Cheap Insurance Quotes for a Hyundai Elantra in South Carolina

Cheap Insurance Quotes for a Hyundai Elantra in South Carolina

Our editors always tell us that when writing about car insurance, the words cheap or affordable should not be used anywhere to describe car insurance rates. Regardless, cheap auto insurance for a Hyundai Elantra can seem impossible to find. Don’t get your dauber down, because we will show you how you can quote insurance that is easier on your budget.

The likelihood of finding cheaper auto insurance for a Hyundai Elantra in South Carolina is contingent on a fairly complex equation with a lot of factors like whether or not you are married, your credit history, and the deductible amount you use. Drivers in South Carolina pay an average rate of $970 per year for Elantra insurance, but that price is a projection rating a 40-year-old single male who requires full coverage including both comprehensive and collision and $500 deductibles.

It’s more than likely you’re not a 40-year-old male, married instead of single, or you just prefer to insure for liability only. Insurance is an individual thing, so your best chance at finding cheap car insurance rates for your Hyundai is to quote often and with as many companies as possible. It’s really quite easy you can get prices from some of the most affordable companies around.

Save Now on Elantra Insurance

The trim level of your Elantra will have an impact the insurance rate, so the rate you will pay to insure a Elantra GLS Touring Station Wagon will cost $100 less than the insurance cost for the more costly Elantra SE Touring Station Wagon trim level, as demonstrated by the prices below.

Hyundai Elantra Insurance Rates in South Carolina
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
Elantra GLS Touring Station Wagon $184 $338 $350 $20 $106 $998 $83
Elantra Blue 4-Dr Sedan $184 $486 $412 $24 $124 $1,230 $103
Elantra GLS 4-Dr Sedan $210 $486 $412 $24 $124 $1,256 $105
Elantra SE 4-Dr Sedan $210 $486 $412 $24 $124 $1,256 $105
Elantra SE Touring Station Wagon $210 $412 $350 $20 $106 $1,098 $92
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Table data assumes single male driver age 40, no speeding tickets, no at-fault accidents, $500 deductibles, and South Carolina minimum liability limits. Discounts applied include multi-vehicle, safe-driver, multi-policy, claim-free, and homeowner. Premium costs do not factor in the specific area where the vehicle is garaged which can alter premiums noticeably.

Insuring your vehicle with the top auto insurance provider can be challenging considering how many companies sell insurance in South Carolina. The company information listed below may help you pick which auto insurers to look at when comparing insurance rates for a Hyundai Elantra.

The ratings below are only comprised of companies who write in the majority of U.S. states, so companies that only write business in South Carolina or surrounding areas are not factored into this list. If you wish to compare prices from these top-rated insurers and more, simply click here.

Top 15 Car Insurance Companies for a Hyundai Elantra
Company Value Customer Service Claims Customer Satisfaction A.M Best Rating Overall Score
Travelers 93 98 99 88% A++ 95.1
USAA 83 99 100 91% A++ 94.1
AAA Insurance 91 95 92 90% A 93.3
Nationwide 85 95 97 89% A+ 92.4
Allstate 77 100 97 88% A+ 90.7
State Farm 80 94 96 88% A++ 90.6
The Hartford 88 93 91 87% A+ 90.4
Safeco Insurance 91 95 85 88% A 90.2
Progressive 88 94 83 88% A+ 90.1
American Family 91 86 95 83% A 89.7
Esurance 86 90 94 90% A+ 89.5
The General 86 93 89 84% A- 88.2
GEICO 79 89 95 87% A++ 87.8
Titan Insurance 86 82 92 86% A+ 86.5
21st Century 86 82 90 84% A 86.4
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Data Source: Insure.com Best Car Insurance Companies

The information below shows how choosing a deductible can raise or lower annual premium costs when quoting cheap insurance for a Hyundai Elantra. The information is based on a married male driver, comprehensive and collision coverage, and no other discounts are factored in.

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The chart above illustrates that a 40-year-old driver could reduce rates by $284 a year by changing their physical damage coverage from a $100 deductible to a $500 deductible, or save $428 by using a $1,000 deductible. Even younger drivers, like the 20-year-old, can save up to $948 or even more just by choosing larger deductibles. If you make the decision to raise deductibles, it is a good idea to have enough savings set aside to be able to pay the extra out-of-pocket expense, which is the one shortcoming of high deductibles.

Safe drivers pay less for car insurance

In a perfect world, the best way to receive the best car insurance prices in South Carolina for an Elantra is to drive safe and not receive tickets or have accidents. The chart below shows how violations and at-fault collisions can influence car insurance costs for different age groups. The data is based on a single male driver, comprehensive and collision coverage, $1,000 deductibles, and no discounts are factored in.

google.charts.setOnLoadCallback(drawVioqcibChart);function drawVioqcibChart() {var data = google.visualization.arrayToDataTable([[‘Age of Insured’, ‘No Violations or Accidents’, ‘Two Speeding Tickets and No Accidents’, ‘Two Speeding Tickets and Two Accidents’],[‘Age 20’, 2431,2881,4775],[‘Age 30’, 1287,1739,3633],[‘Age 40’, 1251,1705,3593],[‘Age 50’, 1145,1597,3491],[‘Age 60’, 1111,1561,3455],[‘Age 70’, 1383,1833,3727]]);var options = {title: ‘Effect of Citations and Accidents on South Carolina Hyundai Elantra Insurance’,titleTextStyle: {color: ‘#333’, fontSize: 17, bold: true},width: ‘100%’,height: 600,’chartArea’: {left:100,top:50,’width’: ‘100%’, ‘height’: ‘70%’},legend: {position: ‘bottom’,textStyle: {fontSize: 12}},colors:[‘#b2da64′,’#eed355′,’#e39e71’],hAxis: {title: ‘Annual Insurance Cost for a Hyundai Elantra in South Carolina’,minValue: 0,format: ‘$###,###’},vAxis: {title: ‘Age of Insured’}};var formatter = new google.visualization.NumberFormat({fractionDigits: 0,prefix: ‘$’});formatter.format(data,1);formatter.format(data,2);formatter.format(data,3);var chart = new google.visualization.BarChart(document.getElementById(‘qcibvio’));chart.draw(data, options);}

In the prior example, the average cost of an auto insurance policy in South Carolina per year with no accidents and a clean driving record is $1,435. Receive two speeding tickets and the average cost increases to $1,886, an increase of $451 each year. Now add two accidents along with the two speeding tickets and the annual cost of car insurance for a Hyundai Elantra increases to an average of $3,779. That’s an increase of $2,344, or $195 per month, just for not being attentive to the road!