How Much are Car Insurance Quotes for Handicapped Drivers in New Jersey?

The type of vehicle requiring coverage is a large consideration that determines whether or not you can buy cheap insurance for handicapped drivers in New Jersey. Vehicles with higher performance, a lack of advanced safety features, or a history of substantial liability claims will cost significantly more to insure than safer, lower-performance models. The tables below features coverage premiums for a number of the most affordable automobiles to insure in New Jersey.

Price data assumes married female driver age 30, no speeding tickets, no at-fault accidents, $1000 deductibles, and New Jersey minimum liability limits. Discounts applied include multi-vehicle, claim-free, safe-driver, multi-policy, and homeowner. Prices do not factor in zip code location which can affect price quotes noticeably.

Data based on married female driver age 30, no speeding tickets, no at-fault accidents, $1000 deductibles, and New Jersey minimum liability limits. Discounts applied include claim-free, safe-driver, homeowner, multi-vehicle, and multi-policy. Prices do not factor in the specific area where the vehicle is garaged which can impact auto insurance rates significantly.

Data rating is based on married female driver age 30, no speeding tickets, no at-fault accidents, $1000 deductibles, and New Jersey minimum liability limits. Discounts applied include claim-free, safe-driver, multi-vehicle, multi-policy, and homeowner. Rate information does not factor in your specific New Jersey location which can influence premium rates noticeably.

Locating cost effective car insurance is difficult, and determining which insurers offer the cheapest car insurance rates for handicapped drivers takes a bit more work.

Each insurer has a unique approach for setting rates, so we need to take a look at the car insurance companies with the most affordable rates in New Jersey.

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21st Century may have some of the most affordable car insurance rates in New Jersey at around $1,111 annually. Travelers, New Jersey Manufacturers, Penn National, and Palisades also rank well as some of the cheaper New Jersey auto insurance companies.

In this example, if you buy coverage from Palisades and switched to Travelers, you might achieve savings of in the vicinity of $215. Insureds with California Casualty may save as much as $257 a year, and The Hartford insureds might lower prices by up to $311 a year.

To see if you’re overpaying, click here to start a quote or click through to the companies below.

Understand that those premium estimates are averages for all drivers and vehicles in New Jersey and do not factor in a price discount for handicapped drivers. So the company that fits you best may not even be in the list above. That affirms the importance of why you need to compare rates from as many companies as possible using your own driver data and vehicle information.

Company comparison: Geico vs State Farm vs Allstate vs Progressive

When shopping around for auto insurance for drivers with handicaps in New Jersey, four companies to definitely compare rates with are Geico, State Farm, Allstate, and Progressive. All of them offer liability and physical damage protection, but each on has slightly different coverage options that may influence your buying decision. The next table points out some of the different options that are available for buyers.