Best Cheap Insurance for a Mazda CX-7 in Pennsylvania

Finding affordable insurance for a Mazda CX-7 in Pennsylvania depends upon many rating criteria like whether you are single or married, whether or not you are currently insured, and blemishes on your driving record. Drivers on average pay around $940 annually for CX-7 insurance, but that price is a ballpark figure that rates a 50-year-old single male that wants full coverage and $500 deductibles.

Chances are that rate is not what you would pay, because most likely you are not 50 and maybe not even a male, possibly married instead of single, or maybe you need higher liability limits than the state minimum. What seems to be a minor change in policy rating factors can induce significant differences in policy price.

Not everyone needs the same coverages, so your best shot at finding affordable rates for your Mazda is to make a habit of regularly comparing rates from other companies.

Find Cheaper Mazda CX-7 Insurance

Your vehicle’s trim level impacts the yearly cost, so the price you will be charged to insure a CX-7 SV 2WD will be $110 less expensive the cost to insure the higher-end CX-7 Grand Touring 4WD model, as shown below.

Data based on single male driver age 50, no speeding tickets, no at-fault accidents, $500 deductibles, and Pennsylvania minimum liability limits. Discounts applied include claim-free, homeowner, multi-vehicle, multi-policy, and safe-driver. Premium amounts do not factor in your specific Pennsylvania location which can influence coverage rates substantially.

How to find a good Pennsylvania insurance company

Insuring your vehicle with a good quality insurer can be difficult considering how many companies there are in Pennsylvania. The information below could help you choose which coverage providers to look at when trying find the best insurance for a Mazda CX-7.

These rankings are only made up of insurance companies that insure vehicles in the majority of U.S. states, so companies that only write business in Pennsylvania or surrounding areas are not factored into the list. To get rate quotes from these companies and more, simply click here.

Top 10 Major Car Insurance Companies in Pennsylvania Ranked by Customer Satisfaction

1. Titan Insurance – 93%
2. The Hartford – 93%
3. The General – 91%
4. Progressive – 90%
5. 21st Century – 89%
6. USAA – 87%
7. Erie Insurance – 87%
8. State Farm – 87%
9. Travelers – 87%
10. Safeco Insurance – 86%

Top Companies for Mazda CX-7 Insurance in Pennsylvania

Rate comparison of full coverage and liability-only

Finding the best cheap insurance for a Mazda CX-7 in Pennsylvania should be important to most people, and one great way to reduce the cost of insurance is to only buy liability insurance. The diagram below compares insurance costs when comparing full coverage to liability only. The price estimates are based on no tickets, no at-fault accidents, $500 deductibles, single status, and no policy discounts are applied.

google.charts.setOnLoadCallback(drawFclqcibChart);function drawFclqcibChart() {var data = google.visualization.arrayToDataTable([[‘Age of Insured’, ‘Full Coverage with $500 Deductibles’, ‘Liability Only’],[‘Age 20’, 3133,1171],[‘Age 30’, 1643,643],[‘Age 40’, 1611,597],[‘Age 50’, 1469,559],[‘Age 60’, 1423,549],[‘Age 70’, 1749,733]]);var options = {title: ‘Full Coverage Compared to Liability Only’,titleTextStyle: {color: ‘#333’,fontSize: 17,bold: true},width: ‘100%’,height: 500,’chartArea’: {left:100,top:50,’width’: ‘100%’, ‘height’: ‘70%’},legend: {position: ‘bottom’},colors: [‘#6791b9′,’#98bee2’],hAxis: {title: ‘Annual Insurance Cost for a Mazda CX-7 in Pennsylvania’,minValue: 0,format: ‘$###,###’},vAxis: {title: ‘Age of Insured’}};var formatter = new google.visualization.NumberFormat({fractionDigits: 0,prefix: ‘$’});formatter.format(data,1);formatter.format(data,2);var chart = new google.visualization.BarChart(document.getElementById(‘qcibfcl’));chart.draw(data, options);}

As an average, full coverage costs $1,838 per year more than insuring for liability only. That is a large expense which might make you wonder if physical damage coverage is worth the money. There is no set guideline to drop physical damage insurance, but there is a guideline you can consider. If the annual cost of coverage is more than about 10% of replacement cost minus your deductible, then it’s probably a good time to buy liability coverage only.

Irresponsible driving raises your rates

The best way to enjoy the most affordable insurance premiums in Pennsylvania for a CX-7 is to pay attention while driving and have a clean driving record. The example below demonstrates how traffic citations and accidents increase auto insurance costs for different age groups. Data assumes a single female driver, full coverage, $250 deductibles, and no discounts are applied.

google.charts.setOnLoadCallback(drawVioqcibChart);function drawVioqcibChart() {var data = google.visualization.arrayToDataTable([[‘Age of Insured’, ‘No Violations or Accidents’, ‘One Speeding Ticket and No Accidents’, ‘One Speeding Ticket and One Accident’],[‘Age 20’, 2875,3133,3863],[‘Age 30’, 1985,2243,2969],[‘Age 40’, 1841,2101,2829],[‘Age 50’, 1611,1871,2599],[‘Age 60’, 1557,1819,2545],[‘Age 70’, 1815,2077,2805]]);var options = {title: ‘Impact of Tickets and Accidents on Pennsylvania Mazda CX-7 Insurance’,titleTextStyle: {color: ‘#333’, fontSize: 17, bold: true},width: ‘100%’,height: 600,’chartArea’: {left:100,top:50,’width’: ‘100%’, ‘height’: ‘70%’},legend: {position: ‘bottom’,textStyle: {fontSize: 12}},colors:[‘#b2da64′,’#eed355′,’#e39e71’],hAxis: {title: ‘Annual Insurance Cost for a Mazda CX-7 in Pennsylvania’,minValue: 0,format: ‘$###,###’},vAxis: {title: ‘Age of Insured’}};var formatter = new google.visualization.NumberFormat({fractionDigits: 0,prefix: ‘$’});formatter.format(data,1);formatter.format(data,2);formatter.format(data,3);var chart = new google.visualization.BarChart(document.getElementById(‘qcibvio’));chart.draw(data, options);}

In the example above, the average cost of car insurance in Pennsylvania per year with no violations or accidents is $1,947. Factor in one speeding ticket and the average cost rises to $2,207, an increase of $260 each year. Then throw in one accident along with the one speeding ticket and the 12-month cost of insurance for a Mazda CX-7 increases to an average of $2,935. That’s an increase of $988, or $82 per month, just for not paying attention while driving!

Is Progressive, Allstate, State Farm, or Geico cheaper?

If you want the best car insurance, some of the largest companies to start with are Progressive, Allstate, State Farm, and Geico. When combined, they make up over 45% of the entire U.S. market share. The table below ranks ratings for price and service, as well as some optional coverages that are available for buyers.