Who Has Cheap Insurance for a Jeep Wrangler in Alaska?

Finding cheaper coverage for a Jeep Wrangler in Alaska is contingent on many factors such as how far you drive to work, whether or not you have filed claims in the past, and the deductible amount you use. Drivers in Alaska will pay on average $860 every 12 months for Wrangler insurance, but that cost is an approximation calculated using a 40-year-old single female that purchased full coverage including both comprehensive and collision and $500 policy deductibles.

Most likely you aren’t exactly 40 years old or even a female, you might be married instead of single, and you don’t want the same coverages and limits as the example. Each driver has unique rating factors, so the best way to quote cheap insurance prices for your Jeep is to get into the habit of shopping around regularly. Quotes are free and easy and you can get prices from the cheapest companies that sell coverage in Alaska.

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The trim level of your Wrangler tends to have a direct effect on the cost of coverage, so the price you pay to insure a Wrangler Sport 4WD 2-Dr will cost $222 less than the cost to insure the higher-end Wrangler Unlimited Rubicon 4WD 4-Dr model, as shown by the rates below.

Data variables include single female driver age 40, no speeding tickets, no at-fault accidents, $500 deductibles, and Alaska minimum liability limits. Discounts applied include safe-driver, claim-free, multi-vehicle, multi-policy, and homeowner. Price estimates do not factor in specific Alaska garaging location which can change prices significantly.

Insuring your vehicle with a high-quality auto insurance provider is difficult considering how many companies provide coverage in Alaska. The rank data listed below could help you analyze which companies to look at shopping your coverage with. The ratings below include the largest companies in America, so companies that may only write in Alaska will not be included in this list.

Top 10 Large Car Insurance Companies in Alaska Ranked by Claims Service

1. State Farm
2. Esurance
3. AAA Insurance
4. Progressive
5. GEICO
6. Liberty Mutual
7. Allstate
8. The Hartford
9. The General
10. Farmers Insurance

Top 10 Large Car Insurance Companies in Alaska Ranked by A.M. Best Rating

1. USAA – A++
2. State Farm – A++
3. GEICO – A++
4. Esurance – A+
5. Allstate – A+
6. Progressive – A+
7. The Hartford – A+
8. The General – A-
9. AAA Insurance – A
10. Liberty Mutual – A

Top Companies for Jeep Wrangler Insurance in Alaska

The diagram below illustrates how your deductible choice can raise or lower insurance rates when researching cheap insurance for a Jeep Wrangler. The information is based on a single female driver, full physical damage coverage, and no discounts are applied to the premium.

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In the chart above, a 40-year-old driver could lower rates by $226 a year by switching the physical damage coverage from a $100 deductible up to a $500 deductible, or save $340 by changing to a $1,000 deductible. Young drivers, like the 20-year-old example, have the ability to save as much as $566 every year by using higher deductibles when buying full coverage. When increasing deductibles, it is necessary to have additional funds in a savings account to enable you to pay the extra out-of-pocket expense, which is the one shortcoming of high deductibles.

Progressive, Geico, Allstate, and State Farm compared

If you’re looking for the cheapest insurance for a Wrangler, four companies to definitely compare rates with are Progressive, Geico, Allstate, and State Farm. If you add them together, they insure about 50% of the entire U.S. auto insurance market. The table below breaks down pricing and service ratings, plus some optional coverages you can expect with each one.