Who Has the Cheapest Insurance Quotes for a Nissan Altima in Oklahoma?

Finding the best cheap coverage for a Nissan Altima in Oklahoma hinges on a lot of rating factors such as if you are married or single, if you have a coverage lapse, and driving violations. Drivers in Oklahoma pay on average $1,460 annually to buy Nissan Altima insurance, but that amount is that uses a 30-year-old married male that has full coverage including both comprehensive and collision and $250 physical damage deductibles.

Chances are that you aren’t exactly 30 years old or even a male, maybe you are single instead of married, or maybe you prefer higher deductibles. Using even a minor difference in the rating criteria used to formulate rates could result in a significant change in the rate quoted for a Nissan Altima.

There is no “one size fits all” policy, so the best way to find cheap auto insurance rates for your Nissan is to regularly compare rates at renewal.

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The trim level of your Altima tends to have a direct impact on the insurance rate, so the price you will pay to insure a Altima 2.5 4-Dr Sedan model will cost $334 less than the cost to insure the higher-end Altima 3.5 SR 2-Dr Coupe trim level, as shown in the prices below.

Premium data assumes married male driver age 30, no speeding tickets, no at-fault accidents, $250 deductibles, and Oklahoma minimum liability limits. Discounts applied include homeowner, multi-policy, multi-vehicle, safe-driver, and claim-free. Premium costs do not factor in your specific Oklahoma location which can modify price quotes significantly.

Buying coverage from the right auto insurance provider is hard considering how many different companies insure vehicles in Oklahoma. The ranking information in the next section could help you choose which companies to look at when comparing rate quotes.

The ratings below are only made up of large insurance companies, so smaller companies that only insure vehicles in Oklahoma will not be included in this list. If you would like to check rates from many more Oklahoma auto insurance companies, just click here.

Top 10 Major Auto Insurance Companies in Oklahoma Ranked by Customer Service

1. USAA
2. Travelers
3. Mercury Insurance
4. Safeco Insurance
5. Nationwide
6. AAA Insurance
7. State Farm
8. Progressive
9. The Hartford
10. The General

Top 10 Major Auto Insurance Companies in Oklahoma Ranked by Value

1. Mercury Insurance
2. Travelers
3. American Family
4. Safeco Insurance
5. AAA Insurance
6. The Hartford
7. Progressive
8. 21st Century
9. The General
10. Esurance

Top Companies for Nissan Altima Insurance in Oklahoma

Discount Oklahoma car insurance

Insurance providers that sell the cheapest insurance for a Nissan Altima in Oklahoma may provide special discounts that may potentially lower prices by 40% or more if you are eligible to receive them. Larger car insurance companies and a summarized list of policyholder discounts can be read below.

The information below illustrates the difference between car insurance costs with and without discounts applied. The information is based on a male driver, a clean driving record, no at-fault accidents, Oklahoma state minimum liability limits, full physical damage coverage, and $100 deductibles. The first bar for each age group shows insurance cost with no discounts. The second bar shows the rates with accident-free, multiple vehicle, anti-theft, marriage, vehicle safety, and defensive driving course discounts applied. When these discounts are applied, the average amount saved each year on car insurance for a Nissan Altima is 34% or $556.

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Which major car insurance company is best?

When comparing rates for insurance for an Altima in Oklahoma, the companies that insure more vehicles than anyone else are Progressive, Allstate, Geico, and State Farm. All of them offer physical damage and liability coverage, but each has a different combination of discounts, features, and options that shoppers can select from. The next table compares ratings for price, service, and claims, in additional to some of the optional coverages offered by each company.

Who has the cheapest Nissan Altima insurance quotes?

Consumers have many ways to find lower-cost car insurance in Oklahoma, but the three most common are from an independent insurance agent, an exclusive insurance agency like Allstate or Auto-Owners, or direct either online or via phone.

All three ways can provide car insurance quotes, but they differ slightly in how they provide price quotes.

Independent insurance agencies write business for many companies and can get rate quotes from every one. These types of agencies are able to give you more rate choices, which may provide you with a better overall rate comparison. If the agent locates a cheaper price, your policy can be easily switched to a new company and you can remain with the same agent.

An exlusive, or captive, agency is restricted to quoting rates for one insurance company such as Farmers Insurance or State Farm agents. Exclusive agents generally are unable to give you multiple price quotes, which necessitates shopping around.

Direct car insurance buyers forego local agents and buy from a direct company like Progressive or Geico. This option may be the best choice families who have an average risk profile and know what coverages, limits, and deductibles they need.

When shopping for car insurance, which way works best for finding the cheapest insurance for a Nissan Altima in Oklahoma? Most people would assume that buying from a direct company results in the cheapest rates since no commissions are paid to an agent, but unfortunately, that is not the case. A valid argument could also be made that an independent agency can save the most money due to increased selection, but again, that’s not accurate. And often times, the exclusive agents may have prices that independents and direct companies can’t touch.

Due to the fact that car insurance rates vary so much, the best method to ensure the lowest rates is to compare, compare, and compare some more. Be sure to get quotes from all three types to have the best rate selection. A great place to start is our list of online companies offering discounts: click here to view.