The words “affordable” and “insurance” really shouldn’t be used together, specifically when you are trying to find the cheapest coverage for active military. In an attempt to save some money, let’s start off by going over some situations that influence insurance rates, and figure out some ideas to take the sting out of your next policy.
The type of vehicle you are buying coverage for is one of the primary factors when comparing affordable insurance for active military. Vehicles with average performance, advanced safety features, or a low likelihood of having liability claims will cost quite a bit less to insure than high performance models.
The information below ranks insurance prices for the most affordable automobiles to insure in Nevada.
Vehicle Make and Model | Estimated Cost for Full Coverage |
---|---|
Honda CR-V EX-L 2WD | $662 |
Ford Escape XLS 4WD | $704 |
Hyundai Tucson GLS 4WD | $717 |
Ford Focus S 4-Dr Sedan | $747 |
Chevrolet Impala LS | $755 |
Chevrolet Traverse LS 2WD | $752 |
Subaru Outback 3.6R Premium | $782 |
Chevrolet Silverado LS Regular Cab 4WD | $786 |
Hyundai Elantra Blue 4-Dr Sedan | $791 |
Subaru Forester X Premium AWD | $795 |
Toyota Prius | $802 |
Honda Accord EX-L 4-Dr Sedan | $806 |
Honda Odyssey EX-L W/Rear Entertainment | $808 |
Ford Edge Sport AWD | $817 |
Ford Explorer Eddie Bauer 2WD | $810 |
Nissan Altima 3.5 SR 4-Dr Sedan | $826 |
Dodge Ram Crew Cab ST 4WD | $830 |
Chevrolet Equinox LS 2WD | $835 |
Dodge Grand Caravan Hero | $842 |
Toyota RAV4 Limited 2WD | $835 |
Start a Quote Go |
Table data represents married male driver age 30, no speeding tickets, no at-fault accidents, $500 deductibles, and Nevada minimum liability limits. Discounts applied include homeowner, multi-vehicle, safe-driver, multi-policy, and claim-free. Premium amounts do not factor in garaging location in Nevada which can influence insurance rates greatly.
Looking at the data, we can assume that cars like the Honda CR-V, Ford Escape, Hyundai Tucson, Ford Focus, and Chevrolet Impala should be the most economical vehicles to insure for military personnel.
When shopping for cheaper insurance for military personnel, one of the many factors that impact car insurance rates is the neighborhood you call home. Densely populated urban areas like Winchester, Spring Valley, and Las Vegas tend to have higher rates, whereas areas with less congestion generally pay less for insurance.
The next table illustrates the most expensive cities in Nevada for active military to purchase auto insurance in.
Rank | City | Annual Rate |
---|---|---|
1 | Winchester | $2,116 |
2 | Sunrise Manor | $2,090 |
3 | Spring Valley | $2,060 |
4 | Paradise | $1,981 |
5 | Las Vegas | $1,930 |
6 | North Las Vegas | $1,882 |
7 | Enterprise | $1,851 |
8 | Henderson | $1,767 |
9 | Boulder City | $1,557 |
10 | Pahrump | $1,364 |
11 | Mesquite | $1,311 |
12 | Sparks | $1,304 |
13 | Sun Valley | $1,292 |
14 | Reno | $1,244 |
15 | Spanish Springs | $1,216 |
16 | Gardnerville Ranchos | $1,150 |
17 | Dayton | $1,141 |
18 | Carson City | $1,136 |
19 | Spring Creek | $1,125 |
20 | Fallon | $1,108 |
Get a Custom Quote Go |
Prices are comparative as the specific Nevada residence address can impact prices greatly.
When it comes to buying car insurance, four of the best places to start are Geico, Allstate, State Farm, and Progressive. Each company has a slightly different mix of options and features that add value to each policy. The data below ranks ratings for price and service, as well as some optional coverages shoppers can expect to find with each one.
Geico | Allstate | State Farm | Progressive | |
---|---|---|---|---|
Claims Handling | 3rd | 1st | 2nd | 4th |
Overall Cost | 1st | 4th | 2nd | 3rd |
Policy Discounts | 2nd | 1st | 3rd | 4th |
Client Satisfaction | 1st | 2nd | 4th | 3rd |
Percent of U.S. market | 11.4% | 10% | 18.3% | 8.8% |
Mechnical breakdown | Yes | No | No | Yes |
New car replacement | No | Yes | No | No |
Roadside assistance | Yes | Yes | Yes | Yes |
Accident forgiveness | Yes | Yes | No | Yes |
Uber and Lyft insurance | Yes | Yes | Yes | Yes |
Usage-based insurance | No | Yes | Yes | Yes |
Compare Prices Now Go |