How Much is Insurance for a Jeep Wrangler in Indiana?

Your chances of buying the cheapest car insurance for a Jeep Wrangler in Indiana is dependent upon many rating criteria such as how far you commute, if you have ever let your policy lapse, and your driving record. Drivers in Indiana pay approximately $780 every 12 months to insure a Jeep Wrangler, but that amount is a ballpark figure rating a 50-year-old married female that wants comprehensive and collision coverage and $100 physical damage deductibles.

More likely than not, you may not be 50 years old (or even female), maybe you are single instead of married, or you have a violation or two on your driving record. Have just a small change in rating variables can make a huge difference in the cost of insuring your Wrangler.

Auto insurance is unique to each driver, so the best way to quote the most affordable coverage for your Jeep is to put in the effort to do a thorough rate comparison.

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The trim level of your Jeep impacts the coverage cost, so the price you will pay to insure a Wrangler Sport 4WD 2-Dr will be $200 lower than the price to insure the fancier Wrangler Unlimited Rubicon 4WD 4-Dr model, as shown in the chart below.

Price data assumes married female driver age 50, no speeding tickets, no at-fault accidents, $100 deductibles, and Indiana minimum liability limits. Discounts applied include multi-vehicle, homeowner, multi-policy, safe-driver, and claim-free. Premium costs do not factor in specific zip code location which can affect premiums significantly.

Insuring your vehicle with the top insurance provider can be challenging considering how many choices drivers have in Indiana. The ranking information shown next could help you analyze which car insurance companies to look at buying from. These rankings only include the largest auto insurers in America, so companies that only write business in Indiana or surrounding areas are not factored into this list.

Top 10 Large Auto Insurance Providers in Indiana Ranked by Customer Service

1. Nationwide
2. State Farm
3. Safeco Insurance
4. American Family
5. Titan Insurance
6. Travelers
7. Liberty Mutual
8. GEICO
9. Erie Insurance
10. Allstate

Top 10 Large Auto Insurance Providers in Indiana Ranked by A.M. Best Rating

1. USAA – A++
2. GEICO – A++
3. Travelers – A++
4. State Farm – A++
5. Allstate – A+
6. Progressive – A+
7. Erie Insurance – A+
8. The Hartford – A+
9. Nationwide – A+
10. Esurance – A+

Top Companies for Jeep Wrangler Insurance in Indiana

Get discount Indiana insurance rates

Auto insurance companies that sell cheap insurance for a Jeep Wrangler in Indiana may also provide premium discounts that could lower prices by 30% or more if you qualify for them. Companies and the discounts they provide can be found below.

• State Farm has discounts for multiple policy, multiple autos, good student, safe vehicle, and good driver.
• American Family discounts include mySafetyValet, early bird, TimeAway discount, accident-free, air bags, good driver, and good student.
• AAA may have discounts that include good driver, multi-car, anti-theft, good student, education and occupation, AAA membership discount, and pay-in-full.
• GEICO includes discounts for multi-policy, multi-vehicle, military active duty, emergency military deployment, anti-lock brakes, driver training, and daytime running lights.
• Mercury Insurance offers discounts including ease of repair, good student, annual mileage, age of vehicle, and accident-free.
• Farmers Insurance offers discounts for youthful driver, homeowner, good student, bundle discounts, mature driver, and teen driver.
• Progressive has savings for multi-policy, good student, homeowner, continuous coverage, online quote discount, online signing, and multi-vehicle.

The diagram below shows the comparison of insurance premiums with and without policy discounts. The data assumes a male driver, no accidents, no driving violations, Indiana state minimum liability limits, full coverage, and $100 deductibles.

The first bar for each age group shows the average annual price with no discounts. The lower bar shows the rates with claim-free, passive restraint, defensive driving course, homeowner, multiple policy, and accident-free discounts applied. With discounts applied, the average savings per year on auto insurance for a Jeep Wrangler is 28% or $503.

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The example below demonstrates how deductibles can impact yearly insurance costs when trying to find cheap insurance for a Jeep Wrangler. The information is based on a single male driver, full physical damage coverage, and no discounts are applied to the premium.

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A 40-year-old driver could pocket $204 a year by switching their comprehensive and collision coverages from a $100 deductible up to a $500 deductible, or save $312 by using a $1,000 deductible. Even younger insureds, like the age 20 example, can save as much as $648 or more just by choosing larger deductibles.

If you make the decision to raise deductibles, it is essential to have emergency funds available to cover the extra out-of-pocket expense, which is the main drawback of higher deductibles.