Who Has Cheap Auto Insurance Quotes for Drivers with Bad Credit in Pennsylvania?

Who Has Cheap Auto Insurance Quotes for Drivers with Bad Credit in Pennsylvania?

When shopping for cheaper auto insurance for people with poor credit, one of the many criteria that control auto insurance rates is where you call home. More densely populated places like Philadelphia, Chester, and Norristown tend to have more expensive auto insurance rates, whereas areas with less people or fewer weather incidents benefit from having to pay less for coverage.

The table below sorts the most expensive cities in Pennsylvania for drivers with bad credit in which to buy car insurance.

How much is auto insurance in Pennsylvania?
Rank City Annual Premium
1 Philadelphia $2,057
2 Drexel Hill $1,489
3 Chester $1,435
4 Levittown $1,365
5 Norristown $1,268
6 Allentown $1,141
7 Wilkes-Barre $1,089
8 Erie $1,082
9 Scranton $1,081
10 Plum $1,079
11 Reading $1,066
12 Municipality of Monr $1,059
13 Easton $1,058
14 Pittsburgh $1,053
15 Hazleton $1,046
16 Bethlehem $1,045
17 Altoona $1,042
18 New Castle $1,026
19 Bethel Park $1,019
20 Harrisburg $995
21 Lancaster $975
22 Williamsport $956
23 York $944
24 Lebanon $922
25 State College $878
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Rate information is estimated as specific Pennsylvania garaging address can decrease or increase price quotes substantially.

We all have different tastes in cars, and the vehicle needing coverage is one of the main factors that determines if you can find the most affordable coverage for drivers with bad credit. Vehicles with lots of speed or power, a lack of modern safety features, or an increased likelihood of liability claims will cost quite a bit more to insure than more modest models.

The tables below estimates insurance rates for some of the most budget-friendly automobiles to buy insurance for.

Car Insurance Rates for Popular Cars in Pennsylvania
Make, Model, and Trim Level Annual Cost Semi-Annual Cost Monthly Cost
Chevrolet Malibu LT $936 $468 $78
Ford Focus SES 4-Dr Sedan $952 $476 $79
Hyundai Elantra SE Touring Station Wagon $842 $421 $70
Hyundai Sonata SE 4-Dr Sedan $1,034 $517 $86
Kia Optima SX $1,050 $525 $88
Nissan Altima 2.5 S 4-Dr Sedan $970 $485 $81
Toyota Camry SE $970 $485 $81
Toyota Corolla XRS $986 $493 $82
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Table data assumes single male driver age 50, no speeding tickets, no at-fault accidents, $1000 deductibles, and Pennsylvania minimum liability limits. Discounts applied include multi-policy, multi-vehicle, safe-driver, claim-free, and homeowner. Rates do not factor in vehicle garaging location which can revise premiums substantially.

Insurance Rates for Popular SUVs and Crossovers in Pennsylvania
Make, Model, and Trim Level Annual Cost Semi-Annual Cost Monthly Cost
Chevrolet Traverse LTZ AWD $858 $429 $72
Ford Escape XLT 2WD $774 $387 $65
Ford Explorer XLT AWD $870 $435 $73
GMC Acadia SL AWD $870 $435 $73
Honda CR-V EX 4WD $792 $396 $66
Honda Fit Sport $748 $374 $62
Honda Pilot EX-L 2WD $936 $468 $78
Jeep Grand Cherokee SRT-8 4WD $986 $493 $82
Jeep Patriot Sport 2WD $852 $426 $71
Jeep Wrangler Sport Islander Package 4WD 2-Dr $852 $426 $71
Kia Sportage LX 2WD 4-Dr $852 $426 $71
Nissan Pathfinder LE 2WD $936 $468 $78
Toyota Highlander SE 2WD $936 $468 $78
Toyota RAV4 2WD $920 $460 $77
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Cost estimates assume single male driver age 50, no speeding tickets, no at-fault accidents, $1000 deductibles, and Pennsylvania minimum liability limits. Discounts applied include multi-policy, safe-driver, homeowner, multi-vehicle, and claim-free. Price estimates do not factor in specific zip code location which can increase or decrease prices substantially.

Insurance Rates for Popular Pickup Trucks in Pennsylvania
Make, Model, and Trim Level Annual Cost Semi-Annual Cost Monthly Cost
Chevrolet Colorado LT 2WD $834 $417 $70
Chevrolet Silverado 2500HD LT Crew Cab 4WD $986 $493 $82
Chevrolet Silverado 3500HD LT Crew Cab 4WD $1,180 $590 $98
Chevrolet Silverado LT Regular Cab 2WD $984 $492 $82
Dodge Ram 2500 Crew Cab ST 4WD $1,068 $534 $89
Dodge Ram 3500 Crew Cab SLT 2WD $1,070 $535 $89
Dodge Ram Crew Cab SLT 2WD $1,000 $500 $83
Ford F-150 XL Super Cab 4WD $870 $435 $73
GMC Sierra SL Crew Cab 4WD $986 $493 $82
Toyota Tundra SR/5 Crew Max 2WD $984 $492 $82
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Premium data assumes single male driver age 50, no speeding tickets, no at-fault accidents, $1000 deductibles, and Pennsylvania minimum liability limits. Discounts applied include homeowner, multi-vehicle, multi-policy, claim-free, and safe-driver. Estimates do not factor in the specific area where the vehicle is garaged which can revise insurance rates noticeably.

Buying coverage from the top company can be a challenge considering how many companies there are in Pennsylvania. The company rank data in the lists below may help you select which auto insurers to look at when comparing rate quotes.

These ratings are only made up of large insurance companies, so companies without a large exposure are not taken into consideration for this list. To get price quotes and find the cheapest rates for drivers with bad credit, click here.

Top 10 Major Auto Insurance Companies in Pennsylvania Ranked by Customer Service

  1. Titan Insurance
  2. The Hartford
  3. American Family
  4. Progressive
  5. USAA
  6. Travelers
  7. State Farm
  8. GEICO
  9. Erie Insurance
  10. Allstate

How to find cheaper car insurance for drivers with bad credit

Below you’ll find some of the recommended money-saving suggestions that can help Pennsylvania drivers buy the cheapest car insurance.

  • Try paying for small claims out-of-pocket
  • Good credit scores may make rates cheaper
  • Drive attentively and avoid accidents
  • Serious violations like DUI or careless driving can make car insurance unaffordable
  • Drive vehicles with five-star safety ratings
  • Compare quotes from other companies often

That last idea is certainly vital, as we emphasized in this piece. Auto insurance rates in Pennsylvania can change in a short period of time, so don’t be hesitant to buy from a different company if a lower price can be found.

Having brand loyalty is commendable, but is isn’t recommended if that stubbornness costs you big bucks every year. In less than five minutes you could compare prices and find cheaper car insurance for drivers with bad credit.