Best Cheap Insurance Quotes for a Chevrolet Silverado in Michigan

The chances that you’ll find the best cheap auto insurance for a Chevy Silverado in Michigan depends on a lot of different factors such as your gender, where you live, and citations or violations on your driving record. Drivers in Michigan pay an average rate of $2,070 every 12 months to insure their Silverado, but that rate is an estimate that rates a 40-year-old married male with comprehensive and collision coverage and $500 physical damage deductibles.

There’s a high likelihood you are not 40 and possibly not even male, you might be single instead of married, or maybe you live in a different area as the quoted rates. Even a minor difference in rating variables could end up with a large change in how much coverage for a Chevy Silverado costs.

Auto insurance requires individual risk assessment, so the best way to quote cheap auto insurance rates for your Chevrolet is to put in the effort to do a thorough rate comparison. Compare rate quotes now and you can get rates from some of the best companies around.

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Your Chevrolet’s trim level will influence the insurance rate, so the price you will be charged to insure a Silverado LS Regular Cab 2WD model will be $382 cheaper than the insurance cost for the more costly Silverado Crew Cab Hybrid 4WD model, as shown by the rates below.

Data variables include married male driver age 40, no speeding tickets, no at-fault accidents, $500 deductibles, and Michigan minimum liability limits. Discounts applied include claim-free, multi-policy, safe-driver, homeowner, and multi-vehicle. Price estimates do not factor in specific location which can affect premium rates noticeably.

Finding out which companies quote the most affordable car insurance rates for a Chevy Silverado takes a little more work than just quoting one company’s rates. Each insurer has their own guidelines for determining prices, so we need to take a look at the car insurance companies that tend to have lower prices in Michigan.

Best Insurance Companies for Your Silverado Truck

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USAA may have some of the best car insurance rates in Michigan at around $949 per year. GEICO, Safeco, MetLife, and MEEMIC also are some of the most economical Michigan car insurance companies.

As shown in the rates above, if you are insured with Safeco and switched to USAA, you may realize a yearly price reduction of in the vicinity of $98. Insureds with MetLife could save as much as $415 a year, and MEEMIC customers might lower prices by up to $459 a year.

If you want to see how much you could save, click here to get a free quote or quote prices from the following companies.

Bear in mind that those estimates are averaged across all insureds and vehicles and and are not calculated with a specific rate factor for a Chevy Silverado. So the insurer that can offer you the best rate may not even be featured in the above list. That emphasizes why you need to get rate quotes using your own specific driver information and vehicle.

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<img class="shadow floatright" src="http://www.quoteclickinsure.com/blog/wp-content/uploads/best-car-insurance-chevy-silverado-mi.jpg" alt="Cheaper Michigan car insurance for a Silverado pickup”/>Insurance providers that sell the best cheap insurance for a Chevy Silverado in Michigan may also give you policy discounts that could potentially reduce rates by as much as 35% or more if you are eligible for them. Popular car insurance companies and the discounts they provide are shown below.

• GEICO may offer discounts for multi-vehicle, five-year accident-free, anti-theft, military active duty, and daytime running lights.
• Auto-Owners Insurance offers discounts for multi-policy, group or association, student away at school, paperless, paid in full, air bags, and good student.
• American Family includes discounts for multi-vehicle, Steer into Savings, mySafetyValet, defensive driver, and early bird.
• Esurance policyholders can earn discounts including homeowner, defensive driver, claim free, multi-car, online shopper, and online quote.
• Progressive offers discounts including continuous coverage, online signing, multi-vehicle, homeowner, good student, and multi-policy.
• State Farm may have discounts that include multiple autos, Steer Clear safe driver discount, multiple policy, good driver, safe vehicle, Drive Safe & Save, and good student.
• AAA has discounts for pay-in-full, good driver, multi-policy, anti-theft, education and occupation, good student, and multi-car.

The chart below visualizes the comparison of premium costs with and without discounts applied. The price estimates are based on a male driver, no claims or driving citations, Michigan state minimum liability limits, comp and collision included, and $500 deductibles. The first bar for each age group shows the price with no discounts. The second bar shows the rates with multiple vehicle, marriage, accident-free, anti-theft, homeowner, and passive restraint discounts applied. In this example, the average amount saved each year on car insurance for a Chevy Silverado is 28% or $1,154.

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Find the best cheap insurance for a Chevy Silverado in Michigan

The list below summarizes many penny-pinching solutions that can help you quote cheap auto insurance.

• Serious violations like DUI or careless driving can make car insurance unaffordable
• Do not get into accidents
• Claim-free policyholders usually earn a discount
• Save money by insuring older vehicles for liability only
• Higher physical damage deductibles lower rates
• Shop around for cheaper rates regularly

The final tip is certainly valuable, as was stressed in this write-up. Prices charged by companies go up and down frequently, so drivers shouldn’t hesitate to switch carriers if a more affordable price is available. Sticking with a specific company is fine, but it’s not a good idea if that dedication is costing a wad of cash every year. In less than five minutes you could compare rates to find cheaper car insurance for a Chevy Silverado.