Better Strategies to Lowering Your Porsche 911 Insurance Rates

Finding cheaper insurance for your Porsche 911 can normally be difficult, but you can learn the following methods and make it easy. There are more efficient ways to compare auto insurance rates and we’ll show you the best way to quote coverages on a Porsche and find the lowest possible price from both online companies and local agents.

If you have a current auto insurance policy or are looking for a new policy, you will benefit by learning to shop for the lowest rates while maximizing coverage. Shopping for affordable coverage is simple if you know the tricks. Drivers only need to know the tricks to compare prices online.

Comprehensive Auto Insurance Comparison

Finding a better price on auto insurance can be surprisingly simple. Drivers just need to take the time getting comparison quotes from different insurance companies. It is quite easy and can be accomplished in just a few minutes using one of these methods.

• Probably the best way to compare a lot of rates at once is to use a rate comparison form click to view form in new window. This method eliminates the need for separate quotes to each individual auto insurance company. One quote request gets rate comparisons from multiple companies. It’s the fastest way to compare.
• Another way to compare prices is going to each company’s website to complete their respective quote request forms. For examples sake, we’ll assume you want comparison quotes from Progressive, State Farm and GEICO. To find out each rate you need to take the time to go to each site and enter your policy data, which is why most consumers use the first method.

  For a list of links to companies insuring cars in your area, click here.

However you get your quotes, compare identical coverages and limits with each company. If you compare different values for each quote it’s not possible to find the best deal for your Porsche 911.

Slick advertising tricks that work

Drivers can’t ignore all the ads that promise big savings by companies like State Farm and Allstate. All the companies say the same thing that you’ll save big if you move to them.

But how can every company say the same thing? This is how they do it.

Insurance companies have a preferred profile for the driver they prefer to insure. For example, a desirable insured could be between 30 and 50, is a homeowner, and drives less than 10,000 miles a year. A customer who fits that profile will get very good rates and most likely will cut their rates substantially.

Potential customers who don’t measure up to these standards will have to pay a higher premium and ends up with the customer not buying. The ads say “drivers who switch” not “everybody who quotes” save that kind of money. This is how insurance companies can state the savings. Because of the profiling, it’s extremely important to get quotes from several different companies. It’s just too difficult to predict the company that will provide you with the cheapest rates.

Take advantage of discounts

Companies that sell car insurance don’t list every discount in a way that’s easy to find, so here is a list some of the best known and the harder-to-find savings tricks you should be using. If you aren’t receiving every discount possible, you are throwing money away.

• Early Switch Discount – Some insurance companies reward drivers for signing up prior to your current policy expiration. It’s a savings of about 10%.
• Homeowners Discount – Simply owning a home may earn you a small savings due to the fact that maintaining a home shows financial diligence.
• E-sign – Some insurance companies may give you up to $50 simply for signing online.
• Seat Belts Save – Drivers who require all occupants to use a seat belt could cut 10% or more on the medical payments or PIP coverage costs.
• Anti-lock Brake System – Anti-lock brake equipped vehicles prevent accidents and earn discounts up to 10%.

Keep in mind that most of the big mark downs will not be given to all coverage premiums. Some only apply to the cost of specific coverages such as comp or med pay. So when it seems like adding up those discounts means a free policy, auto insurance companies aren’t that generous.

For a list of providers offering auto insurance discounts, click here to view.

Compare but don’t skimp

We’ve covered a lot of ways to save on Porsche 911 insurance. It’s most important to understand that the more times you quote, the better your comparison will be. Drivers may discover the most savings is with a lesser-known regional company.

Lower-priced Porsche 911 insurance can be bought both online and also from your neighborhood agents, and you need to comparison shop both to have the best rate selection. Some companies may not provide online quoting and many times these small insurance companies only sell through independent insurance agents.

Drivers leave their current company for a number of reasons such as unfair underwriting practices, being labeled a high risk driver, high rates after DUI convictions and not issuing a premium refund. Whatever your reason, choosing a new insurance company is less work than it seems.