Best Cheap Insurance for a Ford Edge in Missouri

The odds of finding the best cheap auto insurance for a Ford Edge in Missouri is dependent upon a complex rating formula that takes into consideration things like how old the Edge is, your occupation, and your policy deductibles. Drivers in Missouri pay on average $760 a year to insure a Ford Edge, but that amount is a valuation that uses a 50-year-old married female that included comprehensive and collision coverage and $100 physical damage deductibles.

If we were betting, you are not a 50-year-old female, maybe you are single instead of married, or maybe your driving record has a blemish or two. Not every driver requires the same auto insurance coverages, so the way we recommend to find the cheapest rates for your Ford is to make a habit of regularly comparing rates from other companies. Comparing quotes is easy and you will get price quotes from top-rated companies available.

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The specific trim level tends to impact the yearly cost, so the price to insure a Edge SE 2WD trim level will cost $144 less than the cost to insure the more well-appointed Edge Sport AWD version, as shown below.

Prices above based on married female driver age 50, no speeding tickets, no at-fault accidents, $100 deductibles, and Missouri minimum liability limits. Discounts applied include multi-vehicle, claim-free, homeowner, safe-driver, and multi-policy. Table data does not factor in zip code location which can impact prices noticeably.

Finding decent, affordable insurance is not the easiest thing to do, and figuring out which company offers the lowest-priced car insurance rates for a Ford Edge calls for more quotes for comparison.

Every insurance company uses a different method for establishing rates, so let’s begin by taking a look at the most budget-friendly car insurance companies in Missouri. It’s a good idea to know that Missouri car insurance rates are based on many factors that control the policy premium. This price variability is why it is crucial to shop around with many companies when trying to find the most affordable auto insurance rates for a Ford Edge. Auto insurance prices can be altered by many factors and can change substantially, so the best company the last time you shopped around may now be an over-priced policy.

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USAA may offer some of the best car insurance rates in Missouri at around $668 per year. The Hartford, Electric, Allied, and Auto-Owners also rank well as some of the best Missouri car insurance companies.

As shown above, if you are a policyholder with Allied and switched to The Hartford, you may realize an annual savings of approxmiately $58. Missouri drivers with Auto-Owners could save as much as $210 a year, and Travelers customers might lower prices by up to $211 a year.

It’s important to note that these premiums are averages for all ages of drivers and types of vehicles and do not factor in a specific rating modification for a Ford Edge. So the insurer that is best suited for you may not even be featured in the list of companies above. That points out the importance of why you need to compare rates from multiple companies using your own individual information.

Discounts on the best cheap insurance for a Ford Edge in Missouri

Auto insurance companies that offer coverage for a Ford Edge may have price discounts that could lower prices by 40% or more if you meet specific eligibility requirements. A list of car insurance companies and a summarized list of policyholder discounts are outlined below.

The chart below compares car insurance rates with and without some available policy discounts. The information is based on a female driver, no violations or claims, Missouri state minimum liability limits, comp and collision included, and $250 deductibles.

The first bar for each age group shows premium with no discounts. The second shows the rates with multiple vehicle, marriage, accident-free, claim-free, anti-theft, and safe-driver discounts applied. When drivers qualify for the discounts, the the average amount saved on car insurance for a Ford Edge is 15% or $275.

The chart below demonstrates how deductible levels can change insurance costs when searching for cheap insurance for a Ford Edge. Data assumes a single female driver, full coverage, and no additional discounts are factored in.

The chart above illustrates that a 30-year-old driver could pocket $278 a year by switching their comprehensive and collision coverages from a $100 deductible up to a $500 deductible, or save $420 by changing to a $1,000 deductible. Younger drivers, like the Age 20 chart data, have the ability to save $626 or more by choosing a larger deductible amount.

If you do make the decision to raise your deductibles, it’s a good idea to have enough in a savings account to satisfy the extra out-of-pocket expense, which is the main drawback of higher deductibles.