How Much are Car Insurance Quotes for Teenage Females in Montana?

When buying car insurance for teen girls, one of the key components that affect the policy price is where your car is garaged in Montana. Areas with increased crime or more people like Whitefish, Evergreen, and Polson will most likely have higher rates, whereas areas with lower crime rates and fewer weather claims benefit from having to pay less for coverage.

The following table sorts the highest-priced areas in Montana for teenage females in which to buy car insurance.

Rate information is estimated as the vehicle garaging location can alter prices noticeably.

Trying to find budget car insurance is not most people’s favorite thing to do, and figuring out which companies have the lowest-priced insurance rates for teenage females may require a little more work. Insurance prices will more than likely be much greater than the average policy in Montana, with the higher price attributed to the additional risk that comes with selling insurance for teen girls, but reasonable insurance may be possible if you compare enough companies. Each company uses their own calculation for determining rates in each state, so let’s take a look at the insurance companies with the overall best prices in Montana.

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Safeco has some of the most affordable car insurance rates in Montana at around $853 each year. Progressive, USAA, State Farm, and MetLife would also be considered some of the most economical Montana insurance companies.

As depicted above, if you currently have coverage with USAA and switched to Safeco, you might see savings of about $191. Policyholders with State Farm might save as much as $238 a year, and MetLife customers might see rate reductions of $333 a year.

To find cheap auto insurance for teenage females in Montana for your vehicle, click here to start your custom quote or click several companies below for low rates.

Bear in mind that those premiums are averaged across all insureds and vehicles and and are not calculated with a rate increase for teenage females. So the insurer that has the lowest price for you may not even be shown in the above rate chart. That’s why you need to compare as many prices as possible using your own specific driver and vehicle information.

Get discount Montana auto insurance

Insurance providers that provide cheap auto insurance for teenage females in Montana may additionally offer discounts that can reduce rates by as much as 35% or more if you meet specific eligibility requirements. Companies and the discounts they provide can be read below.

The example below compares car insurance rates with and without discounts being applied to the rates. The premiums assume a male driver, no claims or driving citations, Montana state minimum liability limits, comp and collision included, and $250 deductibles.

The first bar for each age group shows the price with no discounts. The second bar shows the rates with paid-in-full, good student, continuous coverage, passive restraint, vehicle safety, and paperless filing discounts applied. With discounts applied, the average savings per year on insurance for teenage females is % or $.

google.charts.setOnLoadCallback(drawDiscqcibChart);function drawDiscqcibChart() {var data = google.visualization.arrayToDataTable([[‘Age of Insured’, ‘Male Driver No Discounts’, ‘Male Driver with Discounts’],[‘Age 17’, 7791,5579],[‘Age 30’, 2711,1967],[‘Age 40’, 2665,1931],[‘Age 50’, 2423,1753],[‘Age 60’, 2343,1695]]);var options = {title: ‘Effect of Discounts on Insurance Price for Teenage Females’,titleTextStyle: {color: ‘#333’,fontSize: 17,bold: true},width: ‘100%’,height: 500,’chartArea’:{left:100,top:50,’width’: ‘100%’, ‘height’: ‘70%’},legend: {position: ‘bottom’},colors: [‘#6791b9’, ‘#98bee2’],hAxis: {title: ‘Annual Auto Insurance Cost for Average Vehicle’,minValue: 0,format: ‘$###,###’},vAxis: {title: ‘Age of Insured’}};var formatter = new google.visualization.NumberFormat({fractionDigits: 0,prefix: ‘$’});formatter.format(data,1);formatter.format(data,2);var chart = new google.visualization.BarChart(document.getElementById(‘qcibdisc’));chart.draw(data, options);}

How to find the cheapest insurance for teenage females

The list below shows many thrifty ideas that can help you locate cheap auto insurance.

• Prevent price hikes by avoiding at-fault accidents
• Avoid speeding and other traffic citations and pay less
• Do not waste money insuring older vehicles for full coverage
• Buying home and auto together can help save money
• Earn a discount by not filing claims
• Drive safe vehicles
• Shop around for cheaper rates regularly

The last idea is certainly crucial, as was pointed out in this article. Auto insurance rates in Montana can change considerably based on profitability, so drivers shouldn’t be reluctant to buy a different policy if you can find a cheaper rate.

Many consumers stick with the same company and that’s fine, but it’s not a great idea if that loyalty ends up costing potentially thousands of dollars a year. Now is a great time to shop around and find cheaper car insurance for teenage females.