Cheapest Car Insurance for First-time Drivers in Vermont

Cheapest Car Insurance for First-time Drivers in Vermont

It would sure make life easier if we could simply give you the name of the one best company that has the cheapest rates in Vermont. It’s not quite that easy, unfortunately, as there are a whole bunch of unknown elements like how high your deductibles should be, the number of miles you drive in a year, and the likelihood of vehicle theft where you live, that all factor into the price you pay. This article will detail the best ways to avoid high prices and will hopefully give you a good start in finding the cheapest insurance.

For Vermont drivers, one of the components that influence the price of your policy is where you call home in Vermont. More populated areas like Northfield, West Brattleboro, and Manchester Center will most likely have higher rates, whereas cities that are not as densely populated have the gratification of the cheapest auto insurance for first-time drivers in Vermont.

The next table sorts the most expensive cities in Vermont for first-time drivers to buy an auto insurance policy in.

Car insurance prices in Vermont
Rank City Annual Rate
1 Northfield $1,048
2 Newport $1,041
3 West Brattleboro $1,035
4 Saint Johnsbury $1,029
5 Manchester Center $1,024
6 Bennington $1,021
7 Springfield $1,008
8 White River Junction $1,006
9 Bristol $1,005
10 Middlebury $1,000
11 Montpelier $998
12 Barre $996
13 Brattleboro $993
14 Bellows Falls $991
15 Vergennes $986
16 Swanton $980
17 Essex Junction $977
18 Fair Haven $972
19 South Burlington $969
20 Saint Albans $966
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Premium costs are approximated as the specific zip code location can alter auto insurance rates noticeably.

Determining which company has the most affordable car insurance rates for first-time drivers involves more time in order to find the lowest price quote. Each auto insurer has their own process for filing rates in each state, so we’ll go over the car insurance companies with the overall best prices in Vermont.

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Cheapest Vermont auto insurance companies
Rank Company Cost Per Year
1 Safeco $481
2 California Casualty $514
3 The Hartford $627
4 USAA $645
5 Travelers $736
6 Unitrin $738
7 Co-Operative Insurance $767
8 Concord $865
9 GEICO $892
10 MMG Insurance $1,021
11 MetLife $1,095
12 National Grange Mutual $1,168
13 Progressive $1,199
14 Nationwide $1,236
15 State Farm $1,276
16 Liberty Mutual $1,393
17 Allstate $1,521
18 Vermont Mutual $1,564
19 Sentry $1,902
20 Union Mutual $1,997
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Safeco quotes some of the most affordable car insurance rates in Vermont at around $481 per year. California Casualty, The Hartford, USAA, and Travelers also make the cut as some of the cheapest Vermont insurance companies.

As shown in the table above, if you are insured with USAA and switched to California Casualty, you could see an annual savings of about $131. Insureds with Travelers could save as much as $222 a year, and Unitrin policyholders might realize rate reductions of up to $224 a year.

If you would like to find the cheapest auto insurance for first-time drivers in Vermont, click here or click through to the companies below.

Remember that these prices are averages for all types of insureds and vehicles and do not factor in a rate surcharge for first-time drivers. So the auto insurance company that can offer you the best rate may not even be included in the list of companies shown earlier. That emphasizes why you need to get rate quotes from many companies using your own specific driver and vehicle information.

Which auto insurance company is best?

When comparing auto insurance, the most popular companies are Progressive, Geico, Allstate, and State Farm. The table below shows ratings for price, service, and claims, in additional to some of the optional coverages .

Comparison of Top U.S. Auto Insurance Companies
Progressive Geico Allstate State Farm
Customer Satisfaction 3rd 1st 2nd 4th
Claims Rank 4th 3rd 1st 2nd
Number of Discounts 4th 2nd 1st 3rd
Price Rank 3rd 1st 4th 2nd
Amount of market share 8.8% 11.4% 10% 18.3%
Customer recommendation 88% 87% 86% 88%
Accident forgiveness Yes Yes Yes No
Mechnical breakdown Yes Yes No No
New car replacement insurance No No Yes No
Usage-based insurance Yes No Yes Yes
Emergency roadside assistance Yes Yes Yes Yes
Uber and Lyft insurance Yes Yes Yes Yes
Offered in Vermont Yes Yes Yes Yes
Insurance Agents Buy online or from an independent agent Both online and from Geico agents Allstate exclusive agents Can only buy from State Farm agents
Number of agents 30,000+ 150+ 11,000+ 18,000+
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