Best Cheap Auto Insurance for Active Military in Wyoming

Best Cheap Auto Insurance for Active Military in Wyoming

Buying budget car insurance is easier said than done, and finding out which insurers offer the cheapest auto insurance rates for active military involves even more work. Policy prices will most likely be somewhat better than the average policy in Wyoming, with the lower price attributed to the reduced risk related to offering coverage for military personnel. Cost-effective coverage should be readily available from many preferred companies.

Every insurance provider has their own process for filing rates in each state, so let’s take a look at the most affordable auto insurance companies in Wyoming.

Best Auto Insurance Prices for Military

Get a Free Quote and Save

Wyoming auto insurance company rankings
Rank Company Cost Per Year
1 USAA $650
2 The Hartford $924
3 Safeco $946
4 National Farmers Union $980
5 State Farm $1,012
6 GEICO $1,018
7 Grange $1,076
8 California Casualty $1,358
9 Allstate $2,104
Get Personalized Rates Go

USAA may offer some of the lowest car insurance rates in Wyoming at around $650 per year. The Hartford, Safeco, National Farmers Union, and State Farm would also be considered some of the best Wyoming insurance companies.

In the rate table above, if you currently buy coverage from Safeco and switched to USAA, you may see an annual savings of around $296. Drivers with National Farmers Union may save as much as $330 a year, and State Farm customers might see rate reductions of $362 a year.

It’s important to note that these policy rates are averages across all drivers and vehicles and do not take into consideration a price decrease for active military. So the car insurance company that fits your situation best may not even be in the above rate chart. That point stresses why you need to get auto insurance quotes using your own driver information and specific vehicle type.

When buying insurance for military personnel, one of the key factors used to establish insurance cost is where you live. Areas that are more densely populated like Newcastle, Jackson, and Evanston tend to have higher rates, whereas areas with fewer weather claims and lower vehicle theft rates generally benefit from lower insurance rates.

The illustration below illustrates the most expensive cities in Wyoming for active military to buy an auto insurance policy in.

How much does car insurance cost in Wyoming?
Rank City Annual Rate
1 Newcastle $1,231
2 Worland $1,223
3 Jackson $1,218
4 Douglas $1,216
5 Evanston $1,212
6 Buffalo $1,208
7 Riverton $1,207
8 Wheatland $1,204
9 Green River $1,194
10 Torrington $1,192
11 Lander $1,180
12 South Greeley $1,176
13 Gillette $1,173
14 Cheyenne $1,167
15 Rock Springs $1,161
16 Rawlins $1,156
17 Cody $1,151
18 Laramie $1,151
19 Powell $1,151
20 Casper $1,139
21 Warren AFB $1,133
22 Ranchettes $1,133
23 Fox Farm-College $1,131
24 Mills $1,128
25 Sheridan $1,121
Find Cheaper Insurance Go

Prices are comparative as the vehicle garaging location can change premium rates greatly.

Company comparison: Allstate vs Progressive vs State Farm vs Geico

When it comes to car insurance for military personnel in Wyoming, probably the best companies to start with are Allstate, Progressive, State Farm, and Geico. They all have the same basic coverages, but each one has a different combination of discounts, features, and options that may steer you one way or another. The table below shows some of the different options that policyholders can buy.

Comparison of Top U.S. Auto Insurance Companies
Allstate Progressive State Farm Geico
Price Rank 4th 3rd 2nd 1st
Number of Discounts 1st 4th 3rd 2nd
Claims Rank 1st 4th 2nd 3rd
Overall Satisfaction 2nd 3rd 4th 1st
Customer recommendation 86% 88% 88% 87%
Rating based on usage Yes Yes Yes No
New car replacement coverage Yes No No No
Accident forgiveness Yes Yes No Yes
Rideshare coverage Yes Yes Yes Yes
Breakdown insurance No Yes No Yes
Roadside service Yes Yes Yes Yes
Types of agents used Only buy from Allstate agents Indpendent agents or online Only from State Farm agents Online or through a Geico agent
Number of agents 11,000+ 30,000+ 18,000+ 150+
Compare Prices Now Go