shown by the rates below.

Data assumes married male driver age 30, no speeding tickets, no at-fault accidents, $250 deductibles, and Wyoming minimum liability limits. Discounts applied include safe-driver, claim-free, multi-policy, homeowner, and multi-vehicle. Price information does not factor in specific location which can modify auto insurance rates greatly.

Choosing the highest-rated auto insurance company is difficult considering how many companies sell insurance in Wyoming. The ranking information listed below may help you select which coverage providers you want to consider when shopping around. The ratings below are only comprised of the largest companies in America, so smaller companies will not be included in this list.

Accidents and violations increase rates

In a perfect world, the ideal way to earn the best cheap insurance for a Chevrolet Malibu in Wyoming is to drive carefully and not receive tickets or have accidents. The information below illustrates how violations and at-fault collisions increase car insurance costs for different ages of insureds. The premiums are based on a married male driver, comp and collision included, $500 deductibles, and no other discounts are factored in.

The chart shows that the average cost of an auto insurance policy per year with no accidents or violations is $1,703. Add in one speeding ticket and the average cost surges to $1,957, an increase of $254 each year. Then throw in one accident along with the one speeding ticket and the annual cost of car insurance for a Chevrolet Malibu jumps again to an average of $2,668. That’s an increase of $965, or $80 per month, just for being a little careless behind the wheel!

Types of discounts on Wyoming car insurance rates

Insurance providers that offer the best cheap insurance for a Chevrolet Malibu in Wyoming may provide premium discounts that could potentially reduce rates by as much as 25% or more if you qualify. A few popular companies and a summarized list of policyholder discounts can be found below.

The example below shows the comparison of insurance costs with and without discounts applied to the premium. The information is based on a female driver, no claims or driving citations, Wyoming state minimum liability limits, full coverage, and $250 deductibles. The first bar for each age group shows premium with no discounts. The lower bar shows the rates with vehicle safety, defensive driving course, passive restraint, safe-driver, multiple vehicle, and multiple policy discounts applied. In this example, the average amount saved each year on car insurance for a Chevrolet Malibu is 17% or $321.

Find the best cheap insurance for a Chevrolet Malibu in Wyoming

The list below shows many money-saving solutions that can help drivers locate the cheapest coverage.

• Accident-free drivers may qualify for discounts
• Raise your deductibles
• Ensure your driving record is clean
• Safe vehicles cost less to insure
• Do not pay for full coverage on older vehicles
• Higher credit scores can equal lower rates
• Shop around and save

That final tip is especially critical, as we stressed in this write-up. Car insurance rates vary considerably, so don’t be hesitant to change to a new company if a more affordable price is available. Many drivers have brand loyalty and that’s fine, but it’s not a great idea if that inflexibility results in costing you potentially thousands of dollars a year. Now is a great time to compare rates to find cheaper car insurance for a Chevrolet Malibu.

Geico, Progressive, Allstate, and State Farm: Who is cheapest?

When comparing rates for insurance for a Malibu, the most popular companies are Geico, Progressive, Allstate, and State Farm. They all offer a unique set of features, discounts, and options that you can select from. The data below compares and contrasts ratings for price, service, and claims, in additional to some of the optional coverages that may be available in Wyoming.