Cheap Insurance Quotes for a Ford Edge in Florida

Cheap Insurance Quotes for a Ford Edge in Florida

When talking about car insurance, the words “affordable” or “cheap” shouldn’t be used anywhere to describe car insurance prices. Despite the oxymoron, cheap car insurance for a Ford Edge can be difficult to find. Don’t let that ruin your day, because we are going to tell you how you can quote car insurance that is considered budget-friendly.

The chances of finding cheap car insurance for a Ford Edge in Florida depends upon a lot of rating criteria like whether you are married, if you have ever let your policy lapse, and if you have tickets or violations. Drivers pay on average $1,480 every 12 months to insure a Ford Edge, but that rate is a projection using rating data for a 40-year-old single female that included full physical damage coverage and $250 deductibles.

More likely than not, you are not exactly 40 years old and possibly not even female, married instead of single, or maybe your Edge is old enough that it doesn’t require full coverage. Using even a minor difference in the factors used to determine rates can cause big changes in rate quotes.

Insurance is an individual thing, so the best way to find affordable rates for your Ford is to put in the effort and compare rates. Get your free quotes now and you will be able to compare rates from top-rated companies available.

Compare Ford Edge Insurance Rates

The trim level of your Ford will influence the insurance rate, so the price you pay to insure a Edge SE 2WD trim level will be $260 cheaper than the cost to insure the more expensive Edge Sport AWD trim level, as demonstrated by the prices below.

Ford Edge Insurance Rates in Florida
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
Edge SE 2WD $270 $504 $542 $32 $162 $1,510 $126
Edge SE AWD $270 $614 $542 $32 $162 $1,620 $135
Edge SEL 2WD $270 $614 $542 $32 $162 $1,620 $135
Edge Limited 2WD $270 $614 $542 $32 $162 $1,620 $135
Edge SEL AWD $270 $614 $542 $32 $162 $1,620 $135
Edge Limited AWD $310 $724 $542 $32 $162 $1,770 $148
Edge Sport 2WD $310 $724 $542 $32 $162 $1,770 $148
Edge Sport AWD $310 $724 $542 $32 $162 $1,770 $148
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Data based on single female driver age 40, no speeding tickets, no at-fault accidents, $250 deductibles, and Florida minimum liability limits. Discounts applied include multi-vehicle, homeowner, claim-free, multi-policy, and safe-driver. Premium amounts do not factor in specific location which can influence price quotes substantially.

Buying coverage from the right company is difficult considering how many choices you have in Florida. The rank data below can help you pick which companies to look at shopping prices with. These rankings are for the largest auto insurers in America, so smaller companies are not taken into consideration for these rankings.

Top 10 Large Auto Insurance Providers Overall in Florida

  1. Travelers
  2. USAA
  3. Mercury Insurance
  4. AAA Insurance
  5. Nationwide
  6. Allstate
  7. State Farm
  8. The Hartford
  9. Safeco Insurance
  10. Progressive

Top 10 Large Auto Insurance Providers in Florida Ranked by A.M. Best Rating

  1. Travelers – A++
  2. USAA – A++
  3. GEICO – A++
  4. State Farm – A++
  5. Titan Insurance – A+
  6. Esurance – A+
  7. Progressive – A+
  8. The Hartford – A+
  9. Allstate – A+
  10. Nationwide – A+

Top Companies for Ford Edge Insurance in Florida

The diagram below illustrates how your choice of deductibles can increase or decrease insurance premiums when trying to find cheap insurance for a Ford Edge. The costs are based on a single female driver, full physical damage coverage, and no other discounts are factored in.

A 30-year-old driver could cut expenses by $436 a year by switching the physical damage coverage from a $100 deductible up to a $500 deductible, or save $656 by changing to a $1,000 deductible. Young drivers, like the 20-year-old example, could lower their rates as much as $980 every year by choosing a larger deductible amount.

If you do make the decision to raise your deductibles, it will now be necessary to have enough spare savings to offset the extra out-of-pocket expense, which is the primary disadvantage of high deductibles.

How to find cheap insurance for a Ford Edge in Florida

The list below shows some penny-pinching solutions that can help Florida drivers find more affordable coverage.

  • Drive vehicles with five-star safety ratings
  • Good credit can mean cheaper rates
  • Raise deductibles to save money
  • Do not get tickets or violations
  • Do not pay for full coverage on older vehicles
  • Staying accident-free helps keep rates low
  • Compare rates regularly to ensure the best deal

The last tip is particularly necessary, as we stressed in the article above. Car insurance rates change frequently, so don’t be tentative to change insurance companies if you find a cheaper price.

Having a favorite company is fine, but is isn’t recommended if that devotedness results in you overpaying a small fortune. If you have a few minutes, now is a great time to compare prices and find cheaper car insurance for a Ford Edge.