How Much Does Car Insurance Cost for Unemployed Drivers in Georgia?

How Much Does Car Insurance Cost for Unemployed Drivers in Georgia?

Because the topic is car insurance, the word “cheap” shouldn’t be used anywhere in the article. Nonetheless, cheap auto insurance for unemployed drivers is not easy to find. But don’t let that discourage you, because we will tell you how you can still find car insurance that is more affordable than your current policy.

When shopping for the cheapest auto insurance for the unemployed, one of the many factors that impact the cost of insurance is where your residence is in Georgia. Cities with larger populations like East Point, North Atlanta, and Marietta tend to have more expensive auto insurance rates, whereas areas that are not as densely populated have the enjoyment of a little cheaper coverage.

The information below displays the priciest cities in Georgia for unemployed drivers to buy car insurance in.

Georgia cities ranked by car insurance cost
Rank City Annual Rate
1 East Point $1,480
2 Atlanta $1,377
3 North Atlanta $1,310
4 Mableton $1,293
5 Marietta $1,279
6 Macon $1,279
7 Dunwoody $1,268
8 Sandy Springs $1,268
9 Smyrna $1,242
10 Savannah $1,239
11 Roswell $1,235
12 Alpharetta $1,234
13 Columbus $1,219
14 Peachtree City $1,204
15 Gainesville $1,196
16 Augusta $1,185
17 Rome $1,182
18 Hinesville $1,145
19 Albany $1,142
20 Athens $1,136
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Premium amounts are estimated as the specific area where the vehicle is garaged can modify insurance rates substantially.

The car, truck, or SUV you are seeking coverage for is one of the largest considerations when comparing economical coverage for unemployed drivers. Vehicles with economical engines, good safety features, or a positive history of liability claims will cost less to insure than fast, unsafe models.

The data below features car insurance costs for a selection of the most budget-friendly vehicles to insure in Georgia.

Cheapest Auto Insurance Rates for Unemployed Drivers in Georgia
Make, Model, and Trim Level Estimated Cost for Full Coverage
Honda CR-V LX 2WD $1,029
Ford Explorer XLT AWD $1,146
Toyota Prius $1,156
Ford Escape XLT 2WD $1,172
Toyota RAV4 4WD $1,217
GMC Sierra SLE Regular Cab 2WD $1,226
Chevrolet Equinox LT 2WD $1,217
Volkswagen Jetta SE 2.5 Station Wagon $1,229
Chevrolet Traverse LS AWD $1,236
Subaru Outback 3.6R $1,245
Honda Civic EX 4-Dr Sedan $1,262
Toyota Camry XLE $1,290
Hyundai Sonata GLS 4-Dr Sedan $1,295
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Data based on married female driver age 30, no speeding tickets, no at-fault accidents, $500 deductibles, and Georgia minimum liability limits. Discounts applied include homeowner, multi-vehicle, safe-driver, claim-free, and multi-policy. Price estimates do not factor in specific Georgia garaging location which can lower or raise coverage rates substantially.

Based on these rates, you can infer that makes and models like the Honda CR-V, Ford Explorer, and Toyota Prius will definitely be a few of the less-costly vehicles to insure for the unemployed.

Which car insurance company is best?

If you’re looking for the cheapest auto insurance for the unemployed, the four most popular companies are Geico, Allstate, Progressive, and State Farm. When combined, they have almost 50% of all policies written. The data below rates ratings for price, service, and claims, in additional to some of the optional coverages that policyholders can buy.

Largest Auto Insurance Company Ratings
Geico Allstate Progressive State Farm
Number of Discounts 2nd 1st 4th 3rd
Overall Price 1st 4th 3rd 2nd
Customer Satisfaction 1st 2nd 3rd 4th
Handling of Claims 3rd 1st 4th 2nd
Percent of U.S. market 11.4% 10% 8.8% 18.3%
Customers who recommend 87% 86% 88% 88%
New car replacement No Yes No No
Roadside assistance Yes Yes Yes Yes
Uber and Lyft insurance Yes Yes Yes Yes
Mechnical breakdown Yes No Yes No
Accident forgiveness coverage Yes Yes Yes No
Rate for vehicle usage No Yes Yes Yes
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