Cheapest Insurance Quotes for a Toyota 4Runner in Nevada

The chances of finding the best cheap insurance for a Toyota 4Runner in Nevada is dependent upon a large number of rating criteria such as age of the vehicle, whether or not you have prior claims, and citations on your driving record. Nevada drivers on average pay approximately $940 per year for 4Runner insurance, but that amount is an estimate based on rate data for a 30-year-old single male that includes full physical damage coverage and $500 deductibles.

There is a very good chance that you are not 30 and maybe not even a male, maybe you are married instead of single, or maybe you have a speeding ticket or two that will increase rates. What seems to be a minor change in rating factors could end up with a large change in how much coverage for a Toyota 4Runner costs.

Auto insurance is not “one size fits all”, so the best method for finding the cheapest insurance price for your Toyota is to compare rates from as many companies as possible. Get a free quote now and you can get rates from some of the most affordable companies available.

Find Cheaper Toyota 4Runner Insurance

The trim level of your vehicle will have an impact the cost of coverage, so the price you pay to insure a 4Runner Sport 2WD will be $144 cheaper than the price to insure the more expensive 4Runner Limited 4WD version, as shown in the chart below.

Data variables include single male driver age 30, no speeding tickets, no at-fault accidents, $500 deductibles, and Nevada minimum liability limits. Discounts applied include claim-free, multi-vehicle, safe-driver, homeowner, and multi-policy. Information does not factor in your specific Nevada location which can revise coverage rates considerably.

Ending up with the best car insurance company can be a challenge considering how many different insurance companies sell coverage in Nevada. The information displayed below may help you pick which auto insurers to look at comparing rate quotes with. These ratings are for companies that write coverage in many states, so companies that may only write in Nevada are not factored into this list.

Top 10 Large Auto Insurers in Nevada Ranked by Customer Service

1. GEICO
2. State Farm
3. The Hartford
4. Mercury Insurance
5. The General
6. Progressive
7. Allstate
8. AAA Insurance
9. American Family
10. Nationwide

Top 10 Large Auto Insurers in Nevada Ranked by Claims Service

1. State Farm
2. Esurance
3. AAA Insurance
4. Progressive
5. Liberty Mutual
6. GEICO
7. Allstate
8. Titan Insurance
9. The Hartford
10. Mercury Insurance

Top Companies for Toyota 4Runner Insurance in Nevada

Insurance rates are higher with tickets and accidents

The common sense way to snag good insurance premiums in Nevada for a 4Runner is to be a cautious driver and have a clean driving record. The information below illustrates how violations and at-fault fender-benders can influence car insurance rates for different insured age categories. The premium estimates are based on a single female driver, comp and collision included, $1,000 deductibles, and no other discounts are factored in.

The data above shows the average cost of an auto insurance policy in Nevada per year with no accidents and a clean driving record is $1,459. Receive one speeding ticket and the average cost swells to $1,653, an increase of $194 each year. Now add in one accident along with the one speeding ticket and the annual cost of insurance for a Toyota 4Runner jumps again to an average of $2,195. That’s an increase of $736, or $61 per month, just for not driving responsibly!

State Farm, Progressive, Allstate, or Geico: Who is cheapest?

When comparing rates for car insurance, the top insurers to get price quotes from are State Farm, Progressive, Allstate, and Geico. Between them, they insure about half of the entire U.S. market share. All of them offer liability and physical damage protection, but each on has slightly different options that buyers can choose from. The table below shows some of the ratings and options that may be available in Nevada.