How Much are Insurance Quotes for a Chevrolet Equinox in Arkansas?

Whenever people write about car insurance, the word affordable should never be used anywhere to describe car insurance prices. Despite the oxymoron, cheap car insurance for a Chevrolet Equinox is not easy to find. But fear not, because we will show you how you can find auto insurance that fits into your budget.

Your chances of buying the best cheap auto insurance for a Chevrolet Equinox in Arkansas relies on a complex formula that considers things like the amount of driving experience you have, if you have ever let your policy lapse, and violations on your driving record. Drivers in Arkansas pay on average $1,000 every 12 months to insure a Chevrolet Equinox, but that figure is an estimate based on rates for a 50-year-old married female driver with full physical damage coverage and $100 policy deductibles.

The issue with using an average estimated rate is the likelihood you may not be 50 years old (or even female), maybe you are single instead of married, or maybe your Equinox doesn’t need comprehensive and collision coverage. Auto insurance is not the same for everyone, so the best way to find the cheapest coverage for your Chevrolet is to do the rate comparisons yourself. Quotes only take a couple of minutes and you will be able to compare rates from some of the best companies around.

Compare Chevrolet Equinox Insurance Rates

Your vehicle’s trim level will most likely have an effect on price, so the price you will be charged to insure a Equinox LS 2WD will cost $108 less than the cost to insure the higher-end Equinox LTZ AWD trim level, as shown below.

Price data assumes married female driver age 50, no speeding tickets, no at-fault accidents, $100 deductibles, and Arkansas minimum liability limits. Discounts applied include multi-policy, claim-free, homeowner, multi-vehicle, and safe-driver. Prices do not factor in garaging location in Arkansas which can decrease or increase prices noticeably.

Finding a good quality insurance company can be difficult considering how many companies sell insurance in Arkansas. The rank data shown next can help you select which coverage providers you want to consider shopping your coverage with.

These ratings include the largest auto insurers in America, so smaller companies that only insure vehicles in Arkansas will not be included in this list. If you’d like to compare prices from the insurers below and more, just click here.

Top 10 Large Auto Insurance Companies in Arkansas Ranked by A.M. Best Rating

1. Travelers – A++
2. USAA – A++
3. GEICO – A++
4. State Farm – A++
5. Esurance – A+
6. Progressive – A+
7. The Hartford – A+
8. Allstate – A+
9. Nationwide – A+
10. The General – A-

Top 10 Large Auto Insurance Companies Overall in Arkansas

1. Travelers
2. USAA
3. AAA Insurance
4. Nationwide
5. Allstate
6. State Farm
7. The Hartford
8. Safeco Insurance
9. Progressive
10. American Family

Top Companies for Chevrolet Equinox Insurance in Arkansas

Driving violations and accidents

The recommended way to score the most affordable auto insurance prices in Arkansas for an Equinox is to be an attentive driver and avoid tickets and accidents. The chart below demonstrates how traffic citations and accident claims can increase car insurance rates for different ages of insureds. Data assumes a married male driver, comprehensive and collision coverage, $500 deductibles, and no discounts are applied to the premium.

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The data charted above shows the average cost of an auto insurance policy per year with no accidents and a clean driving record is $1,612. Factor in one speeding ticket and the average cost jumps to $1,855, an increase of $242 each year. Now get one accident along with the one speeding ticket and the yearly cost of auto insurance for a Chevrolet Equinox goes up to an average of $2,527. That’s an increase of $915, or $76 per month, just for not driving carefully!

Discounts on cheap insurance for a Chevrolet Equinox in Arkansas

Insurance companies that offer cheap quotes for a Chevrolet Equinox could also offer price discounts that could reduce prices by 40% or more if you qualify for them. A list of companies and some of the premium reductions they offer include:

• GEICO policyholders can earn discounts including multi-policy, military active duty, five-year accident-free, emergency military deployment, and federal employee.
• MetLife may have discounts that include good student, accident-free, good driver, multi-policy, and claim-free.
• Progressive has savings for good student, homeowner, continuous coverage, multi-policy, multi-vehicle, online quote discount, and online signing.
• Travelers may include discounts for save driver, new car, good student, hybrid/electric vehicle, and continuous insurance.
• SAFECO may offer discounts for accident prevention training, anti-lock brakes, teen safety rewards, safe driver, drive less, and teen safe driver.
• AAA offers discounts including anti-theft, multi-policy, AAA membership discount, education and occupation, pay-in-full, multi-car, and good student.

The diagram below illustrates the comparison of auto insurance costs with and without discounts applied to the policy rates. The premiums are based on a female driver, a clean driving record, no claims, Arkansas state minimum liability limits, comp and collision included, and $250 deductibles. The first bar for each age group shows insurance cost with no discounts. The second shows the rates with multiple policy, vehicle safety, homeowner, claim-free, defensive driving course, and anti-theft discounts applied. When discounts are applied, the the amount saved on auto insurance for a Chevrolet Equinox is 28% or $553.

google.charts.setOnLoadCallback(drawDiscqcibChart);function drawDiscqcibChart() {var data = google.visualization.arrayToDataTable([[‘Age of Insured’, ‘Female Driver No Discounts’, ‘Female Driver with Discounts’],[‘Age 20’, 2959,2131],[‘Age 30’, 2043,1483],[‘Age 40’, 1897,1377],[‘Age 50’, 1659,1203],[‘Age 60’, 1601,1165],[‘Age 70’, 1871,1351]]);var options = {title: ‘Insurance Rate Comparison for a Chevrolet Equinox’,titleTextStyle: {color: ‘#333’,fontSize: 17,bold: true},width: ‘100%’,height: 500,’chartArea’:{left:100,top:50,’width’: ‘100%’, ‘height’: ‘70%’},legend: {position: ‘bottom’},colors: [‘#c096ca’, ‘#e1b7ec’],hAxis: {title: ‘Annual Insurance Cost for a Chevrolet Equinox in Arkansas’,minValue: 0,format: ‘$###,###’},vAxis: {title: ‘Age of Insured’}};var formatter = new google.visualization.NumberFormat({fractionDigits: 0,prefix: ‘$’});formatter.format(data,1);formatter.format(data,2);var chart = new google.visualization.BarChart(document.getElementById(‘qcibdisc’));chart.draw(data, options);}

How to find the cheapest car insurance for a Chevrolet Equinox

The list below details a few thrifty suggestions that can help Arkansas drivers buy cheaper coverage.

• Buy a safer vehicle
• Prevent rate increases by staying accident-free
• Increase your policy deductibles
• Drivers with good credit often pay less
• Speeding tickets and other violations increase rates
• Shop your coverage around for the best deal

That last idea is especially crucial, as we hit on in this piece. Prices in Arkansas change frequently, so you should be ready to switch carriers if a lower-cost policy is available.

Many drivers tend to have loyalty to a certain company, but is isn’t recommended if that dedication is costing big bucks every year. Take a few minutes and shop around to find cheaper insurance for a Chevrolet Equinox.

Which car insurance company is best?

When researching insurance for an Equinox in Arkansas, four companies to definitely compare rates with are Geico, State Farm, Allstate, and Progressive. All offer your standard physical damage and liability coverages, but each one has slightly different coverages and options that may influence your buying decision. The next table compares ratings and policy coverage options offered by each company.