Insurance is a personal matter and finding the right insurance agent is an important decision. Licensed insurance agents are trained to help you analyze your insurance needs and make coverage recommendations based on your personal or financial situation.

Progressive Insurance Company has a new car insurance program called MyRate which allows drivers to opt-in to save money on their Progressive auto insurance bill.

When you sign up with MyRate, you receive a wireless transmitter which plugs into the diagnostic port of your car.

State Farm’s announcement that it will no longer be writing property insurance in Florida will not affect the availability of car insurance for about 2.8 million Florida customers. The pull out only impacts homeowners, renters, condominium owners, boat owners and business property owners.

There was an interesting article posted on Insurance Journal today about a Wisconsin family who had a UIM claim denied. You can read the article here. I’m not going to go into the details of the case, other than to say they had multiple personal auto policies, one of which had lapsed, the other had no UIM coverage.

As winter weather grips the majority of the U.S., hopefully you’ve already taken the time to make sure your car is winterized and ready for the harsh conditions.

I was watching TV last night and I happened to see an Allstate car insurance commercial that was a little more direct than just saying they could save you X dollars or asking if you’re in good hands.

Think again.  That three, five or even seven hundred dollar GPS navigation unit that does everything but steer the wheel is essentially uninsured while in full view of anyone looking in your windshield.

Why do I say essentially? Ok, there is coverage actually, but it probably doesn’t come from your car insurance policy.

When buying car insurance from an agent, there are different types of agents you can choose from. Agents who write with companies like State Farm and Farm Bureau Insurance are captive agents, which means they only write for one company. They do not have access to car insurance rates of any other companies, so they cannot comparison shop your coverage for you.

Buying car insurance online has transformed the way auto insurance is advertised, sold and delivered. Your only option used to be calling or stopping by your local insurance agent’s office. Advertising was much more location-focused with large companies attempting to push the consumer to their local representative.

If you own a “classic” car, which could be considered anything over about 25 years old, you could save money on your car insurance by buying specialized classic car insurance.

There are two ways to find insurance for your older vehicles. The first is to check with your current insurance company to see if they have a rating classification for classic or antique autos.