Who Has Cheap Insurance Quotes for a GMC Acadia in Iowa?

Our editors have a joke that when writing about auto insurance, the word cheap should never be used as a descriptor for auto insurance rates. Forgive the oxymoron, but cheap car insurance for a GMC Acadia is not always easy to find. Don’t let that get you down, though, because we can show you some ways you can still find coverage that is cheaper than what you are paying now.

The chances of buying affordable car insurance for a GMC Acadia in Iowa hinges on a lot of different factors such as whether you use your Acadia for business use, if you are a frequent claim filer, and driving violations. Drivers in Iowa pay around $730 a year for Acadia insurance, but that cost is a projection calculated using a 50-year-old single male driver with full physical damage coverage and $250 physical damage deductibles.

More than likely, you’re not a 50-year-old male, married instead of single, and maybe your credit level is not the same as what was rated. Insurance is an individual thing, so the most reliable method for finding the most affordable coverage for your GMC is to just compare rates yourself. Get your free quotes now and you can get rates from the best companies in Iowa.

View GMC Acadia Insurance Rates

Your vehicle’s trim level will likely have an effect on the cost of coverage, so the cost to insure a Acadia SL 2WD trim level will be $102 lower than the price to insure the fancier Acadia SLT AWD version, as shown in the chart below.

Prices above based on single male driver age 50, no speeding tickets, no at-fault accidents, $250 deductibles, and Iowa minimum liability limits. Discounts applied include claim-free, homeowner, multi-vehicle, safe-driver, and multi-policy. Rates do not factor in specific garaging location which can decrease or increase prices greatly.

Deciding which company offers the best car insurance rates for a GMC Acadia will take a bit more effort in order to find a policy that fits your budget.

Every insurance provider uses a little different formula to set premium rates, so we need to take a look at the most competitive car insurance companies in Iowa. It’s a good idea to be aware that Iowa car insurance rates are based on many factors that will increase or decrease the cost of having a policy. Simply having a birthday, moving to a new city, or getting a reckless driving citation can produce rate changes resulting in some rates now being more affordable than competitors.

Best Car Insurance Prices for Your Acadia

Compare Rates Today

USAA has some of the lowest car insurance rates in Iowa at around $669 per year. Partners Mutual, Western National, Allied, and State Farm would also be considered some of the lowest-priced Iowa insurance companies.

As depicted above, if you have coverage with Western National and switched to USAA, you might realize a yearly savings of about $108. Customers with Allied could save as much as $110 a year, and State Farm insureds might reduce prices by as much as $222 a year.

Be aware that those premium estimates are averaged for all types of insureds and vehicles and do not factor in a specific rate value for a GMC Acadia. So the auto insurance company that fits your needs best may not even be included in the list above. That is why you need to compare as many prices as possible using your own specific driver and vehicle information.

The information below illustrates how your deductible choice can affect insurance costs when searching for cheap insurance for a GMC Acadia. The rate quotes are based on a married female driver, comp and collision included, and no discounts are factored in.

The chart above illustrates that a 50-year-old driver could pocket $202 a year by switching from a $100 deductible up to a $500 deductible, or save $306 by using a $1,000 deductible. Youthful drivers, like the 20-year-old example, can cut $504 every year by using a higher deductible. When using a larger deductible, it is necessary to have additional savings on hand to be able to cover the extra out-of-pocket expense. That is the one disadvantage of using higher deductibles.

Geico, Progressive, State Farm, and Allstate: Who is cheapest?

When it comes to insurance for an Acadia, four companies you’ll want quotes from are Geico, Progressive, State Farm, and Allstate. The next table ranks some of the different options that are available for customers.