Buy Acura RDX Insurance for Less Than You’re Paying Now

Buy Acura RDX Insurance for Less Than You’re Paying Now

Did you come to the realization that you have an expensive car insurance policy? It’s quite common and there are many drivers thinking the same thing. Many insurance companies vie for your business, so it’s not easy to compare every provider and get the best coverage at the lowest price

If you currently have a car insurance policy, you will be able to cut costs considerably using these techniques. Buying car insurance is not rocket science. Nevertheless, drivers do need to learn the way insurance companies sell insurance online.

There are a lot of ways to shop for car insurance, but some are less labor-intensive and much quicker. You could spend the better part of a day talking to insurance companies in your area, or you can stay home and use the internet for quick rates.

Many of the larger companies participate in an industry program that enables customers to complete one form, and each participating company can provide price quotes based on that data. This saves time by eliminating quote forms for every car insurance company. To compare rates now click here to open in new window.

One minor caviat to using this type of form is that consumers can’t choose the providers you want pricing from. So if you want to select individual companies to compare rates, we have assembled a list of low cost car insurance companies in your area. View list of insurance companies.

Whichever way you use, make sure you are using the exact same quote data for each comparison quote. If you enter different data you will not be able to determine the lowest rate for your Acura RDX. Just a small difference in coverage limits could mean much higher rates. Keep in mind that comparing more rates from different companies gives you a better chance of getting a lower rate.

Lower rates by qualifying for discounts

Companies don’t always advertise their entire list of discounts very well, so here is a list both the well known as well as some of the hidden discounts you could be receiving when you .

  • Driving Data Discount – Drivers who elect to allow driving data submission to spy on driving habits by installing a telematics device such as Allstate’s Drivewise and State Farm’s In-Drive system may get a rate reduction if they have good driving habits.
  • Anti-lock Brake System – Vehicles equipped with ABS or steering control are much safer to drive and the ABS can save up to 10%.
  • Full Payment Discount – If paying your policy premium upfront as opposed to paying monthly you could save up to 5%.
  • Government Employees – Having worked for a branch of the government can save as much as 8% on RDX insurance with some car insurance companies.
  • Student in College – Youth drivers who are enrolled in higher education away from home and won’t have access to an insured vehicle can receive lower rates.
  • Multi-car Discount – Buying a policy with several vehicles with the same company qualifies for this discount.
  • Life Insurance – Some companies give a small discount if you purchase life insurance.
  • Discounts for Seat Belt Usage – Forcing all vehicle occupants to wear their seat belts can save a little off PIP or medical payments premium.

Don’t be shocked that most discounts do not apply to the entire cost. A few only apply to individual premiums such as collision or personal injury protection. Just because it seems like you would end up receiving a 100% discount, companies wouldn’t make money that way.

Companies that may have these discounts include:

When getting a coverage quote, ask each insurance company to apply every possible discount. Depending on the company, some discounts may not be available in your area. To see car insurance companies that offer many of these discounts, follow this link.