Who Has Cheap Car Insurance Quotes for Teenage Males in Massachusetts?

Wouldn’t it be so easy if we could instantly tell you the single best car insurance company that has the best auto insurance prices for teenage males? That is not the case, however, as there are many unknown elements like when you were born, if you have a tendency to get pulled over, how safe your vehicle is, and if you are a homeowner or renter. The information below will cover some of these things and should give you a good start in finding the cheapest car insurance.

The car, truck, or SUV to be insured is probably the largest consideration when looking for cheap auto insurance for teenage males in Massachusetts. Vehicles with lots of speed or power, poor crash test ratings, or high incidents of liability claims will cost substantially more to insure than safer, lower-performance models. The next tables ranks insurance rates for a number of the most budget-friendly vehicles to buy coverage for.

Prices above based on single male driver age 16, no speeding tickets, no at-fault accidents, $1000 deductibles, and Massachusetts minimum liability limits. Discounts applied include claim-free, and safe-driver. Rate quotes do not factor in specific Massachusetts garaging location which can affect prices significantly.

Table data assumes single male driver age 16, no speeding tickets, no at-fault accidents, $1000 deductibles, and Massachusetts minimum liability limits. Discounts applied include safe-driver, and claim-free. Rate quotes do not factor in specific zip code location which can influence prices considerably.

Premium data assumes single male driver age 16, no speeding tickets, no at-fault accidents, $1000 deductibles, and Massachusetts minimum liability limits. Discounts applied include safe-driver, and claim-free. Rates do not factor in garaging location in Massachusetts which can alter coverage prices greatly.

When shopping for cheaper car insurance for teen boys, one of the many components used to calculate the cost of insurance is where you keep your vehicle in Massachusetts. Cities with larger populations like Revere, Lynn, and Lawrence tend to have more expensive car insurance rates, whereas areas with lower crime rates and fewer weather claims generally pay lower car insurance rates.

The following table lists the highest-priced places in Massachusetts for teenage males to purchase a policy in.

Premium costs are comparative as the specific geographic location can change auto insurance rates significantly.

Comparing quotes for low-cost auto insurance is not most people’s favorite thing to do, and deciding which companies have the best car insurance rates for teenage males requires a little more work. Coverage prices will be quite a bit pricier than the average rate in Massachusetts attributed to the additional risk associated with offering coverage for teen boys, but competitive coverage may be attainable if you compare enough companies.

Every car insurance company has a different formula to determine rates, so let’s begin by taking a look at the lowest cost car insurance companies in Massachusetts. It’s a good idea to be aware that Massachusetts car insurance rates are determined by lots of factors that can increase the cost of a policy. That is why consumers need to take the time to spend some time comparing rates to get the most budget-friendly car insurance rates for teenage males. Car insurance prices are made up of many things and change substantially, so the best option three years ago may now be one of the more expensive options.

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State Farm generally has some of the cheapest car insurance rates in Massachusetts at around $719 per year. National Grange Mutual, GEICO, Commerce Group, and OneBeacon also are some of the best Massachusetts car insurance companies.

As the rates illustrate above, if you are currently insured with National Grange Mutual and switched to State Farm, you could see an annual savings of in the neighborhood of $80. Insureds with GEICO could save as much as $157 a year, and Commerce Group insureds might reduce prices by as much as $165 a year.

To discover how much you can save, click here to get quotes or feel free to get quotes from the companies below.

Remember that these policy prices are averages across all types of insureds and vehicles and do not take into consideration a price increase for teenage males. So the company that can offer you the best rate may not even be in the list of companies shown earlier. That illustrates why you need to compare rates from as many companies as possible using your own specific driver and vehicle information.

Massachusetts car insurance company ratings

Picking the best car insurance provider can be difficult considering how many choices you have in Massachusetts. The ranking data shown below may help you choose which auto insurance companies to look at comparing rates from.

These ratings only include companies that write coverage in many states, so companies that only write business in Massachusetts or surrounding areas will not be included in the list. To compare prices from these top insurers and more, click here.

Top 10 Large Car Insurance Companies in Massachusetts Ranked by Customer Satisfaction

1. The Hartford – 93%
2. Progressive – 90%
3. USAA – 87%
4. State Farm – 87%
5. Travelers – 87%
6. Safeco Insurance – 86%
7. AAA Insurance – 86%
8. Farmers Insurance – 85%
9. GEICO – 85%
10. American Family – 85%

Top 10 Large Car Insurance Companies in Massachusetts Ranked by A.M. Best Rating

1. USAA – A++
2. Travelers – A++
3. State Farm – A++
4. GEICO – A++
5. Allstate – A+
6. The Hartford – A+
7. Progressive – A+
8. Esurance – A+
9. Safeco Insurance – A
10. Farmers Insurance – A

The example below demonstrates how deductibles can impact annual premium costs when researching cheap insurance for teenage males. The premiums assume a single female driver, full coverage, and no discounts are applied to the premium.

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As shown above, a 50-year-old driver could save $318 a year by switching the physical damage coverage from a $100 deductible up to a $500 deductible, or save $480 by switching to a $1,000 deductible. Youthful drivers, like the 20-year-old category, could lower their rates $806 every year by choosing a larger deductible amount.

When insureds make the decision to increase the deductibles on their policy, it is essential to have enough savings set aside to allow you to cover the extra out-of-pocket expense, which is the one inconvenience of using high deductibles.