Methods for Finding the Best Mercedes-Benz SLS AMG Insurance Prices

Overpriced auto insurance can bottom out your bank account and put a big crunch on your finances. Performing a price comparison can help to ensure you are getting the best deal.

Multiple insurance companies compete for your business, so it’s not easy to compare every company to find the best price available.

Get lower-cost auto insurance with discounts

Auto insurance is expensive, but companies offer discounts that can dramatically reduce your bill. Some discounts apply automatically when you quote, but a few must be specially asked for in order for you to get them.

• Professional Organizations – Having an affiliation with specific professional or occupational memberships or organizations could qualify you for a break on your next auto insurance statement.
• Telematics Devices – Drivers that enable their insurance company to track driving manner through the use of a telematics system such as Progressive’s Snapshot might get better premium rates if they exhibit good driving behavior.
• Discounts for Government Workers – Employees or retirees of the government could qualify for a slight premium decrease on SLS AMG insurance with some auto insurance companies.
• Drive Safe and Save – Insureds without accidents may receive a discount up to 45% on SLS AMG insurance than their less cautious counterparts.
• Fewer Miles Equal More Savings – Low annual miles can earn lower premium rates on the low mileage vehicles.
• Save with a New Car – Insuring a vehicle that is new can save up to 30% compared to insuring an older model.
• Accident Forgiveness – but companies like GEICO and Liberty Mutual may permit one accident before raising your premiums so long as you are claim-free before the accident.

As a footnote on discounts, most of the big mark downs will not be given to all coverage premiums. A few only apply to the price of certain insurance coverages like collision or personal injury protection. Even though the math looks like all those discounts means the company will pay you, you’re out of luck.

A few of the larger companies and a selection of discounts can be found below.

• Farm Bureau may offer discounts for multi-vehicle, multi-policy, renewal discount, youthful driver, and safe driver.
• Liberty Mutual may have discounts that include new vehicle discount, teen driver discount, multi-car, safety features, hybrid vehicle, and new graduate.
• State Farm offers discounts including good driver, driver’s education, multiple policy, safe vehicle, student away at school, accident-free, and defensive driving training.
• Auto-Owners Insurance policyholders can earn discounts including good student, air bags, student away at school, anti-theft, mature driver, and group or association.
• GEICO discounts include air bags, multi-vehicle, good student, membership and employees, anti-lock brakes, military active duty, and emergency military deployment.
• SAFECO has discounts for anti-lock brakes, anti-theft, homeowner, multi-car, and accident prevention training.

Double check with each insurance company which discounts you may be entitled to. Some discounts may not apply to policyholders in your state. If you would like to choose from a list of insurers that provide some of the discounts listed above, click this link.

How to compare auto insurance quotes

All major auto insurance companies such as 21st Century, Allstate and State Farm give prices for coverage online. Getting prices online is fairly simple as you simply type in the amount of coverage you want into a form. Once you submit the form, the quote system pulls your driving and credit reports and gives you a price quote. Online price quotes helps simplify price comparisons, but the time it takes to visit several different sites and type in the same information gets old quite quickly. But it’s necessary to have as many quotes as possible in order to find a lower rate.

The easy way to compare rates

The preferred way to lower your rates utilizes a single form to return rates from a lot of companies. This type of form saves time, requires much less work on your part, and makes price shopping online a lot less work. After your information is entered, it gets priced and you can select any or none of the quotes returned. If one or more price quotes are lower than your current rates, you can click and sign and buy the policy. This process takes less than 15 minutes and you’ll know if lower rates are available.

To compare rates now, click here and submit the form. If you have coverage now, it’s recommended you duplicate the coverage information identical to your current policy. This ensures you will be getting rate comparison quotes for exact coverage.

Do I need special coverages?

When it comes to buying adequate coverage for your vehicles, there really is not a “best” method to buy coverage. Everyone’s situation is unique so this has to be addressed. These are some specific questions can aid in determining if you might need professional guidance.

• Do all my vehicles need collision coverage?
• When would I need additional glass coverage?
• What discounts do I qualify for?
• Can I drive in Mexico and have coverage?
• Does liability extend to a camper or trailer?
• Am I covered by my employer’s commercial auto policy when driving my personal car for business?
• I have good health insurance, so how much medical payments coverage do I need?

If you can’t answer these questions but a few of them apply, you may need to chat with an insurance agent. If you want to speak to an agent in your area, fill out this quick form or go to this page to view a list of companies.

Persistent drivers can save

We just showed you a lot of ways to save on Mercedes-Benz SLS AMG insurance. The key concept to understand is the more companies you get prices for, the better your comparison will be. Consumers may even find the best price on auto insurance is with an unexpected company. Some small companies may often insure only within specific states and give getter rates than the large multi-state companies such as State Farm and Allstate.

More affordable auto insurance can be found both online as well as from insurance agents, and you need to comparison shop both so you have a total pricing picture. There are still a few companies who don’t offer rates over the internet and many times these small insurance companies sell through independent agencies.

As you go through the steps to switch your coverage, don’t be tempted to buy less coverage just to save a little money. In many instances, someone sacrificed liability coverage limits only to find out that it was a big error on their part. The proper strategy is to buy a smart amount of coverage at the lowest possible cost, not the least amount of coverage.