Five Minute Guide to Saving Money on Mercedes-Benz S55 AMG Insurance on the Internet

Trying to find the cheapest insurance for your Mercedes-Benz S55 AMG could be difficult, but you can follow the following methods to find lower rates.

There is a right way and a wrong way to compare car insurance rates and you need to know the proper way to price shop coverage on a Mercedes-Benz and find the lowest price.

Verify you’re applying every discount

Properly insuring your vehicles can get expensive, but there are discounts available that many consumers don’t even know exist. Some discounts will apply at the time of purchase, but some need to be requested specifically in order for you to get them.

• Pay Early and Save – By paying your policy upfront instead of monthly or quarterly installments you may reduce your total bill.
• Good Student – A discount for being a good student could provide a savings of up to 20% or more. This discount can apply until age 25.
• Data Collection Discounts – Insureds that choose to allow driving data submission to monitor driving habits through the use of a telematics system like In-Drive from State Farm and Progressive’s Snapshot could save a few bucks if they show good driving skills.
• Military Rewards – Being deployed in the military can result in better prices.
• Early Signing – Select larger companies give a discount for buying a policy before your current policy expires. It’s a savings of about 10%.
• Auto/Life Discount – Not all insurance companies offer life insurance, but some may give you better prices if you take out some life insurance too.
• Theft Deterent – Cars equipped with anti-theft or alarm systems have a lower chance of being stolen and will save you 10% or more.
• Defensive Driving Course – Taking a course in safe driver is a good idea and can lower rates depending on where you live.

You should keep in mind that most of the big mark downs will not be given to the overall cost of the policy. The majority will only reduce individual premiums such as medical payments or collision. Despite the appearance that you would end up receiving a 100% discount, you won’t be that lucky.

A list of car insurance companies and their offered discounts are shown below.

• GEICO offers discounts including air bags, daytime running lights, seat belt use, defensive driver, military active duty, and membership and employees.
• MetLife has savings for good student, defensive driver, multi-policy, good driver, accident-free, and claim-free.
• State Farm may include discounts for defensive driving training, accident-free, safe vehicle, good student, passive restraint, good driver, and driver’s education.
• Progressive has discounts for good student, online quote discount, homeowner, continuous coverage, and online signing.
• Mercury Insurance includes discounts for accident-free, type of vehicle, ease of repair, location of vehicle, anti-theft, and good student.
• 21st Century offers premium reductions for theft prevention, defensive driver, anti-lock brakes, student driver, good student, driver training, and teen driver.
• Allstate may have discounts that include auto/life discount, teenSMART discount, early signing, defensive driver, anti-lock brakes, senior citizen, and resident student.

Double check with all the companies how many discounts you can get. Some credits may not apply in your area. If you would like to see a list of companies with the best car insurance discounts, click this link.

Finding car insurance

All the larger car insurance companies make it easy to get price estimates on their websites. The process is pretty painless as you just enter your required coverages into the quote form. Upon sending the form, the quote system automatically orders reports for credit and driving violations and gives you a price quote based on these and other factors.

This streamlines rate comparisons, but the work required to visit multiple sites and complete many quote forms is repetitive and time-consuming. But it’s very important to have as many quotes as possible in order to get the lowest price.

Keep reading for an easier way to compare prices

The smarter way to compare rates uses just one form to get prices from several companies at one time. This type of form saves time, eliminates form submissions, and makes online price comparison much simpler. After sending the form, it gets priced and you are able to buy your choice of the quotes that you receive.

If one or more price quotes are lower than your current rates, you simply finish the application and buy the new coverage. It just takes a couple of minutes and may result in a nice savings.

To quickly find out how much you can save on car insurance, click here to open in a new tab and complete the simple form. To compare your current rates, we recommend that you enter deductibles and limits as close as possible to your current policy. This helps ensure you will have comparison quotes using the same coverage and limits.

When should I discuss my situation with an agent?

When buying the best car insurance coverage, there is no best way to insure your cars. Everyone’s situation is a little different.

Here are some questions about coverages that can aid in determining if your situation will benefit from professional help.

• Is my Mercedes-Benz S55 AMG covered for flood damage?
• Do no-fault laws apply in my state?
• Should I sign the liability waiver when renting a car?
• Am I covered when driving on a suspended license?
• When should I not file a claim?
• Is my teen driver covered when they drive my company car?
• Will I be non-renewed for getting a DUI or other conviction?
• How can I get high-risk coverage after a DUI?
• Should I drop comprehensive coverage on older vehicles?

If it’s difficult to answer those questions but you think they might apply to your situation, you might consider talking to an agent. If you don’t have a local agent, take a second and complete this form.

Final considerations

You just read a lot of ways to save on Mercedes-Benz S55 AMG insurance. It’s most important to understand that the more companies you get auto insurance rates for, the better your comparison will be. You may be surprised to find that the most savings is with the smaller companies.

As you restructure your insurance plan, it’s not a good idea to reduce coverage to reduce premium. There are many occasions where an accident victim reduced collision coverage only to find out that the savings was not a smart move. Your objective should be to buy enough coverage at the best price while still protecting your assets.

Drivers who switch companies do it for many reasons like delays in paying claims, unfair underwriting practices, high rates after DUI convictions and an unsatisfactory settlement offer. No matter why you want to switch, finding a great new company can be easy and end up saving you some money.