Buy Mazda 2 Insurance for Less Money while Keeping Important Coverages

Searching for cheaper insurance for a Mazda 2 can be difficult, but you can learn the following methods to make it easier.

There are both good and bad ways to find car insurance online so we’re going to tell you the quickest way to quote coverages on a Mazda and obtain the best price possible either online or from local insurance agents.

How to find low cost car insurance

Comparing car insurance rates can be a daunting task if you aren’t aware of the most efficient way to do it. You could spend your day driving to local insurance agents in your area, or you can stay home and use the internet to get the quickest rates.

Many insurance companies take part in a program where prospective buyers send in one quote, and at least one company provides a quote. This eliminates the need for form submissions to every company.

To access this free quoting program, click here (opens in new window).

The single downside to using this type of system is that you can’t choose which companies to get pricing from. So if you prefer to pick individual companies to receive pricing from, we put together a list of car insurance companies in your area. Click here to view list.

Whichever way you use, make darn sure you compare the exact same coverages with every price quote. If you compare mixed coverages you will not be able to determine which rate is truly the best.

Verify you’re receiving every discount

Car insurance companies do not advertise the complete list of policy discounts in a way that’s easy to find, so here is a list both well-publicized and the more hidden discounts that you may qualify for.

• Discount for Passive Restraints – Factory air bags or motorized seat belts can get savings of up to 25% or more.
• Sign Early and Save – Some car insurance companies provide a discount for switching to them before your current policy expires. This can save 10% or more.
• Discounts for New Vehicles – Buying car insurance coverage on a new vehicle can be considerably cheaper since newer vehicles are generally safer.
• Low Mileage – Keeping the miles down on your Mazda can qualify you for lower prices due to less chance of an accident.
• Discounts for Responsible Drivers – Drivers who avoid accidents could pay up to 40% less for 2 insurance than drivers with accident claims.
• Senior Citizens – Older drivers may qualify for a small decrease in premiums for 2 insurance.
• Auto/Home Discount – If you have multiple policies and insure them with the same company you could get a discount of 10% to 20% off each policy.

Don’t be shocked that most credits do not apply to all coverage premiums. A few only apply to the price of certain insurance coverages like comp or med pay. So despite the fact that it appears you would end up receiving a 100% discount, it’s just not the way it works.

The best car insurance companies and their possible discounts are shown below.

• Progressive may include discounts for multi-policy, multi-vehicle, continuous coverage, online quote discount, good student, and online signing.
• GEICO includes discounts for anti-lock brakes, multi-policy, five-year accident-free, air bags, good student, multi-vehicle, and anti-theft.
• State Farm may have discounts that include Steer Clear safe driver discount, defensive driving training, multiple autos, good driver, student away at school, and multiple policy.
• Esurance offers discounts including emergency road assistance, multi-policy, good driver, Switch & Save, anti-theft, and online quote.
• The Hartford may offer discounts for driver training, air bag, anti-theft, defensive driver, vehicle fuel type, and bundle.

If you want , ask every company which discounts you may be entitled to. Some discounts listed above might not be available to policyholders in your area. To locate insurers that offer the discounts shown above, click here to view.