How Much are Insurance Quotes for a Honda CR-V in Kansas?

When writing about shopping for auto insurance, the words “cheap” or “affordable” should not be used anywhere in the article as a descriptor for car insurance rates. Sad but true, cheap auto insurance for a Honda CR-V does not exist. But don’t despair, because we are going to show you some ways you can quote and buy coverage that may not be cheap, but it is affordable.

The chances that you’ll find the best cheap auto insurance for a Honda CR-V in Kansas relies on a pretty complex algorithm that uses a lot of factors such as whether you are married, your profession, and any prior driving offenses you have. Kansas drivers will pay around $560 per year to insure their CR-V, but that is a projection using cost data for a 30-year-old married female driver that included full comprehensive and collision coverage and $1,000 policy deductibles.

If we were betting, you are not exactly 30 years old and possibly not even female, maybe you are single instead of married, or maybe you have a violation on your driving record. Not every driver requires the same auto insurance coverages, so the best way to find cheap insurance prices for your Honda is to take your time and compare rates from as many companies as possible. Compare rate quotes now and you will be able to compare rates from top-rated car insurance companies in Kansas.

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Your Honda’s trim level impacts the cost of insurance, so the price you pay to insure a CR-V LX 2WD will be $16 cheaper than the price to insure the more costly CR-V EX-L 4WD model, as shown below.

Prices above based on married female driver age 30, no speeding tickets, no at-fault accidents, $1000 deductibles, and Kansas minimum liability limits. Discounts applied include claim-free, multi-vehicle, homeowner, safe-driver, and multi-policy. Table data does not factor in specific location information which can decrease or increase coverage prices considerably.

Choosing the highest-rated car insurance provider can be difficult considering how many companies are available to choose from in Kansas. The company rank data below can help you choose which auto insurers you want to consider when comparing rate quotes.

These rankings are only made up of companies with a nationwide focus, so smaller companies will not be included in the list. To check rates from these and other companies in Kansas, click this link.

Top 10 Major Auto Insurance Providers Overall in Kansas

1. USAA
2. 21st Century
3. GEICO
4. Nationwide
5. AAA Insurance
6. Liberty Mutual
7. Safeco Insurance
8. State Farm
9. Travelers
10. American Family

Top 10 Major Auto Insurance Providers in Kansas Ranked by A.M. Best Rating

1. USAA – A++
2. Travelers – A++
3. State Farm – A++
4. GEICO – A++
5. Nationwide – A+
6. Esurance – A+
7. The Hartford – A+
8. Progressive – A+
9. Allstate – A+
10. The General – A-

Top Companies for Honda CR-V Insurance in Kansas

Discount Kansas car insurance

Insurance providers that offer cheap insurance for a Honda CR-V in Kansas may also provide premium discounts that can reduce rates by 40% or more if you meet specific eligibility requirements. Companies and a selection of discounts are outlined below.

• American Family offers premium reductions for accident-free, bundled insurance, Steer into Savings, good student, defensive driver, and good driver.
• Farm Bureau offers discounts for renewal discount, safe driver, driver training, 55 and retired, multi-vehicle, and multi-policy.
• State Farm has discounts for multiple autos, accident-free, multiple policy, Steer Clear safe driver discount, and passive restraint.
• Travelers discounts include multi-policy, save driver, home ownership, student away at school, and payment discounts.
• The Hartford may include discounts for good student, vehicle fuel type, anti-theft, driver training, air bag, bundle, and defensive driver.
• GEICO offers discounts including defensive driver, air bags, anti-theft, seat belt use, and emergency military deployment.
• Progressive may have discounts that include continuous coverage, online signing, multi-policy, homeowner, multi-vehicle, good student, and online quote discount.

The information below illustrates the comparison of insurance costs with and without discounts applied to the rates. The premium estimates are based on a male driver, no violations or claims, Kansas state minimum liability limits, comp and collision included, and $1,000 deductibles. The first bar for each age group shows insurance cost with no discounts. The second bar shows the rates with vehicle safety, homeowner, marriage, multiple vehicle, passive restraint, and claim-free discounts applied. When drivers take advantage of discounts, the average savings per year on car insurance for a Honda CR-V is 28% or $340.

google.charts.setOnLoadCallback(drawDiscqcibChart);function drawDiscqcibChart() {var data = google.visualization.arrayToDataTable([[‘Age of Insured’, ‘Male Driver No Discounts’, ‘Male Driver with Discounts’],[‘Age 20’, 2075,1487],[‘Age 30’, 1109,805],[‘Age 40’, 1073,781],[‘Age 50’, 985,715],[‘Age 60’, 953,691],[‘Age 70’, 1179,855]]);var options = {title: ‘Insurance Premium Comparison for a Honda CR-V’,titleTextStyle: {color: ‘#333’,fontSize: 17,bold: true},width: ‘100%’,height: 500,’chartArea’:{left:100,top:50,’width’: ‘100%’, ‘height’: ‘70%’},legend: {position: ‘bottom’},colors: [‘#6791b9’, ‘#98bee2’],hAxis: {title: ‘Annual Insurance Cost for a Honda CR-V in Kansas’,minValue: 0,format: ‘$###,###’},vAxis: {title: ‘Age of Insured’}};var formatter = new google.visualization.NumberFormat({fractionDigits: 0,prefix: ‘$’});formatter.format(data,1);formatter.format(data,2);var chart = new google.visualization.BarChart(document.getElementById(‘qcibdisc’));chart.draw(data, options);}

Tickets and at-fault accidents raise rates

The easiest method to earn cheap insurance for a Honda CR-V in Kansas is to be a safe driver and maintain a clean driving record. The example below illustrates how traffic citations and at-fault claims can raise insurance costs for different insured age categories. The data is based on a single female driver, comp and collision included, $1,000 deductibles, and no discounts are factored in.

google.charts.setOnLoadCallback(drawVioqcibChart);function drawVioqcibChart() {var data = google.visualization.arrayToDataTable([[‘Age of Insured’, ‘No Violations or Accidents’, ‘One Speeding Ticket and No Accidents’, ‘One Speeding Ticket and Two Accidents’],[‘Age 20’, 1741,1901,3355],[‘Age 30’, 1187,1341,2801],[‘Age 40’, 1109,1267,2725],[‘Age 50’, 971,1125,2585],[‘Age 60’, 939,1097,2555],[‘Age 70’, 1101,1259,2719]]);var options = {title: ‘Effect of Violations and Accidents on Kansas Honda CR-V Insurance’,titleTextStyle: {color: ‘#333’, fontSize: 17, bold: true},width: ‘100%’,height: 600,’chartArea’: {left:100,top:50,’width’: ‘100%’, ‘height’: ‘70%’},legend: {position: ‘bottom’,textStyle: {fontSize: 12}},colors:[‘#b2da64′,’#eed355′,’#e39e71’],hAxis: {title: ‘Annual Insurance Cost for a Honda CR-V in Kansas’,minValue: 0,format: ‘$###,###’},vAxis: {title: ‘Age of Insured’}};var formatter = new google.visualization.NumberFormat({fractionDigits: 0,prefix: ‘$’});formatter.format(data,1);formatter.format(data,2);formatter.format(data,3);var chart = new google.visualization.BarChart(document.getElementById(‘qcibvio’));chart.draw(data, options);}

The data in the chart shows the average cost of an auto insurance policy per year with no violations or accidents is $1,175. Receive one speeding ticket and the average cost increases to $1,332, an increase of $157 each year. Then throw in two accidents along with the one speeding ticket and the annual cost of car insurance for a Honda CR-V jumps again to an average of $2,790. That’s an increase of $1,615, or $135 per month, just for being a less-than-perfect driver!