Cheapest Insurance Quotes for a Toyota Camry in Washington

Since we’re writing about car insurance, the word “cheap” shouldn’t be used as a descriptor for auto insurance rates. Regardless, cheap auto insurance for a Toyota Camry can seem impossible to find. But fear not, because we will show you how you can still find and buy auto insurance that fits into your budget.

Buying cheap car insurance for a Toyota Camry in Washington depends upon an enormous amount of rating factors like your vehicle’s safety rating, the likelihood of vehicle theft, and if your driving record is clean. Drivers pay around $830 annually for Camry insurance, but that is a valuation that uses rate data for a 40-year-old married male driver that wants both comprehensive and collision coverage and $250 physical damage deductibles.

There is a good possibility you may not be 40 years old (or even male), single instead of married, or possibly you just want cheap liability coverage. Car insurance coverage is unique to each driver, so this is why the way we recommend to find affordable rates for your Toyota is to compare rates from as many companies as possible.

Compare Rates Now

Your vehicle’s trim level tends to have a direct effect on the cost of insurance, so the price to insure a Camry LE model will be $142 less expensive the insurance cost for the more costly Camry Hybrid version, as shown in the prices below.

Data based on married male driver age 40, no speeding tickets, no at-fault accidents, $250 deductibles, and Washington minimum liability limits. Discounts applied include homeowner, multi-vehicle, claim-free, safe-driver, and multi-policy. Rate quotes do not factor in specific location information which can influence premium rates substantially.

Shopping around for cheap insurance is easier said than done, and deciding which company quotes the most affordable auto insurance rates for a Toyota Camry will require more quotes for comparison. Every auto insurer has a proprietary method for determining rates, so we’ll go over the most competitive auto insurance companies in Washington.

Find Cheaper Car Insurance for Your Camry

Compare Rates Today

Capital may have some of the best car insurance rates in Washington at around $784 annually. Grange, PEMCO, Nationwide, and Travelers are also some of the best Washington auto insurance companies.

In this example, if you have coverage with Nationwide and switched to Grange, you might achieve annual savings of in the vicinity of $168. Policyholders with Travelers could save as much as $206 a year, and The Hartford customers might reduce prices by as much as $226 a year.

To get a fast rate comparison, click here or feel free to get quotes from the companies below.

Bear in mind that those prices are averaged for all ages of drivers and types of vehicles and and are not calculated with a specific rate factor for a Toyota Camry. So the insurer that can offer you the best price may not even be shown in the chart above. That helps illustrate why you need to get rate quotes using your own personal information and vehicle type.

Get discount Washington car insurance

Auto insurance companies that offer the cheapest insurance for a Toyota Camry in Washington may have discounts that could reduce prices by 35% or more if you can meet the requirements. A few of the larger companies and some of the discounts include:

The chart below shows the difference between annual premium costs with and without discounts applied. The price estimates are based on a male driver, no driving violations, no at-fault accidents, Washington state minimum liability limits, comp and collision included, and $500 deductibles. The first bar for each age group shows the average rate with no discounts. The lower bar shows the rates with marriage, anti-theft, homeowner, passive restraint, claim-free, and vehicle safety discounts applied. When discounts are applied, the the amount saved on auto insurance for a Toyota Camry is 37% or $512.

google.charts.setOnLoadCallback(drawDiscqcibChart);function drawDiscqcibChart() {var data = google.visualization.arrayToDataTable([[‘Age of Insured’, ‘Male Driver No Discounts’, ‘Male Driver with Discounts’],[‘Age 20’, 3005,2159],[‘Age 30’, 1553,1125],[‘Age 40’, 1535,1111],[‘Age 50’, 1397,1015],[‘Age 60’, 1357,981],[‘Age 70’, 1665,1199]]);var options = {title: ‘Effect of Discounts on Insurance Rates for a Toyota Camry’,titleTextStyle: {color: ‘#333’,fontSize: 17,bold: true},width: ‘100%’,height: 500,’chartArea’:{left:100,top:50,’width’: ‘100%’, ‘height’: ‘70%’},legend: {position: ‘bottom’},colors: [‘#6791b9’, ‘#98bee2’],hAxis: {title: ‘Annual Insurance Cost for a Toyota Camry’,minValue: 0,format: ‘$###,###’},vAxis: {title: ‘Age of Insured’}};var formatter = new google.visualization.NumberFormat({fractionDigits: 0,prefix: ‘$’});formatter.format(data,1);formatter.format(data,2);var chart = new google.visualization.BarChart(document.getElementById(‘qcibdisc’));chart.draw(data, options);}

The information below illustrates how choosing a deductible can increase or decrease insurance costs when getting quotes for cheap insurance for a Toyota Camry. The premiums assume a married male driver, comp and collision included, and no policy discounts are applied.

google.charts.setOnLoadCallback(drawDfdqcibChart);function drawDfdqcibChart() {var data = google.visualization.arrayToDataTable([[‘Age of Insured’, ‘$100 Deductible’,’$250 Deductible’,’$500 Deductible’,’$1,000 Deductible’],[‘Age 20’, 2975,2715,2427,2155],[‘Age 30’, 1559,1421,1263,1109],[‘Age 40’, 1497,1371,1227,1087],[‘Age 50’, 1371,1257,1125,1001],[‘Age 60’, 1347,1233,1103,981],[‘Age 70’, 1545,1423,1285,1155]]);var options = {title: ‘Effect of Deductibles on Toyota Camry Insurance Rates in Washington’,titleTextStyle: {color: ‘#333’,fontSize: 17,bold: true},width: ‘100%’,height: 700,’chartArea’: {left:100,top:50,’width’: ‘100%’,’height’: ‘80%’},legend: {position: ‘bottom’,textStyle: {fontSize: 12}},bar: {groupWidth: ‘80%’},colors: [‘#6791b9′,’#75a8d8′,’#98bee2′,’#bad4ec’],hAxis: {title: ‘Annual Insurance Cost for a Toyota Camry’,minValue: 0,format: ‘$###,###’},vAxis: {title: ‘Age of Insured’}};var formatter = new google.visualization.NumberFormat({fractionDigits: 0,prefix: ‘$’});formatter.format(data,1);formatter.format(data,2);formatter.format(data,3);formatter.format(data,4);var chart = new google.visualization.BarChart(document.getElementById(‘qcibdfd’));chart.draw(data, options);}

In the chart above, a 40-year-old driver could save $246 a year by switching the physical damage coverage from a $100 deductible up to a $500 deductible, or save $370 by choosing a $1,000 deductible. Young drivers, like the Age 20 chart data, could roll back prices up to $820 annually by choosing larger deductibles on their policy. When increasing deductibles, it is necessary to have additional funds squirreled away to enable you to pay the extra out-of-pocket expense. This is the primary disadvantage of choosing high deductibles.

State Farm vs Allstate vs Geico vs Progressive

When comparing insurance for a Camry in Washington, the four most popular companies are State Farm, Allstate, Geico, and Progressive. The following table points out some of the ratings and options that policyholders can buy.