Best Cheap Car Insurance Quotes for Drivers with a DUI in Arizona

Deciding which companies have the cheapest insurance rates for drivers with a DUI requires a little more work than just comparing rates from one or two companies. Every insurance company has their own process to set their prices, so we will examine the overall cheapest insurance companies in Arizona.

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The Hartford has some of the best car insurance rates in Arizona at around $845 annually. Auto-Owners, Safeco, Travelers, and USAA are also some of the most economical Arizona car insurance companies.

In the rate table above, if you buy coverage from Travelers and switched to The Hartford, you might see annual savings of in the vicinity of $274. Drivers with USAA could save as much as $279 a year, and Progressive policyholders might reduce prices by as much as $285 a year.

To find the best cheap auto insurance for drivers with a DUI in Arizona for your vehicle, click here to get a free quote or quote prices from the following companies.

Be aware that those policy prices are averages for all ages of drivers and types of vehicles and do not take into consideration a price increase for drivers with a DUI. So the auto insurance company that has the cheapest price for you may not even be in the above list. That affirms the importance of why you need to compare prices as often as possible using your own driver data and vehicle information.

After getting a DUI, one of the big criteria that is used to help calculate the cost of insurance is your zip code in Arizona. More densely populated places like Phoenix, Avondale, and Mesa tend to have higher rates, whereas areas that are not as densely populated benefit from lower coverage costs.

The table below rates the more expensive cities in Arizona for drivers with a DUI in which to purchase auto insurance.

Price information shown is approximated as the garaging address in Arizona can revise premiums substantially.

The chart below demonstrates how deductibles can increase or decrease premium costs when getting quotes for cheap insurance for drivers with a DUI. The prices are based on a single male driver, comprehensive and collision coverage, and no discounts are factored in.

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The data above shows that a 40-year-old driver could lower rates by $342 a year by switching the physical damage coverage from a $100 deductible up to a $500 deductible, or save $518 by selecting a $1,000 deductible. Youthful drivers, such as the Age 20 example, could potentially save up to $1,138 each year by selecting a higher deductible. When choosing a higher deductible, it is necessary to have spare funds to allow you to cover the extra out-of-pocket expense that deters many people from opting for higher deductibles.

Allstate, Progressive, Geico, or State Farm: Which is best?

If you are looking for the best car insurance after getting a DUI in Arizona, four companies you’ll want quotes from are Allstate, Progressive, Geico, and State Farm. When combined, they make up almost 50% of all vehicles in the U.S.. Each company has somewhat different options that buyers can choose from. The next table points out price, claims, and customer service ratings, as well as some optional coverages that policyholders can buy.

How to find budget-friendly auto insurance for drivers with a DUI

The list below details some penny-pinching ideas that can help Arizona drivers locate cheap coverage.

• Higher credit scores can equal lower rates
• Serious violations like DUI or careless driving can make car insurance unaffordable
• Maintain a safe distance and avoid accidents
• Increase your comprehensive and collision deductibles
• Safe vehicles generally have lower rates
• Full coverage is expensive so only insure older vehicles for liability only
• Compare rates regularly and switch companies to save money

That last idea is particularly crucial, as we noted in the prior information. Prices charged by car insurance companies fluctuate constantly, so you should be ready to switch to a new company if you can find a cheaper rate.

Many drivers have brand loyalty and that’s fine, but it’s not a good idea if it’s costing you several hundred dollars every year. It takes less than five minutes to shop around and find cheaper auto insurance for drivers with a DUI.