Who Has the Cheapest Auto Insurance Quotes for Lyft Drivers in Texas?

This would be a quick read if we could tell you the one car insurance company that has the cheapest coverage in Texas. It’s just not that easy, however, as there are a ton of unknown aspects like your choice of liability limits, if you own your home, if you have any driving citations, and whether or not you are currently insured. In this article, we will teach you about these factors and others that can influence the price of auto insurance and also should give you some help in finding cheaper rates.

When shopping for auto insurance for Lyft vehicles, one of the many criteria that establish the annual cost of car insurance is the neighborhood you call home in Texas. Larger areas like McAllen, Laredo, and Dallas tend to have higher rates, whereas more rural areas have the luxury of lower rates.

The next table shows the most expensive cities in Texas for Lyft drivers to purchase car insurance in.

Rates are approximated as specific Texas zip code can raise or lower coverage prices substantially.

Everyone has different tastes in autos, and the style of vehicle that is being insured is a significant factor when comparing the cheapest auto insurance for Lyft drivers in Texas. Vehicles with reasonable performance levels, a great safety record, or a track record of few liability claims will cost substantially less to insure than adrenaline junky models. The data below showcases car insurance premiums for a handful of the cheaper vehicles to buy coverage for.

Prices based on single female driver age 30, no speeding tickets, no at-fault accidents, $1000 deductibles, and Texas minimum liability limits. Discounts applied include multi-vehicle, homeowner, safe-driver, multi-policy, and claim-free. Price information does not factor in vehicle location which can impact rates greatly.

Prices above based on single female driver age 30, no speeding tickets, no at-fault accidents, $1000 deductibles, and Texas minimum liability limits. Discounts applied include multi-policy, homeowner, safe-driver, claim-free, and multi-vehicle. Rate quotes do not factor in specific location information which can alter coverage rates considerably.

Above prices assume single female driver age 30, no speeding tickets, no at-fault accidents, $1000 deductibles, and Texas minimum liability limits. Discounts applied include multi-policy, homeowner, safe-driver, multi-vehicle, and claim-free. Price estimates do not factor in Texas location which can lower or raise price quotes significantly.

Best insurance in Texas

Ending up with a highly-rated auto insurance provider can be challenging considering how many choices drivers have in Texas. The company rank data shown next may help you select which coverage providers you want to consider purchasing coverage from. The ratings below are only comprised of companies that insure vehicles across America, so smaller companies that only insure vehicles in Texas are not factored into these rankings.

Top 10 Large Auto Insurers in Texas Ranked by Customer Service

1. USAA
2. Travelers
3. Mercury Insurance
4. AAA Insurance
5. Nationwide
6. Safeco Insurance
7. Progressive
8. State Farm
9. The Hartford
10. The General

Top 10 Large Auto Insurers Overall in Texas

1. Travelers
2. USAA
3. Mercury Insurance
4. AAA Insurance
5. Nationwide
6. Allstate
7. State Farm
8. The Hartford
9. Safeco Insurance
10. Progressive

Progressive, State Farm, Allstate, or Geico: Who is cheapest?

When buying auto insurance for Lyft vehicles, probably the best companies to start with are Progressive, State Farm, Allstate, and Geico. When added together, they insure over 48% of the entire U.S. car insurance market. Each company has unique coverages that you can choose from. The next table compares ratings and policy coverage options that are available for policyholders.

How to find economical insurance for Lyft drivers

The list below details some of the better thrifty ideas that can help Texas drivers locate cheap coverage.

• Accident-free drivers may qualify for discounts
• Drive a car with a high safety rating
• Good credit can help you save money
• Drive safely
• Pay for small claims rather than turning them in to your insurance company
• Compare rates often to find the best deal

The last item on the list is very valuable, as was affirmed in this piece. Prices charged by companies can change significantly in a year, so you should be ready to buy a different policy if a cheaper rate is available.

Being loyal to a particular company is commendable, but it’s not recommended if that faithfulness ends up costing you thousands of dollars over several years. Take a few minutes and compare rates to find cheaper insurance for Lyft drivers.